Sentences with phrase «purchased as a separate policy»

This type of insurance product can be purchased as a separate policy or as an endorsement.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

It can be added to an existing homeowners insurance policy as an endorsement or purchased as a separate policy.

New York and Texas Residents: CDI coverage, except when purchased as a separate policy, is not available to NY and TX residents.

Flood insurance is provided through the federal government and must be purchased as a separate policy.

BAP may be purchased as a separate policy or as part of a package which may include protection for business property, such as building, equipment, furniture, etc..

Trailer insurance, whether included as part of your auto, business, ATV, boat or other insurance policy or purchased as a separate policy, will typically include a few different types of coverage options.

It is not something you purchase as a separate policy; rather, you typically have it as part of the policies you already own.

Earthquakes are excluded from standard homeowners and renters policies, but coverage can be purchased as a separate policy or an endorsement.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

This type of insurance can be purchased as a separate policy but some companies also sell it as a rider to a permanent policy.

Not exact matches

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

This is generally not offered as part of a typical homeowners insurance policy and must be purchased as an endorsement, or rider, or as a separate earthquake policy.

If you live in an area prone to earthquakes — such as Alaska, California and Nevada — you can purchase earthquake insurance from a surplus lines carrier as an endorsement or a separate policy.

So, the only way to get overlapping coverage is to purchase separate policies as Jon suggests.

If a homeowner's short - term renting activity can be defined as commercial, they should strongly consider purchasing an endorsement (if their homeowners insurance company offers one) or a separate policy to cover themselves and their home while lessees stay there.

Wind insurance can either be purchased as an endorsement to your home insurance policy, as a separate policy from a private insurer or through a government program.

However, you may need to purchase a separate endorsement or policy to cover certain disasters such as floods, earthquakes, and tornadoes, which can be a good idea if you live in a high - risk area.

Trailer insurance, whether included as part of your car, truck, boat, or ATV policy or purchased as a separate rider, will offer a few different types of coverage options.

On top of the cost of the purchased ticket, the unaccompanied minor service fee is added as a separate charge, and airline policies differ on when this payment is collected.

Terminal illness life insurance is not up for purchase as a separate insurance policy.

You do not need to purchase separate Indiana tornado insurance, as it is typically included in a standard homeowners or renters insurance policy that covers your home and your possessions.

You can purchase it from the same place you got your loan, or as a separate policy from insurance brokers or over the Internet.

As permanent policies, they afford the flexibility to vary the amount or timing of premium payments, and the death benefit may be adjusted up or down (in accordance with the plan limits) without having to purchase a new or separate policy.

However, you can purchase flood, earthquake, and, yes, even bed bug insurance, as a rider for your renters insurance or a separate policy if you want or need it.

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

Some will enable you to purchase this coverage through an additional endorsement, but others will require you to purchase this coverage as a completely separate policy.

This is generally not offered as part of a typical homeowners insurance policy and must be purchased as an endorsement, or rider, or as a separate earthquake policy.

If you have made purchases or received gifts that exceed these limits, you should consider supplementing your policy with a «floater,» a separate policy that provides additional insurance for your valuables and covers them for perils not included in your policy such as accidental loss.

Coverage for these must be purchased separately either as additional rider clauses to the standard form, or as entirely separate policies.

Trailer insurance, whether it is included as part of your auto, ATV, boat or business insurance policy or purchased as an entirely separate policy, will probably include a few different coverage options, including these:

You may not need to purchase a separate policy, as you can usually include trailer coverage as an option with your auto insurance policy.

Acts of terrorism are typically excluded under most homeowners policies and have to be purchased as separate coverage.

Below are just a few of the optional coverages that you may be able to purchase either as add - ons to an Allstate policy or as a separate policy.

You must purchase a separate policy for flooding events caused by a storm or other natural disasters such as hurricanes.

Most homeowner, condo and rental insurance policies do not cover damage caused by an earthquake, but coverage can be purchased as an endorsement or a separate policy.

Are you familiar with this type of request that in addition to renters personal property and liability that a separate public liability policy be purchased by tenant naming landlord as additional insured?

The same goes for European car insurance, as it may be cheaper to purchase a separate short term policy which covers overseas travel rather than paying for it as an add on to a conventional policy.

As you probably know that the premium for a health insurance policy to be issued to a person with a pre-existing disease is comparatively high, it's better to purchase a separate health insurance policy for such a person in your family.

With the aforementioned facts stated above, it is evident that you should purchase separate health insurance policies for your parents, as including them in your family floater health insurance policy is most likely to increase the premium.

Typically, water that comes from the bottom up — such as an overflowing river — is covered by a separate flood insurance policy, which can be purchased from the federal government's National Flood Insurance Program (NFIP), and from some private insurers.

The term policy can be purchased as a rider or perhaps as a separate policy.

A lot of these coverage options may be included with a basic policy, but some insurance providers may require you to purchase some options as separate endorsements.

You may be able to add renters earthquake coverage as a rider to your policy if you live in an affected area, or you may have to purchase a separate catastrophic insurance policy.

The lessee should determine the likelihood of occurrence of such perils as floods, earthquakes, landslides, or other phenomena called natural disasters and purchase protection in a separate clause or policy.

It may be in your best interest to purchase a separate Napa renters insurance policy because if something were to occur to the condominium or other such property that prevented you from being able to run your business, you could turn this into your California insurer and receive some compensation for the work that you have missed as a result.

Most companies provide renters insurance rates to handle these occurrences in separate policies or as riders to the main policy however coverage can be added if you live in a flood plain or earthquake state such as California Once you've decided on the renters insurance company who will provide the policy for you, it is important to determine which type of replacement calculation you will purchase with the policy.

Below are just a few of the optional coverages West Virginia insurance companies offer that you may be able to purchase either as add - ons to your current landlord insurance policy or as a separate policy.

Any traveler who does not have the same travel dates as the rest of the group would need to purchase a separate policy.

If a homeowner's short - term renting activity can be defined as commercial, they should strongly consider purchasing an endorsement (if their homeowners insurance company offers one) or a separate policy to cover themselves and their home while lessees stay there.