Sentences with phrase «purchased by individuals»

Term life insurance is purchased by individuals, couples, families and consumers of all ages.

Whole life policies are more expensive than term life, and are commonly purchased by individuals with large estates or those who simply want life insurance coverage for life.

Like whole life and guarantee universal life, these policies are typically purchased by individuals who want a lifetime death benefit and a policy that builds cash value over time.

These policies are usually purchased by individuals who are between the ages of 50 and 80 years old — although there are some insurance carriers that will offer policies to those who are in the older age ranges.

These plans are typically purchased by individuals who are age 50 or older, and they are for the primary purpose of paying funeral and other related final expenses such as for one's burial plot and headstone.

Modified endowment contracts are usually purchased by individuals who are interested in tax - sheltered, investment - rich policies, and do not intend to make pre-death policy withdrawals.

The mandated benefit laws most often apply to health insurance coverage offered by employers and private health insurance purchased by individuals, either through the health insurance exchanges or off - exchange.

Universal life insurance can be purchased by individuals but is also regularly offered by employers as group universal life insurance.

It's commonly purchased by individuals who need greater coverage in the short - term, say a 10 year term, but less coverage later, such as while raising small children.

Insurance Council members provide insurance products ranging from those usually purchased by individuals (such as home and contents insurance, travel insurance and motor vehicle insurance) to those purchased by small businesses and larger organisations (such as product and public liability insurance, commercial property, and directors and officers insurance).

«Or, personal auto insurance may be interpreted as affordable if it is actually purchased by individuals and / or families.»

Typically, this type of coverage is purchased by individuals who are in the age range of between 50 and 80 years of age — although there are some life insurance companies that will offer policies to people who are older.

DAS provides legal expense coverage that can be purchased by individuals who need to pursue legal action, covering disbursements and adversary costs in the event of an unsuccessful case.

In Europe, it is widely purchased by individuals and businesses, and is a great way to improve access to justice.

The second, packaged as Green Tags, is purchased by individuals or entities who are causing bad emissions and wish to zero out their impact — Florida Power and Light, for example.

This carbon - currency would be traded and purchased by individuals and companies whose carbon footprint exceeds «a» set limit... and would be a taxable resource as well... and also generate commissions and penalties.

Universal life insurance can be purchased by individuals but is also regularly offered by employers as group universal life insurance.

It can be purchased by individuals or large or small groups.

Some are purchased by the individuals doing the reviews and some are provided by a brand, merchant or public relations firm for the purpose of testing and possibly reviewing.

The Journal is a benefit of membership and may be purchased by individuals, libraries, and other institutions by annual subscription directly from this website.

These friendly messages are intended to be purchased by individuals or LLL Groups only.

ETH is widely traded across the world on different cryptocurrency exchanges (such as ODEM, Requitix, Shping, Play2Live, Apollo, AQwire); therefore, it can be easily sold and purchased by the individuals by using fiat or other cryptocurrencies.

While other automobile manufacturers such as Ford and GM are looking to introduce their systems in fleets of taxi - style cars, Volvo will be releasing its technology directly on vehicles that can be purchased by individuals.

The Consumer Price Index (CPI) is one of the most widely recognized price measures for tracking the price of a market basket of goods and services purchased by individuals.

In practice, many uniforms were purchased by individual states, privately tailored or were made at home by mothers, wives and sisters, and there was an enormous amount of variety on the battlefield.

These books are often purchased by the individual teacher and the expense can add up.

At this time, Kajeet Education Broadband is not available for purchase by individuals or families.

According to Library Journal's «2013 Report on E-Books in Public Libraries», where 89 % of US public libraries offer eBooks, collection size and circulation have increased: 45 % increase in median number of e-books between 2012 (5,080) and 2013 (7,380) 145 % circulation increase from 2011 to 2012 (with anticipated 2013 increase of +38.9 %) These numbers reflect all points of access, including those directly licensed or purchased by an individual library and those available through a consortium.

Yet such metric - based systems can simultaneously increase the variety of books purchased by individual customers while decreasing the overall variety of books bought by everyone.

Because of how ETFs are constructed, the ETFs that have been introduced thus far for purchase by individual investors tend to be indexed and therefore more similar to passively managed index mutual funds.

Purchase by the individual bottle ($ 19.99 ea, + shipping), a Four Pack Sampler ($ 78.96, + shipping) or go all - out with the Collector's Pack including all six wines ($ 117.94, + shipping).

As voluntary offset purchases by both individuals and corporations ramp up, a strong backlash against «offsetting your guilt» is building astride.

The Bottom Line: This plan offers broad protections that can be purchased by individual business travelers or by corporations protecting their employees.

Long - term disability is an entirely different animal, as it's typically purchased by the individual.

Flood insurance policies, available for purchase by both individuals and business owners in California, will cover damage associated with the following:

Taxability of Benefits Received: Generally, benefits received from a tax - qualified LTCi policy that was purchased by an individual are non-taxable and therefore excluded from Adjusted Gross Income.

Individual Health Insurance — Health insurance purchased by an individual rather than a group plan purchased by an employer.

• Skilled in turning large pieces of meat into retail - ready portions, that can be purchased by individual customers and restaurants.

Not exact matches

A study by eMarketer found that 62 percent of site visitors who participated in a live chat «reported being more likely to purchase from the site again,» while 38 percent of individuals «made their purchase due to the chat session itself.»

Executives declined to discuss their outlook for 2019 exchange participation but said they were not concerned by the repeal of the individual mandate to purchase insurance.

By aggregating individual purchasing orders, SokoText can obtain produce on behalf of local fruit and vegetable vendors at wholesale prices.

A survey conducted by the Illinois Dept. of Commerce & Economic Opportunity revealed that 93 percent of customers said they preferred to purchase from a company that employed individuals with disabilities.

In inventory management, for example, purchasing decisions are traditionally made by experienced individuals, called buyers, department by department.

Whether you're buying time on cable systems or individual stations, you can save money by purchasing «broad rotators,» which means your spots may run anytime during entire dayparts, not just within specific, higher - rated shows.

Adams: Once you've put in $ 25,000 to $ 30,000, it's time to diversify a little — not by selling what you've got but by purchasing individual municipal bonds.

With purchasing PLR content by the pack, as is available on the non-membership site PLRProducts, the upfront costs are lower, but at the individual level, you often end up paying more per article.

«In the district court, NFIB's standing was established by many individual small business - owners, in addition to Mary Brown, all of whom are members of NFIB and who have exercised their right to not purchase insurance,» says Karen Harned, executive director of NFIB's legal center.

This time, Pomerantz established the right of individual foreign investors who purchased foreign - traded shares of a foreign corporation to pursue claims for securities fraud in a U.S. court, thereby overcoming obstacles created by the U.S. Supreme Court's 2010 read more

In addition, I would point out that equities are purchased and traded by private individuals, who inherently have time value of money and liquidity preferences that are also priced into equities, given their specific limitations and characteristics (e.g., in the event of a stock market crash, liquidity may disappear at the exact moment it is most desired, and therefore the risk of that lack of liquidity is priced into the equity).

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.