Sentences with phrase «purchasing separate insurance policies»

Monthly premiums are typically lower with joint life insurance policies than with purchasing separate insurance policies.

If a homeowners or renters insurance policy does not cover a college student's personal belongings in a dorm, the student might want to consider purchasing a separate insurance policy.

If a homeowners or renters insurance policy does not cover a college student's personal belongings in a dorm, the student might want to consider purchasing a separate insurance policy.

You can add optional coverage to your homeowners insurance policy, but you can also purchase separate insurance policies that offer more protection.

You may be able to purchase separate insurance policies to help protect your home and belongings against those types of risks.

However, because the Town participates in the National Flood Insurance Program, you can purchase a separate insurance policy from them through your agent.

Not exact matches

Most homeowners insurance policies don't cover earthquake damage, so 20 % of Oregonians opt to purchase a separate policy to cover home and property damage.

You have to purchase a separate policy, which you can find on through Utah insurance agencies selling National Flood Insurance Program insurance agencies selling National Flood Insurance Program Insurance Program policies.

A sibling who is older should purchase their own renters insurance policy, separate from the sibling they are staying with.

It's important to note that PMI shouldn't be confused with homeowner's insurance, which is a separate insurance policy homebuyers purchase to protect themselves from the high costs of home damages.

If you live in one of the states listed below or the District of Columbia and are purchasing a homeowners insurance policy, make sure you are aware if your policy has a separate deductible for hurricanes and windstorms.

Most policies include this coverage automatically, while others, particularly those with named - peril clauses, may require you to purchase a separate tornado insurance rider or specifically name tornadoes among your covered events.

But a policyholder who operates a daycare out of their home will likely be required by their homeowners insurance company to purchase an endorsement or a separate commercial policy.

You can also purchase a separate specialized jewelry insurance policy.

You can purchase a separate policy from the National Flood Insurance Program.

Depending on the frequency and length of stays, you might need to notify your carrier or purchase a separate landlord insurance policy.

The only way to insure your home against flood damage is by purchasing a separate policy since your homeowners or renters insurance will not be enough.

You'll most likely have to purchase a separate travel insurance policy for that.

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

This type of insurance product can be purchased as a separate policy or as an endorsement.

Though these can only be purchased as separate policies, guaranteed universal life insurance has little to no cash value, so it's considerably less expensive for permanent coverage than whole life insurance.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

This is generally not offered as part of a typical homeowners insurance policy and must be purchased as an endorsement, or rider, or as a separate earthquake policy.

Joint life insurance policies are typically a cheaper option than purchasing separate permanent life insurance policies since:

If you live in an area prone to earthquakes — such as Alaska, California and Nevada — you can purchase earthquake insurance from a surplus lines carrier as an endorsement or a separate policy.

A sibling who is older should purchase their own renters insurance policy, separate from the sibling they are staying with.

Because your home insurance policy likely will not cover flooding, you may have to purchase a separate flood insurance policy if you live in a risk zone.

You may be able to purchase a separate flood insurance policy through the National Flood Insuranceinsurance policy through the National Flood InsuranceInsurance Program.

Depending on the number of days a residence is leased, an existing insurance policy might be adequate or a homeowner might need to purchase an endorsement or separate policy.

Unlike flood insurance, renters usually have two options when it comes to earthquake insurance coverage: they can purchase an endorsement or an entirely separate policy.

Anyone renting out their home for longer than 30 days will likely need to purchase either a landlord endorsement (if their insurance policy offers one) or a separate landlord policy.

If a homeowner's short - term renting activity can be defined as commercial, they should strongly consider purchasing an endorsement (if their homeowners insurance company offers one) or a separate policy to cover themselves and their home while lessees stay there.

If you want to cover the trailer itself and the items inside it for damage, theft, and more, then you will need to purchase an endorsement on your auto insurance policy, or a separate trailer insurance policy.

It can be added to an existing homeowners insurance policy as an endorsement or purchased as a separate policy.

Since using a joint last - to - die life insurance policy can accomplish all the estate planning goals listed above, it's safe to say that it is a better option than purchasing two separate individual policies, especially considering the difference in cost.

Still, renters should think about purchasing an endorsement or getting a separate policy to cover sinkholes — they are not covered by renters insurance.

But depending on the home they are renting, or floor they live on, renters might want to consider purchasing a separate flood insurance policy to go along with their renters insurance.

In these cases, you'll need to purchase a separate windstorm or wind and hail insurance policy to supplement your coverage.

Wind insurance can either be purchased as an endorsement to your home insurance policy, as a separate policy from a private insurer or through a government program.

An endorsement is often a cheaper alternative to purchasing an entirely separate home insurance policy.

If the terms of a mortgage loan contract requires a borrower to purchase both a homeowners» insurance policy and a separate hazard insurance policy to insure against loss resulting from hazards not covered under the borrower's homeowners» insurance policy, a servicer must disclose whether it is the borrower's homeowners» insurance policy or the separate hazard insurance policy for which it lacks evidence of coverage to comply with § 1024.37 (c)(2)(v).

You can avoid this financial risk by raising the liability coverage on your Texas car insurance or by purchasing a separate umbrella insurance policy.

If your business equipment is worth more than $ 2,500 or if customers frequent your home business, it would be wise to look into an endorsement on your homeowners insurance or purchase a separate in - home business policy or a business owner's policy.

In this instance, policy holders then needed to purchase a separate hurricane insurance policy in order to obtain this coverage.

An at - home business rider may cover that equipment, so be sure to talk to your insurance company (for some at - home businesses, it might even make sense to purchase a separate commercial or business insurance policy — just ask).

For best coverage, you should purchase a separate flood insurance policy if your home is in a flood zone.

Trailer insurance, whether included as part of your car, truck, boat, or ATV policy or purchased as a separate rider, will offer a few different types of coverage options.

«Boats, cars, or other motorized vehicles aren't typically eligible for purchase protection, and would be covered under a separate insurance policy,» says Brown, adding that credit card companies are unlikely to cover items that experience normal wear and tear.

If you want trip cancellation insurance, you'll have to purchase a separate policy.

In fact, purchasing separate life insurance policies allows you to cover specific financial responsibilities in a more organized manner.