Sentences with phrase «purchasing bodily liability»

However, in order to ensure you're financially protected if involved in an accident, we recommend that you consider purchasing bodily liability coverage, property damage liability coverage, uninsured motorist coverage, personal injury protection, comprehensive coverage and collision coverage.

Not exact matches

Florida state law requires those riders to purchase and keep bodily injury and property damage liability protection for three years.

Basic dirt bike insurance policies include bodily injury and property damage liability coverage but there are a number of other optional coverages dirt bike owners should consider purchasing.

Experts suggest drivers purchase enough liability insurance to pay for $ 100,000 for bodily injury per person and $ 300,000 per accident.

At a minimum, drivers in The Tar Heel State are required by law to purchase liability insurance in the amounts of $ 30,000 for bodily injury for one person, $ 60,000 for bodily injury for two or more people, and $ 25,000 for property damage.

Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims.

All drivers will need to purchase basic coverage to pay for the other driver's losses which includes bodily injury liability limits of $ 25,000 per person up to $ 50,000 per accident as well as property damage liability of $ 10,000.

If SUM coverage has been purchased and you have an accident with another vehicle that is insured but has bodily injury liability limits lower than yours, or if such vehicle has no insurance at all, SUM coverage will be activated.

State law requires all drivers to purchase at least bodily injury liability, property damage protection and personal injury protection to keep their cars and themselves safe on the roads.

You should purchase the Bodily Injury Liability coverage limits equal to the net asset value you currently have and your future net worth that you could possibly lose in the event of causing damages to others.

Indiana vehicle owners are required to purchase bodily injury liability as well as property damage liability coverage.

If you have assets that you wish to protect, you should seriously consider purchasing higher limits of bodily injury liability coverage — $ 50,000 / $ 100,000, $ 100,000 / $ 300,000, $ 250,000 / $ 500,000 or even higher.

It is when Bodily Injury Liability Coverage is purchased in split limits that the second limit becomes the Per Occurrence Limit.

In fact, state law requires every driver to purchase bodily injury liability coverage of $ 15,000 per injured person, up to a total of $ 30,000 per accident, and property damage liability coverage of $ 10,000 (known as a 15/30/10 policy).

Before purchasing a plan, make sure that there is at least $ 25,000 per person and $ 65,000 per accident of bodily injury liability coverage and at least $ 15,000 in property damage liability protection.

But we strongly recommend that you also purchase bodily injury liability coverage.

If you buy insurance, the minimum liability insurance you can purchase is $ 25,000 bodily injury liability per person ($ 50,000 per accident) and $ 25,000 property damage liability, plus uninsured / underinsured motorist bodily injury coverage and $ 1,000 of medical payments coverage (MedPay).

All drivers in Columbia will need to purchase a minimum of bodily injury liability and property damage protection ($ 25,000 per person up to $ 50,000 per accident and $ 15,000 per accident respectively).

Motorists in Michigan are required to purchase no - fault auto insurance that includes personal injury protection (PIP), and property protection (PPI) with residual bodily injury and property damage liability (BI / PD).

Bodily injury and property damage liability coverage is also commonly an option for you to purchase, as is collision and «other - than - collision,» or comprehensive, coverage.

With your auto policy, you can purchase collision, comprehensive, bodily injury liability, property damage liability, uninsured / underinsured motorist, medical expense insurance and personal injury protection.

In addition, you can purchase motorcycle coverage in 26 states with these options: bodily injury / property damage liability, comprehensive, collision, uninsured / underinsured motorist, personal injury protection, medical payments, roadside assistance, rental reimbursement, full glass coverage and loan / lease gap coverage.

Generally, you purchase this type of insurance in the same amounts of your bodily injury and property damage liability insurance.

While many states require bodily injury liability and property damage protection, Glen Burnie residents will also need to purchase uninsured motorist coverage, uninsured motorist property damage protection and personal injury protection.

Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes) Bodily injury liability coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy

Bodily injury liability coverage per person: Legally optional, but, if purchased, $ 25,000 Bodily injury liability coverage per accident: Legally optional, but, if purchased, $ 50,000 Property damage liability coverage: Legally optional, but, if purchased, $ 25,000 Personal injury protection: Legally optional, but, if purchased, $ 1,000 per accident for medical expenses solely.

The standard coverage is an amount equal to your bodily injury liability coverage, but you may purchase additional coverage up to an amount double your bodily injury liability.

Depending on the state, you're required to purchase anywhere between one and three types of insurance: Liability insurance: Split up into two parts, bodily injury (BI) and property damage (PD), liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their Liability insurance: Split up into two parts, bodily injury (BI) and property damage (PD), liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their liability insurance is what covers you if you hit another driver and, you guessed it, cause injury to their body or damage to their property.

First of all, the state requires that you purchase a minimum of $ 25,000 in liability for bodily injury per person.

When looking to purchase bodily injury liability coverage, you will often see coverage amounts listed like «30/60» or «150/400».

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

To eliminate the possibility of suspension, you should purchase a full liability insurance policy (includes bodily injury liability) as soon as possible and advise the company that you were involved in an uninsured crash and may need a Form SR - 22 (certification of liability insurance) in the future.

Purchase bodily injury and property damage liability coverage and have it certified to the Department of Highway Safety and Motor Vehicles by your insurance company on Form SR - 22 for three years from the suspension date mentioned,

(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

You can purchase bodily injury liability and property damage liability coverage, as well as comprehensive and collision coverage.

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

Coverage to Protect Your Assets Despite the required minimum requirements for bodily injury liability, it is probably in your best interest to purchase higher limits.

Also, by law a driver has to purchase uninsured motorist protection (UM) and the amount must provide limits equal to the amount of bodily injury liability coverage.

All New York drivers need to purchase $ 25,000 per person up to $ 50,000 per accident of bodily injury liability coverage as well as $ 10,000 of property damage protection.

All drivers would be required to purchase bodily injury liability coverage that pays for the injuries they cause to other people.

In all states that offer uninsured motorist bodily injury, you must have bodily injury liability coverage as part of your car insurance policy to purchase UMBI coverage on your policy.

New York requires minimal amounts of bodily liability insurance, property liability insurance, personal injury protection and uninsured / underinsured motorist insurance, so make sure you purchase these.

Insurance experts generally recommended that you purchase 100/300 limits of bodily injury liability (meaning $ 100,000 for one person in an accident and $ 300,000 for all people injured in one accident).

In order to purchase liability insurance for yourself and your passengers, you need to look into personal injury liability that pays out similar to bodily injury.

Bodily injury liability and property damage liability — 20/40/10 — must be purchased in Michigan.

So, to be a responsible and smart driver, you should definitely take the time to purchase a car insurance policy that offers the proper amount of bodily injury liability protection for you and your family.

Underinsured Motorist coverage also covers medical expenses (up to the limit purchased) for bodily injury to your or your passengers in the event the other driver involved in the accident has insufficient liability to cover medical expenses.

A basic policy offers $ 15,000 in NJ PIP personal injury protection coverage and includes up to $ 250,000 of medical benefits coverage for catastrophic - type injuries, $ 5,000 property damage liability and an option to purchase $ 10,000 of bodily injury liability coverage.

A basic policy offers $ 15,000 in PIP personal injury protection coverage and includes up to $ 250,000 of medical benefits coverage for catastrophic - type injuries, $ 5,000 property damage liability and an option to purchase $ 10,000 of bodily injury liability coverage.