Also known as corporate - owned life insurance (COLI), key man life insurance is
purchased by a business to insure the life of one of the company's employees.
Individual life insurance policy
purchased by the business owner on behalf of select key employees.
Commercial general liability insurance is one of the most common insurance coverages
purchased by businesses.
Key Executive / Person Insurance Life insurance
purchased by a business on a valuable employee (or owner - employee) to indemnify the business against the potential financial loss that would result in the event of that individual's death.
Nearly all policies are
purchased by the business with the business being the beneficiary and the premium payer.
Key man insurance, commonly referred to as key person insurance, is essentially life and / or disability insurance
purchased by a business on the life of a key employee or business owner to offset financial losses that would arise from his or her death or extended illness.
Workers» compensation insurance is
purchased by businesses, and is underwritten by insurance companies and, in some states, underwritten by publicly supported state funds.
Here are the ones most commonly
purchased by businesses.
A group universal life policy is most commonly
purchased by businesses looking to provide life insurance coverage for their employees.
Dead peasant insurance is a slang term used to describe life insurance policies
purchased by businesses on the lives of their ordinary employees for the express benefit of the company.
They are also
purchased by business partnerships where after the last partner passes away, it is used to pay any kind of business expenses.
Definition: Key Person Insurance is any type of life insurance that is
purchased by the business organization on the life of the key person or persons, with the organization listed as the beneficiary.
Definition: Key Person Insurance is life insurance
purchased by the business organization on the life of the key person or persons, with the organization listed as the beneficiary.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the
purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and
purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The agents, risk managers, and small -
business consultants Inc. spoke with warned that insurance
purchases can be driven
by exaggerated fears, particularly of litigation.
As a small
business owner, one of the best ways that you can boost sales in your organization is
by offering a variety of payment options that make it painless for your customers to
purchase your products or services.
A closer look at Market Basket's operations under Arthur T. Demoulas suggests that its industry - beating 7.2 percent operating margins in 2012, cited
by the Boston
Business Journal, derive from six secrets: long - term employee relationships, low overhead, bulk
purchasing, low prices, no debt and treating employees and customers like family.
Journey is a great example of an early 80s bands that focused on
business as well as art
by plowing earnings back into stage, sound, and lighting equipment;
purchasing their own trucks and transportation gear; and providing their label (CBS) not only with finished records but also with artwork and merchandising material.
A new
business backed
by Quadrant Private Equity and the Perth - based family of Timezone founder Malcolm Steinberg has completed the
purchase of Ardent Leisure Group's bowling and entertainment division.
Going into free shipping whole hog: Small
businesses make a huge mistake
by offering free shipping year round or for all
purchases regardless of price, says Chris Malta, an Orlando, Fla. - based shipping expert.
Three days later this week, in China, news surfaced that the country has removed from a central government
purchase list some of the largest U.S tech firms implicated in the very affairs revealed
by Snowden, including most notably Cisco Sistems (CSCO), but also Apple Inc (AAPL), Citrix Systems (CSTX), and Intel's (INTC) McAfee security
business.
Aside from interest generated
by Trump,
businesses are closely watching the case as a rare instance of an antitrust agency trying to prevent a company from buying a supplier, as is the case with AT&T's
purchase of Time Warner.
Those words, written
by Ross, have held true for the magazine ever since, even as Canadian
Business was sold in 1990 to Maclean Hunter, a magazine empire eventually
purchased by Rogers Communications.
BGD Corporation is the latest Perth - based company to initiate a backdoor listing, announcing today that it intends to establish a primary healthcare
business by purchasing assets held
by Modern Medical.
When this index exceeds the rate of return earned on equity
by the
business, the investor's
purchasing power (real capital) shrinks even though he consumes nothing at all.
Emeco Holdings has diversified its
business outside the mining sector
by purchasing truck and trailer rental company Rentco, which was founded in 1994
by Perth brothers Bob and John Shier, in a structured deal worth at least $ 52 million.
Amazon customers
purchased one billion items from small
businesses this holiday season, according to a new report
by Amazon released today.
