Sentences with phrase «purchased coverage under a policy»

For a low monthly premium, Larry has purchased coverage under a policy against just such an event as this.

Not exact matches

A policyholder could find itself in the position of recalling on its own initiative or being asked by FDA to recall based on this «reasonable probability» standard, but not being able to satisfy the definition of «accidental contamination» under its specialty policy because it can not prove its product was W With the frequency of costly product recalls on the rise, many companies have considered purchasing specialty recall coverage to secure coverage for certain recall - related losses that are often excluded from general liability and property policies.

Most condo insurance policies have limits on how much coverage you can purchase under certain categories such as electronics, jewelry and art.

Gerber's whole life insurance policies also can be purchased without undergoing a medical exam, so long as you are under 51 and are seeking less than $ 100,000 in coverage.

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

If you don't have coverage under your homeowners policy, purchase canine liability insurance — a policy that is designed to specifically cover you in the event you are sued due to your dog's conduct, Cannon advises.

Ask what services and limitations on coverage are provided under each policy so that you can decide whether coverage purchased at a higher rate may be better for your needs.

If you're an Allstate customer, you can check the coverages you have purchased by looking at your Policy Declarations under «Coverage.»

If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella or excess liability policy, which provides broader coverage and higher liability limits.

If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).

If you purchased collision coverage on at least one of your covered vehicles under your policy, Pet Injury Coverage is automatically applied.

No, coverage for mobility devices falls under our core policy, meaning there is no additional cost or rider to purchase in order to receive this benefit.

Our earthquake insurance allows you to choose between two policies — either purchase all of your coverages together under one deductible, or choose to have separate deductibles for your dwelling and personal property.

Our earthquake insurance allows your customer to choose between two policies — either purchase all of their coverages together under one deductible, or choose to have separate deductibles for the dwelling and personal property.

To protect his company, Paul ensures that Luxury Landscaping has purchased auto liability coverage under a standard commercial auto policy.

However if you own a property or have investments and savings that are worth more than the liability limits under your policy, consider purchasing an Umbrella or Excess Liability policy, which will provide extra liability coverage to protect your assets.

You can purchase a drone insurance policy that goes above and beyond what is in your home or renters policy, including medical and accidental death coverage for your own injuries (not covered under home insurance), as well as additional liability coverage.

Damage caused by earthquakes is not covered under most standard business property policies, but you can purchase special earthquake coverage in areas where earthquakes are common.

We have completed our review, and unfortunately we are unable to provide benefits under the coverage purchased for the following reasons: Under our policy guidelines, Trip Cancellation / Interruption benefits do not cover losses due to travel arrangements cancelled by the airline, cruise line, or tour operunder the coverage purchased for the following reasons: Under our policy guidelines, Trip Cancellation / Interruption benefits do not cover losses due to travel arrangements cancelled by the airline, cruise line, or tour operUnder our policy guidelines, Trip Cancellation / Interruption benefits do not cover losses due to travel arrangements cancelled by the airline, cruise line, or tour operator.

A temporary loss of luggage is covered under travel insurance baggage delay coverage, which reimburses the insured traveler (up to the policy limits) for the purchase of essential personal items necessary until their luggage arrives.

You might not need complete coverage yet (although being covered under multiple policies may help you sleep better at night), but owning a basic Calgary car insurance policy is an absolute must, no matter how troublesome the process of purchasing it sounds.

