Sentences with phrase «pure risk in»

As the insured, you can simplify this process in one of two ways: you can structure the policy as a modified endowment contract (MEC) to reduce the amount of pure risk in the contract; you can also do a joint life underwriting, where typically only one of the spouses has to be reasonably healthy for the policy to pass through underwriting.

Pure risk in term life insurance is classified as, an «only death benefit plan» in which, only the loss of the life is covered.

Pure risk in life insurance is classified as, an «only death benefit plan» in which, only the loss of the life is covered.

Not exact matches

REDUCE - IT is the first multinational cardiovascular outcomes study evaluating the effect of prescription pure EPA therapy, or any triglyceride - lowering therapy, as an add - on to statins in patients with high cardiovascular risk who, despite stable statin therapy, have elevated triglyceride levels (150 - 499 mg / dL).

«From a pure demand perspective, the China risk is pretty much priced in,» said Matt Parry, senior oil analyst at the International Energy Agency in Paris, in an email.

While I was approaching your question from a pure risk / return perspective, I hadn't factored in a fight against one's own willpower.

So heed this advice and listen up... it's one thing to find a good strategy, it's another to stay in the game long enough to see the fruits of the trading method; if your capital management and risk control sucks, you're going to be a loser, it's pure math, plain and simple.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this posin the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this posin risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this posIn other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

Likewise, unless there is a clear benefit in some terms other than pure business (like marketing or potential tax breaks), no board of directors will risk shareholder wrath on new tech either.

In their pure forms, they have similar effects and carry similar risks to babies through breastfeeding.

In all these categorizations, however, the bias still leads us away from finding the benefits of breastfeeding / risks of formula because the only «pure» group would be those who followed WHO guidelines and exclusively breastfed on demand for 6 months then continued to nurse for approximately 2 years or more (some children wean before that and they would be biologically normal).

In the most conservative countries, low - risk consumption means drinking no more than 10 g of pure ethanol per day for women, 20 g for men.

Glyphosate, one of the world's most commonly used herbicides, is unlikely to increase the risk of cancer — at least in its pure form — according to an assessment released today by the European Food Safety Authority (EFSA) in Parma, Italy.

Associations of fats and carbohydrate intake with cardiovascular disease and mortality in 18 countries from five continents (PURE): a prospective cohort study The Lancet (2017) Mahshid Dehghan, Andrew Mente, Xiaohe Zhang, et al., on behalf of the Prospective Urban Rural Epidemiology (PURE) study investigators * Interpretation of findings: «High carbohydrate intake was associated with higher risk of total mortality, whereas total fat and individual types of fat were related to lower total mortality.

A 2001 study published in the Journal of Agricultural and Food Chemistry revealed this red berry (in its pure form) contained the highest quantity of disease - fighting phenols, a type of antioxidant that is thought to reduce the risk of chronic diseases such as cancer, stroke and heart disease.

Pure Encapsulations has worked with herbalists all over the world to find the purest all natural herbs to help women live through menopause without the risk associated with pharmaceuticals in synthetic hormone replacement that inherently cause damage and in some cases death and weaken a woman's natural abilities to overcome normal menopausal changes.

In order to ensure you are getting the most pure and natural product with the lowest risk of allergic reaction, try out any of the above mentioned herbs that work just as well, if not better than brand - name astringents you can find in the storIn order to ensure you are getting the most pure and natural product with the lowest risk of allergic reaction, try out any of the above mentioned herbs that work just as well, if not better than brand - name astringents you can find in the storin the store.

Considering the fact that these drugs are effective for only a short time, then become so addictive they can be pure torture to get off, do you really want to risk developing Alzheimer's in exchange for a short period of time anxiety - free?

This is predictable to a large degree, in the same way as any pure risk.

So heed this advice and listen up... it's one thing to find a good strategy, it's another to stay in the game long enough to see the fruits of the trading method; if your capital management and risk control sucks, you're going to be a loser, it's pure math, plain and simple.

A pure value investor wouldn't have seen the risk in Apple.

I Have used it, but what has proven more profitable for me and I talk in my professional trading course is a combination of pure price action, support / resistance and a special method to increase returns while minimising the risk to lose.

In my view, those securities are limited to the following: a) credit instruments without credit risk; b) derivative securities, including synthetics, warrants and convertibles; and c) pure risk arbitrage situations, i.e., situations where there are relatively determinant price realization events in relatively determinant periods of timIn my view, those securities are limited to the following: a) credit instruments without credit risk; b) derivative securities, including synthetics, warrants and convertibles; and c) pure risk arbitrage situations, i.e., situations where there are relatively determinant price realization events in relatively determinant periods of timin relatively determinant periods of time.

This represents another example of the risks associated with investing in pure growth stocks.