Step 4:
Purchase By the time consumers reach step four of the advertising success model, they understand the business, product or service enough to feel motivated to take action and make a p
Purchase By the time consumers reach step four of the advertising success model, they understand the
business, product or service enough to feel motivated to take action and make a
purchasepurchase.
Buying a luxury car is more than just
purchasing mobility and
by the very nature of the cars we create, there is a natural fit with the growing
business of experiences.
Just as baby boomers took over
business, politics, and the consumer economy during the 1980s and»90s, millennials currently in their mid-20s will make up the majority of jobs and big - ticket
purchases such as houses and cars, Slok wrote in a recent brief, which was first reported
by Axios.
Although the industry suffered in the two years immediately following the recession, revenue began growing again in 2011 as
business owners freed up capital
by shifting to renting — rather than
purchasing — heavy equipment.
Thanks to Title III of the Jumpstart Our
Business Startups (JOBS) Act, which went into effect in mid-May, they can now raise money
by soliciting small - time investors who want to
purchase shares.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this
business; the risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the risk that the economic and political uncertainty caused
by the proposed tariffs
by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix; risks associated with the ramp - up of production of our new products, and our entry into new
business channels different from those in which we have historically operated; the risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and
businesses may defer
purchases or payments, or default on payments; risks resulting from the concentration of our
business among few customers, including the risk that customers may reduce or cancel orders or fail to honor
purchase commitments; the risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits of the transaction; the risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the risk posed
by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired; risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products risks related to our multi-year warranty periods for LED lighting products; risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products; risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
As unlikely as the
purchase might be, does America want its paper of record to be owned
by a man whose nine titles on his English -
business card include «Most Influential Person of China» and «China Moral Leader»?
Cree considers free cash flow to be an operating performance and a liquidity measure that provides useful information to management and investors about the amount of cash generated
by the
business after the
purchases of property and equipment, a portion of which can then be used to, among other things, invest in Cree's
business, make strategic acquisitions, strengthen the balance sheet and repurchase stock.
By purchasing Texture, Apple now has a magazine subscription service to accompany its Apple Music online streaming service as it continues to invest in software subscription offerings to augment its core
business of selling iPhones and Mac computers.
After taking over as CEO from Michael Eisner in 2005, Iger's tenure at the head of the company has been marked
by a string of successful acquisitions that bolstered Disney's movie
business, including
purchases of Pixar, Marvel Entertainment, and Lucasfilm.
If Avigilon could persuade customers its systems are actually
business tools, the cost of
purchasing them might be shared
by operations, human resources and other budgets.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of
purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused
by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving
business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
These sites will help you better target prospects» likes and interests, pique interest and influence
purchase decisions
by offering discounts, promotions or giveaways when they «check in» to your
business.
Shahab Etessami, a former rug wholesaler who wrote the software Shallenberger now uses, says that «probably 90 %» of the people in the rug industry start a software
purchase by simply asking other people in the
business which software they use and where they got it.
Business owners often think if they
purchase a piece of equipment for $ 100,000, they should be able to borrow $ 100,000
by pledging the equipment as collateral.
Small
businesses may not be able to match the cyber security investments made
by their deeper - pocketed competitors, but they can still
purchase cyber insurance policies without breaking the bank.
--
By Shaleena Chanrai, co-founder and art director of Bella Kinesis, a sportswear brand that helps fund
business education for women in rural India through customer
purchases.
In fact, it's now easier for small
businesses to place display ads on millions of websites
by going through a few ad networks that have
purchased most of the space available on publisher websites.
Many people swear
by the free calendar - management tool, Tungle.me but another popular one is TimeTrade, which is an appointment - scheduling software that many
businesses purchase.
Each of your
business's sales and
purchases must be backed
by some type of record containing the amount, the date, and other relevant information about that sale.
Accounts receivable represents the amount of money owed to the
business by customers who have
purchased on credit.
«We find that customers want to scale smoothly, without additional license
purchases,» says Douglas O'Flaherty, senior product marketing manager for Red Hat, a Linux provider whose Red Hat Enterprise Linux is used
by businesses large and small.
But the
purchase incited significant backlash against Dish, which through two controlled affiliates had secured a 25 % small -
business discount that was subsequently revoked
by the FCC.