Not exact matches
The money that you truly need access to at all times and that you really can't afford to
put at any risk — say, a
cash reserve for emergencies and unexpected expenses,
cash to pay a year - to - two's worth of retirement expenses beyond what Social Security and any pensions would cover — would go into the most secure and most
liquid investments, by which I mean an FDIC - insured savings account or money - market account and / or a highly secure investments like a money - market fund.
The IRA
Liquid Savings account is another place to
put cash for retirement that comes with potential tax benefits.
That event would unlock some serious
cash that could be
put to work in more stocks, or be kept in a
liquid opportunity fund.
Unlike a traditional loan where the borrower is burdened with a fixed loan amount which
puts a severe strain on the
liquid cash, in MCAs you repay a fixed percentage which will vary with the daily income of your gym.
I would much prefer to take advantage of low mortgage rates,
put a reasonable down payment down, and keep the
cash more
liquid.
It's important to have a robust
liquid emergency / savings fund, but apart from that,
putting too much of a portfolio into
cash equivalents can concentrate inflation risk.
All
put options a fund writes will be covered, which means that a fund will earmark or segregate
cash, U.S. government securities or other
liquid securities with a value at least equal to the exercise price of the
put option, or will otherwise «cover» its position as required by the Investment Company Act of 1940, as amended (the 1940 Act)(e.g., the fund will hold a
put option on the same underlying security with the same or higher strike price).
All
put options the fund writes will be covered, which means that the fund will earmark or segregate
cash, U.S. government securities or other
liquid securities with a value at least equal to the exercise price of the
put option, or will otherwise «cover» its position as required by the Investment Company Act of 1940, as amended (the 1940 Act)(e.g., the fund will hold a
put option on the same underlying security with the same or higher strike price).
I have 25 % available to
put down but don't want to use all of my
liquid cash.