Compensable work stoppages that
qualify as brief personal breaks include smoke breaks, coffee breaks, breaks to make calls and receive visitors and, yes,
bathroom breaks, too.
Specifically, a tax -
qualified, long - term - care insurance policy will pay benefits if and when you have a cognitive impairment, such
as Alzheimer's disease, or you need assistance with two of the six so - called activities of daily living: eating, bathing, dressing, going to the
bathroom, getting in and out of bed or a chair, and maintaining continence.