The booking for the Trip must be the first and only booking for this travel period and destination, You are not disabled from travel at the time You pay the premium, and You must purchase this policy for the full non-refundable cost of Your Trip; 2) Suicide, attempted suicide or any intentionally self - inflicted Injury while sane or insane (in Missouri, sane only) committed by You, Traveling Companion, or Family Member whether insured or not; 3) War, invasion, acts of foreign enemies, hostilities between nations (whether declared or not), civil war (does not apply to Cancel for Work Reasons coverage); 4) Participation in any military maneuver or training exercise (does not apply to Cancel for Work Reasons coverage); 5) Piloting or learning to pilot or acting as a member of the crew of any aircraft; 6) Mental or emotional disorders, unless hospitalized; 7) Participation as a professional in athletics; 8) Being under the influence of drugs or intoxicants, unless prescribed by a Physician; 9) Commission or the attempt to commit a criminal act by You, Traveling Companion or Family Member whether insured or not; 10) Participating in bodily contact sports; skydiving; hang gliding; parachuting; any race, bungee cord jumping; speed contest; spelunking or caving; (Does not apply while on Your Trip if You purchase Sports Coverage); 11) Participating in extreme skiing or mountaineering (mountaineering below 15,000 feet is covered while on Your Trip if You purchase Sports Coverage); 12) Dental treatment except as a result of Accidental Injury to sound natural teeth; 13) Pregnancy and childbirth (except for Complications of Pregnancy or as specifically provided under Part A); 14) Traveling for the purpose of securing medical treatment.

Such coverage may be purchased as an individual policy or available under a plan offered through your employer.

The ACA mandates coverage for pre-existing conditions under health insurance with one exception: grandfathered plans, which are individual policies purchased on or before March 23, 2010 — and only «grandfathered» through next year.

If you purchased the cancel for any reason option, you would have coverage for trip cancellation under the specific provisions of the policy.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.

These plans offer a more economical and a better solution for those who are already covered under the group health plan of their employer or hold an individually - purchased health policy, but want to increase their insurance coverage.

The records are reviewed by Claims for making coverage determination under the terms and conditions of the policy purchased.

(n) Nothing in this section shall be construed to provide greater amounts of uninsured or underinsured motorist coverage in a liability policy than the insured has purchased from the insurer under this section.

If an insurance policy has been purchased, the insurance coverage may decline coverage due to an accident or speeding under Texas law within the first 60 days of the policy.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

Permanently misplaced luggage is covered under baggage coverage travel insurance, which means you will be reimbursed the policy limit as stated at the time of purchase for your plan.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

The insurance policy under which you file your claim — and whether you're able to file a claim at all — will depend on the coverage you've purchased, the state you live in (and whether it has no - fault or fault insurance) and who was responsible for the accident.

Accidents with animals, big and small, are covered under the comprehensive portion of your policy — which generally has to be purchased with collision coverage.

Either way, you will need to purchase mandatory coverage (either basic or standard policy coverage depending on what system you insure under).

In addition to purchasing personal life insurance ranging from final expense coverage to a full - featured whole life policy, you also have the option of purchasing policies for descendant children under the Young Start life insurance plan.

All residents in Chattanooga will need to purchase a basic coverage policy under the Tennessee driving laws.

If you have significant assets and want more coverage than is available under your homeowners policy, consider purchasing an umbrella or excess liability policy, which provides broader coverage and higher liability limits.

CA drivers may not purchase additional liability coverage from another source, as it would void their policy under this program.

So, until you get much needed driving experience under your belt, you might want to consider purchasing an insurance policy that provides for higher coverage limits.

For example, some Colorado motorists purchase extra medical coverage under their auto policies whether they have health insurance or not.

Under a tort policy with liability and medical payments coverage (the average amount purchased in Colorado and nationally) the overall savings was 16 % to 30 %.

Acts of terrorism are typically excluded under most homeowners policies and have to be purchased as separate coverage.

So Melissa needs to purchase coverage for her ring under her homeowners, condo or renters policy.

Until recently Wisconsin operated under a policy known as the Financial Responsibility Law which required all drivers to either purchase liability coverage or have enough money in their bank account to pay for any accidental costs.

How long coverage under a term policy will continue will depend on the type of and duration of the term policy you purchase.

Under a standard policy, Linden drivers will need to purchase bodily injury liability with a $ 15,000 limit per person and a $ 30,000 limit per accident, property damage liability with a $ 5,000 limit, uninsured motorist coverage with a $ 15,000 limit per person and a $ 30,000 limit per accident, uninsured motorist property damage with a $ 5,000 limit and personal injury protection with a $ 15,000 limit.

Joint Term Life Insurance — Protection that allows both spouses to be insured under one policy instead of purchasing each spouse or partner separate coverage.