By
purchasing scheduled personal property coverage, you can help provide greater protection for some of your most valuable belongings.
You may be able to insure certain items more fully by
purchasing scheduled personal property, which can be added to a home, renters or condo insurance policy, says Baecker.
You'll also typically find that you can choose to
purchase scheduled personal property coverage without a deductible.
To
purchase scheduled personal property coverage, you'll typically need to have each piece of jewelry you want to insure professionally appraised, according to the III.
To
purchase scheduled personal property coverage, you'll typically need to have each piece of jewelry you want to insure professionally appraised, according to the III.
You'll also typically find that you can choose to
purchase scheduled personal property coverage without a deductible.
One exception is if you've
purchased scheduled personal property coverage to increase your coverage limits on certain high - value items.
Not exact matches
Your responsibility as the applicant is to provide your agent with the value of the items you own (appraisals may be required) and to make certain they are insured appropriately by
scheduling the
property on your policy or
purchasing a
personal articles floater.
You may be able to
purchase additional protection, called
scheduled personal property coverage, for specific, high - value items.
In the event a category of a student's
personal property surpasses its designated limit (for example, jewelry is usually limited to about $ 2,000 of coverage), the studnet might need to
purchase a renters insurance endorsement or
schedule an item.
Your responsibility as the applicant is to provide your agent with the value of the items you own (appraisals may be required) and to make certain they are insured appropriately by
scheduling the
property on your policy or
purchasing a
personal articles floater.
Does not cover breakage, accidental damage or wear and tear (
Purchase a Valuable
Personal Property Policy to
schedule specific items of rarity, artistic merit or historical significance.)
Scheduled personal property usually does not require a deductible, but you will need to get a professional appraisal before
purchasing the coverage.
You may be able to
purchase additional protection, called
scheduled personal property coverage, for specific, high - value items.
In the event a category of a student's
personal property surpasses its designated limit (for example, jewelry is usually limited to about $ 2,000 of coverage), the studnet might need to
purchase a renters insurance endorsement or
schedule an item.
You may find, however, that
scheduled personal property — an add - on protection that can be
purchased for specific items — may help provide protection if an item is lost.
The types and values of your belongings can help you determine how much coverage you should
purchase and whether you may benefit from any additional coverage, such as
scheduled personal property.