Sentences with phrase «purchase supplemental coverage»

Many of us may choose to accept the basic coverage provided by our employer's benefit plan, and purchase supplemental coverage from the employer's plan for a number of different reasons.
Many auto insurance carriers will allow you to purchase supplemental coverage to pay for matters that the rest of your insurance may not allot for.
However, for added protection, and if you can still afford it, do not hesitate to purchase supplemental coverage that is not exactly required by NYS laws.
First, check with your employer to see what coverage they provide, then ask if you can purchase supplemental coverage.
For those who need to purchase supplemental coverage, travel agents sell plans, as do insurance brokers.
Rideshare drivers should know how a rideshare company's insurance works and understand the advantages of purchasing supplemental coverage.

Not exact matches

If you find a standard home insurance policy's liability limit is lower than this amount, consider purchasing an optional umbrella policy to provide supplemental coverage.
You may also purchase supplemental liability coverage, at an additional cost.
If you are already retired, you can compensate your healthcare expenses by purchasing illness - specific coverage or supplemental insurance policy.
Supplemental Life Insurance — You may purchase additional life insurance for yourself up to three times your annual salary, spousal coverage up to 50 % of your life insurance amount, and dependent life insurance of $ 10,000 for each child.
You may check other option of purchasing additional insurance coverage and any of the other supplemental services offered by the rental company (GPS, cooler, child seats, mobile phone rental, etc.).
Some employers provide employees with the option to purchase supplemental life insurance that increases coverage and does not have stipulations, such as AD&D or burial insurance.
A supplemental policy works the same way as most types of life insurance: You choose a coverage amount to purchase; make regular payments on the premium, and your beneficiary can receive a cash benefit when you pass away.
However, insurers are required to offer their policyholders the opportunity to purchase supplemental spousal liability coverage.
When group coverage and traditional individual disability insurance don't provide enough coverage, the high - income professional can purchase a supplemental disability insurance policy.
In order to obtain coverage for these storms, you may need to purchase a supplemental policy known as hurricane insurance.
An Umbrella or Excess Liability policy is not part of your Homeowners policy but makes a supplemental insurance coverage, which you have to purchase separately.
The amount you'll pay for the supplemental coverage could be more than what you'd pay for an individual policy you purchased on your own, especially if you're young and healthy.
While people often get some life insurance coverage through their employer, many purchase supplemental policies to have coverage tailored to their lifestyle.
If your employer offers coverage, you will need to decide whether to purchase the company's supplemental plan or buy individual coverage.
On the other hand, if you need more life insurance than is provided as basic group coverage and have had trouble being approved for an individual policy, you should purchase supplemental life insurance.
It can be purchased separately or as supplemental insurance in addition to term or whole life coverage.
Also, customers of AIG / American General can purchase retirement annuities (to help with tax - advantaged saving and ongoing income in the future), as well as accident and supplemental health insurance coverage, income protection solutions, and retirement planning programs.
Most plans have state to state limitations so if travelers are leaving their state of residence and have limited primary coverage, or aren't sure, it may be better to be safe rather than sorry by purchasing supplemental medical coverage before leaving home.
Supplemental dental insurance is purchased to fill the gaps in a policy holder's dental or medical coverage.
When coupled with other eligible transfers and purchases, a senior citizen can secure supplemental Medicaid coverage at no cost while maintaining a high standard of living.
Most companies clearly state what is covered as well as the supplemental coverage that can be purchased.
If you find a standard home insurance policy's liability limit is lower than this amount, consider purchasing an optional umbrella policy to provide supplemental coverage.
The two supplemental types of coverage that can be purchased from independent insurance agents are Medicare Advantage and Medicare supplement plans.
Since term life can be purchased to cover a specific time period, the policyholder does not have to pay for the extra life insurance once the need for it has passed and inexpensive premiums make term life an excellent option for supplemental coverage.
Though that may be enough coverage if you are single with no dependents, many companies offer the option to purchase a supplemental policy.
If you realize later on that you need more coverage than what you purchased, you will likely have to buy another policy, or a supplemental policy, unless you have elected a flexible universal policy that permits you to adjust coverage amounts.
The fact is, if you have a need for additional life insurance coverage, you may want to purchase supplemental life insurance to add to your current financial plan to provide your loved ones with an adequate amount of protection.
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