Sentences with phrase «purchase term policies»

Bowker says younger customers tend to purchase term policies, as they are typically more affordable.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).

Maybe your parents co-signed your mortgage for you or your grandma is the co-signer on your private student loans, purchasing a term policy to protect those co-signers is not only smart, but a way to say thank you to those who supported you in your time of need.

Others purchase a term policy to ensure their spouse will be able to continue to pay their mortgage.

When you purchase a term policy, you can name specific beneficiaries to receive the death benefit if you pass away.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).

Term insurance is the most affordable at this stage, but before blindly purchasing any term policy, you should try to envision your financial situation at the end of the term.

That's why when purchasing a term policy, it's never a bad idea to find out what kind of permanent policies are offered by the company you are considering.

The ROP policy in your scenario is equivalent to purchasing the term policy and investing the difference with an annual return of 5.

Some people decide to purchase a term policy with a high death benefit, to cover immediate needs, and a smaller permanent policy to provide future coverage and asset growth.

When you purchase a term policy, you enter an agreement with the insurance company: If you die during the term, your beneficiaries receive the full amount of the policy.

This option can save you money on a permanent policy, if your health has deteriorated from when you originally purchased your Term policy.

That's why when purchasing a term policy, it's never a bad idea to find out what kind of permanent policies are offered by the company you are considering.

You can do the opposite as well which is one debatable theories in life insurance industry that says purchase term policy and invest the difference instead of buying whole life insurance.

In my humble opinion it's almost always best to purchase a term policy and invest the money saved in a vehicle that will generate better returns.

For longer term goals, I recommend purchasing a term policy which will provide coverage into your eighties or nineties.

If you had purchased a term policy at 23, knowing you were going to get married that year, everything would be different.

I purchased a term policy last month and it was so easy and competitively priced.

The good news is that many people who purchase a term policy don't end up using it.

Maybe your parents co-signed your mortgage for you or your grandma is the co-signer on your private student loans, purchasing a term policy to protect those co-signers is not only smart, but a way to say thank you to those who supported you in your time of need.

Depending on which life insurance company you choose to purchase a term policy from will determine the different lengths of term life that you can choose from but many carriers offer 5, 10, 15, 20, 25, and 30 - years.

Others purchase a term policy to ensure their spouse will be able to continue to pay their mortgage.

You purchased your term policy when you were 30 years old, so the underwriters base the price of your new whole life policy off the age 30.

Whatever risk class you were approved for when you purchased the term policy, you keep when you convert, even if your health has deteriorated.

You would be much better off investing the savings from purchasing a Term policy in a tax advantaged vehicle that will provide stronger returns.

If you decide to purchase a term policy some of them offer «level term» which basically, guarantees that your premium will stay the same for the full length of the policy.

My brother had purchased a term policy on August 2015.

You can buy the insurance service for 10, 15, 20 and even 30 years, however, you need to keep the age eligibility criteria in view while purchasing the term policy, which is generally 65 years.

I had purchased term policy from hdfc life i had mentioned sum assured amount of previously purchased policy, but by mistake i missed to mention perevious policy details like compny name and date of issue.pease suggest should i continue my policy.

If you purchased the term policy and each year invested the $ 800 savings, at the end of the 20 years you would have $ 27,775 (assuming a modest 5 % annual rate of return on your investment).

It's always best to «test the waters» first and purchase a term policy, rather than jumping in the deep end with a permanent policy, only to find out later on that you don't need it.

Depending on the situation, most applicants will purchase a term policy in addition to a guaranteed universal life insurance policy.

You purchase a term policy with either 10, 15, 20, 25 or 30 year terms.

Instead they suggest you purchase a term policy with its lower premiums and find a safe way to invest the extra cash.

Cons - The downside to purchasing a term policy as a senior is the possibility that you could outlive it.

If you have more than one life event, like a mortgage and college expenses for your children, you will want to purchase a term policy that extends past both of the life events with a large enough death benefit to pay for both events.

With the amount of money that you will save on the term policy versus the whole life policy, you can purchase a term policy with a $ 1 million death benefit with a premium of about $ 2,000 per year.

When purchasing a term policy, the «term» is number of years your life insurance policy cost and coverage amount are guaranteed not to change.

For mortgage protection, make sure you purchase a term policy that will extend coverage until your mortgage has been paid off.

You may have purchased your term policy when you were younger, and it was all you could afford at the time.

Yes, you can compare pricing, apply online and complete the entire process of purchasing your term policy over the internet — safely and securely.

Some people decide to purchase a term policy with a high death benefit, to cover immediate needs, and a smaller permanent policy to provide future coverage and asset growth.

Instead take a decision on whether or not to pay future premiums by comparing the benefits you would get by continuing the policy with the benefits of surrendering, purchasing a term policy and investing the remaining amount in a good mutual fund or exchange - traded fund.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

«Depending on plan design, consumers who purchase short - term, limited - duration insurance policies and then develop chronic conditions could face financial hardship as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

AD&D insurance can be purchased as a standalone policy or as a rider to another life insurance policy, such as term life insurance.

While they're purchased together, each portion of the policy has its own terms and is somewhat independent.

With term life insurance, however, the policy is purchase for a set period of time.

On the monetary policy side, the Federal Reserve cut short - term interest rates close to zero, communicated that short - term rates were likely to stay exceptionally low far into the future, and undertook a series of large - scale asset purchases in order to ease financial conditions further.