Sentences with phrase «qualifications as a borrower»

Note: The actual rate you receive from a lender will depend on your individual qualifications as a borrower.

Depending on the lender, the terms of the loan and your qualifications as a borrower, each loan you apply for may have a different set of fees.

As you compare Charlotte mortgage rates and lenders, you must also remember that the rate you get is driven primarily by your individual qualifications as a borrower.

Note: The actual rate you receive from a lender will depend on your individual qualifications as a borrower.

You need to find out what rate the lender is willing to offer you, based on your specific qualifications as a borrower, and the specific type of loan you seek.

The actual interest rate you secure on a loan depends on the type of loan you choose, your qualifications as a borrower, and the type of building or project you're financing.

This is, in part, a quality control feature to protect against fraud and also an underwriting requirement to determine the buyer qualifications as a borrower.

They may just come right out with their best rate, based on your qualifications as a borrower.

The actual rate you receive from a lender will depend on your individual qualifications as a borrower.

Disclaimers: The interest rate assigned to your loan will vary, based on your individual qualifications as a borrower.

It has more to do with your individual qualifications as a borrower than anything else.

You need to find out what rate the lender is willing to offer you, based on your specific qualifications as a borrower, and the specific type of loan you seek.

Note: The actual rate you receive from a lender will depend on your individual qualifications as a borrower.

In order to qualify for this rate, however, you would need to have excellent qualifications as a borrower.

Not exact matches

Partnering initially with three lenders, Better Mortgage, Quicken Loans and Citizens Bank, Fannie Mae allows borrowers to use the rental income as part of the income qualification to refinance their home loans.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Because of the rough economy that has placed many Americans in a tough financial situation, and because traditional lenders such as banks and credit unions have tightened up their qualifications for borrowers, many private lenders have stepped forth in response to this growing market of bad credit borrowers who need a large unsecured bad credit personal loan.

The FHA loan program, as an example, caters to the «riskier» borrowers, and offers flexibility on credit qualification and down payment requirements.

As a result, the ability to use rent history and utility bills makes it much easier for borrowers to meet FHA lender qualifications.

Borrowers whose qualifications are lacking — or who are purchasing properties that need renovation — should consider alternative options, such as a bridge loan or a hard money loan.

For young people, the same as for everyone else, qualifying for a mortgage comes down to three basic things: credit, income and down payment (there's also the matter of the home appraisal, but that's about the property and not the borrower's own qualifications).

Therefore, because lenders are protected in the case of default with this insurance, FHA loans typically have far more attractive terms for borrowers, such as lower down payments, reduced closing costs, and less rigid credit qualifications.

While this seems like a reason not to invest in a student's education, the average student still benefits economically from investing in education, but using only creditworthiness as criteria for loan qualification leaves out a large pool of candidates (from low - income origins) despite an average positive return from investing on a degree A targeted approach known as «forward - looking underwriting» determines a borrower's qualifications based on more factors than just credit history (considered backward looking).

Since most of the lenders consider applicants with regular income as the borrower's qualification, you may have a co-signer for your loan.

Car title loan lenders aren't as picky as credit unions and banks with borrower qualifications.

Payday loans with no checking account can be obtained easily, providing a borrower meets certain qualifications, such as income, age, and citizenship status.

These alternative lenders, which will loan up to $ 300,000 to refinance medical school loans, base their loan qualifications on the borrower's earning potential as determined by their future field of practice.

Guaranteed unsecured bad credit loans, commonly referred to as bad credit cash advances are available to all borrowers with minimum qualification criteria.

As an example, loans provided at generally prevailing interest rates are not gifts, but a judge could not accept a loan from a financial institution at below - market interest rates unless the same rate was being made available to the general public for a certain period of time or only to borrowers with specified qualifications that the judge also possesses.

As a result of this government backing, the qualification criteria for borrowers are generally less strict than with a «regular» conventional home loan.

As a first - time homebuyer, a little insight into FHA Loan Requirements and Borrower Qualifications can help you determine if an FHA loan is the right fit for you.

As an illustration of how «reserves» influence jumbo qualifications, we recently had a jumbo transaction with a borrower looking to obtain a $ 1,040,000 loan, and the investor wanted 18 months of reserves.

Pre-approve: lender commits to lend to a potential borrower; commitment remains as long as the borrower still meets the qualification requirements at the time of purchase.