My conclusion was that TFG trades at a discount because of it's egregious fee structure a — i.e. if you have the same underlying risk on two bonds and someone «steals» 20 % of your coupon then that bond should naturally trade at a discount... I chose to invest in CIFU as it consistently pays out 50 % of all free cash as dividend and reinvests the other 50 % in similar asset and its running at much lower cost base and REALLY is a pure play (i.e. no Asset Management assets)-- adding to that ISA eligible and CIFU stands out from my perspective.

But perhaps more pressing is the very likely risk of causing digestive problems — most dogs are lactose intolerant, and pure milk is very high in lactose.

Whether the product is pure sodium chloride rock salt or the NaCl is an ingredient in an ice melt blend, there are serious risks to using it.

Genetics seems to play a role in some cases of IBD; pure bred cats may be at higher risk.

If we encounter animals that would be characterized by pure breed rescue organizations as «acceptable» and meeting their criteria, we alert them of the dog's whereabouts in hopes they have resources available for rescue, foster and placement — then, ideally, we are able to focus on the off - breed (mixed) animals who remain at higher risk and would otherwise have no advocate to intervene on their behalf.

As we already intimated, in many cases its just a pure luck and its only up to the lucky finder if he will book the flight without letting anyone know or share the deal with the community with higher risk that the deal will be revised and possibly your booking cancelled.

No, from a financial angle my opinion is that Guardians of the Galaxy isn't as big a risk as many believe, but from a quality standpoint there's certainly some risk involved, especially given the lack of pure starpower and the interesting choice of director in James Gunn.

Its initial aims might have been pure; at this point, it's simply a way for the same old entrenched hierarchies to be established in a way which sidesteps the responsibility that a company has towards in its investors and to shunt the risk onto its devoted fans who are giving money simply because Timmy is one of Our Guys.

Cost benefit analysis in its pure form generally involves four steps: (1) identifying and quantifying the costs and benefits of a proposed policy; (2) analyzing risks and probabilities of uncertain consequences; (3) discounting for the «time value of money»; and (5) calculating the «ratio of benefits to costs» in order to make a policy recommendation.

A stern lesson from history Wyatt / Curry stadium waves require confirmation from analysis and computation; otherwise they risk being regarded as one more statistics - driven model, of which the climate literature already contains innumerably many... this large corpus of cycle - seeking pure - statistics climate models is (rightly) ignored by most scientists, due to the dismal track record of cycle - seeking science in regard to explanatory and predictive power.

Plug - ins, which are not a new idea, may present a logical link between gas / electric hybrids and pure electric vehicles, offering greater efficiency and cleaner emissions than a hybrid, without the risk of running out of juice like a pure EV, or a need for an electric charging infrastructure.

A 25 % investment in government securities does limit the risk but this may have other repercussions, as many policyholders looking for pure equity funds may not be interested to continue.

The mandatory 25 % investment in government securities does limit the risk but this may» have other repercussions as many poli - cyholders who are looking for pure risk cover may not find it attractive anymore.

From a life insurance underwriter's perspective, there is a significant difference in the «risk» perception of a smoker and non-smoker while offering a pure life cover.

The difference between that cash value savings and the total death benefit amount is the pure insurance amount, which is also called the «net amount at risk» or «at - risk amount» and refers to the amount of risk, quantified in dollars and cents, that the insurer is taking for insuring (underwriting) your life.

What this means is, Insurance is a premium that you pay to cover any unforeseen risks, which also implies that insurance in its purest form is an expense rather than an investment.

The premium is significantly high in comparison to pure term and TROP plans (though this is totally justifiable considering the fact that the insurer is covering an ever - increasing risk at a constant premium)

One can invest in pure equity based or balanced mutual funds based on his age and risk profile.

If you survive in the policy term period, then you will get nothing or can get your premium back which basically varies from insurer to insurer.If you are planning to buy pure life risk cover, then term insurance is the best and cheapest form of life insurance policies.

The mandatory 25 % investment in government securities does limit the risk but this may have other repercussions as many policyholders who are looking for pure risk cover may not find it attractive anymore.

After all, a pure risk cover ascertains that your child will be financially secured in case of an untimely death of the earning parent.

This is predictable to a large degree, in the same way as any pure risk.

In simple words, term insurance is a pure risk cover product.

Posted in Banner Life, insurance, life insurance, term insurance, West Coast Life Tagged Banner Life, conversion option, impaired risk life insurance, insurance, Legal and General America, life insurance, lifetime guarantee, lowering rates, preferred, preferred plus, Pure term, refund of unused premium, standard plus, surrender charge, term life insurance, term / ul, West Coast Life

However, the inherent difficulties and risks of such a setup has resulted in the company shifting towards being a pure exchange.

This company are the only pure specialist in the Risk Management and Compliance space and they are high placed partners to an exclusive client base.