Sentences with phrase «purchasing individual insurance»

Whether you're choosing health insurance through a group insurance plan or purchasing individual insurance, it's important to understand how this type of health insurance plan affects your healthcare decisions.

Medicare is a federal health insurance program that allows certain groups of people to get healthcare coverage without purchasing individual insurance plans or enrolling in a group health plan, such as an employer's health plan.

If your individual income is less than $ 48,000, you may qualify for subsidies from the government when purchasing individual insurance.

Another choice that many people have to make in regards to health insurance is whether they want to purchase an individual insurance plan or go with a group health insurance plan.

Not exact matches

As if that weren't enough, Obamacare's individual mandate includes a tax penalty for anyone who refuses to purchase health insurance.

Executives declined to discuss their outlook for 2019 exchange participation but said they were not concerned by the repeal of the individual mandate to purchase insurance.

An exchange is a marketplace where, eventually, individuals and business owners will be able to compare, select and purchase health insurance.

That includes both the individual mandate that requires everyone to purchase health insurance or else pay a penalty, and the requirement that employers of a certain size provide coverage.

«In the district court, NFIB's standing was established by many individual small business - owners, in addition to Mary Brown, all of whom are members of NFIB and who have exercised their right to not purchase insurance,» says Karen Harned, executive director of NFIB's legal center.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Most individual and group health plans purchased outside the Health Insurance Marketplaces unless «grandfathered.»

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

Had the individual purchased permanent life insurance, he or she could have access to a potentially significant source of supplemental retirement income in the future (depending on the policy type), while preserving the death benefit in perpetuity (note, however, that the death benefit and cash value of a policy is reduced in the event of a loan or partial surrender, and the chance of lapsing the policy increases).

Individuals can purchase insurance from any of hundreds of non-profit providers.

There was only one major Democratic division, and it turned out to be an invention: Obama claimed he was opposed to the individual insurance - purchase mandate, but he was lying.

When looking at the Obamacare case, many wondered if the individual insurance purchase mandate was severable from the rest of Obamacare.

JoeT, you mean the individual mandate that every individual must purchase insurance, unless you are exempt by odummy.

Families and individuals that don't have access to affordable coverage can receive tax credits to help them purchase coverage in the private health insurance market.

If you want to debate the lifestyle comment, please explain why purchasing insurance is a MANDATE for the uninsured individual?

Renters are required to purchase (or acquire via insurance, should there be a documented need for a hospital - grade rental) their own accessory kits, which are meant for individual use.

In this case, the federal mandate for individuals to purchase health insurance or else pay a penalty was challenged in court.

New Yorkers - both individuals and businesses - that purchase health insurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preinsurance currently pay more than $ 3.1 billion in health taxes through the Covered Lives Assessment; the (HCRA) hospital services surcharge; the Insurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent preInsurance Department Section 332 industry - wide assessments that fund Department operations and are also suballocated to other agencies and programs; and the 1.75 percent premium tax.

The measure would offer individuals refundable tax credits to purchase health insurance and restructure the country's Medicaid program so that states receive a set amount of money from the federal government every year

At the same time, Cuomo knocked the Senate plan for its proposal to end the individual mandate that Americans must purchase health insurance under the Affordable Care Act.

Repeal of the individual mandate, which requires everyone to purchase health insurance or pay a gradually increasing fine.

As such, regardless of the extent of the potential rise in premiums, these projections do show that repealing the individual mandate will result in fewer Americans purchasing health insurance, even though the extent is debatable.

The «individual mandate» to purchase a health insurance policy is not the only affirmative mandate brought on by Obamacare.

He was not ready to endorse a provision included in the Senate version of the measure that repeals the individual mandate that Americans purchase health insurance, a key provision of the Affordable Care Act, or Obamacare.

The House passed a CR last night or today that would have delayed the individual mandate for 1 year and removed subsidies for congressional staffers, white house staffers, etc if they purchase health insurance through exchanges.

The bill removes the individual mandate to purchase insurance coverage, reduces the level of mandatory coverage, allows insurers to charge different rates based on «health status», cuts Medicaid, swaps mainly income - based subsidies for mainly age - based tax credits for those buying insurance on the individual market, and includes numerous tax cuts.

WHEREAS, New York's uninsured working families often earn too much to qualify for public health insurance, but not enough to purchase coverage that costs, on average, over $ 1,200 per month for an individual and $ 3,450 per month for a family of four;

Premium costs for some young adults who purchase insurance in the individual market are expected to rise substantially.

Find documents for almost every kind of business such as purchase Visit New York State of Health to select the right health insurance for your individual, family or small business needs.

Opportunity to purchase individual liability insurance through Association of American Educators

If you are an individual purchasing life insurance for yourself, the premiums for such an insurance would not be deductible in your personal tax filings.

Most individuals do not pay the entire cost of a medical or dental operation out of pocket of course, but instead purchase medical insurance, paying monthly premiums as they go along.

Term life insurance rates are typically the cheapest way for an individual to purchase life insurance coverage.

(Small businesses may wish to consider purchasing life insurance policies for key individuals, such as an owner or top employee, to help prevent financial distress if that person were to die.)

Group LTD insurance is purchased by the employer on their employee's behalf, while you can also purchase individual LTD insurance.

Another approach is to purchase insurance based on your individual needs and preferences.

Homeowners insurance is not required by law but it is a commonsense measure for property owners who own the title outright and for individuals who currently have an outstanding mortgage to still protect themselves and their investment by purchasing homeowners insurance.

Not only do LGBT workers now have the option of purchasing voluntary life insurance on their spouse through a group policy, but purchasing individual life insurance got easier too.

A home is often an individual's largest purchase, so policyholders want a home insurance company with affordable rates and great coverage.

When it rises above that level, individuals and families start to become eligible for subsidies if they purchase insurance on the federal or a state health insurance exchange.

As you can see, there are many questions to ask yourself when considering the purchase of an individual life insurance policy.

Credit ratings which a financial lender deems to be «low» (this definition varies from lender to lender) can affect an individual's ability to get a mortgage, a loan for a car or other large purchase, a low interest rate on credit cards, insurance rates and, in some cases, employment and housing.

Similarly, you may be required to purchase life insurance as a requirement of obtaining an SBA loan as an individual.

Individuals who might not otherwise qualify for life insurance but still want to provide funds to pay for their final expenses often purchase this insurance type.

Universal life insurance can be purchased by individuals but is also regularly offered by employers as group universal life insurance.

Because most employer - sponsored life insurance policies are only valid as long as you are employed there, it is a good idea to look into purchasing an individual life insurance policy outside of your group plan.