Sentences with phrase «qualifying for traditional»

Subprime Mortgage — a home loan reserved for those who have marginal credit or difficulty qualifying for a traditional loan.

As a result, many such clients who suffer from a condition that would prevent them from qualifying for a traditional term or whole life insurance policy become quite grateful that there are other options that will not immediately disqualify them as a result of their pre-existing condition.

And when it comes to qualifying for a traditional term life insurance or whole life insurance policy after you've been diagnosed with a pre-existing medical condition like depression, what you're going to find is that prior to being approved for coverage, the insurance companies are going to want to know a few things about your condition before they will be willing to move forward.

When it comes to qualifying for a traditional term or whole life insurance policy after being diagnosed with encephalitis, what you're generally going to find is that if you're currently suffering from encephalitis, you're not going to be eligible for traditional life insurance policy.

Because Huntington's is attacking your entire body, eventually over time, one will succumb to the symptoms associated with Huntington's disease which is why qualifying for a traditional term or whole life insurance policy simply isn't going to be an option even despite the fact that on average someone who has been diagnosed with Huntington's disease will typically live between 10 - 30 years from the date of their diagnosis!

If your current or past health issues have kept you from qualifying for a traditional or simplified issue policy, there is still the option of a guaranteed issue life insurance policy.

It's one thing to talking about qualifying for a traditional term or whole life insurance policy and it's a completely different thing actually «purchasing» a traditional term or whole life insurance policy.

This is because it's likely this condition may become an ongoing occurrence which is why most (if not all) life insurance companies are going to automatically decline someone from qualifying for a traditional term or whole life insurance police if they first contracted their hydrocephalus as a baby.

When it comes to qualifying for a traditional term or whole life insurance policy, there are a total of 12 different rate classes one can potentially qualify for.

But what if you're older, living on a limited fixed income and with health conditions that would prevent you from qualifying for traditional life insurance?

In some cases, an individual may not end up qualifying for traditional life insurance coverage.

If a severe medical condition is preventing you from qualifying for traditional term life insurance, you can apply for a type of life insurance that requires no medical exam.

While it's true that dialysis treatment will preclude you from qualifying for traditional life insurance policies.

If however you feel that your health will keep you from qualifying for a traditional medically underwritten policy, there are other options out there, such as a no medical exam life insurance policy or a guaranteed issue policy.

Because he had very little monthly debts, his tax deductions actually did not affect him in qualifying for a traditional mortgage using two - years of tax returns.

Utilizing a secured card will result in an improved credit rating, ultimately qualifying you for traditional credit cards.

But what if you're older, living on a limited fixed income and with health conditions that would prevent you from qualifying for traditional life insurance?

OneMain Financial provides personal loans to people with bad credit who may have trouble qualifying for a traditional bank loan.

Qualifying for a traditional loan, whether from a bank or credit union backed by the SBA, is particularly difficult for a new business or startup, and it's even harder for restaurants and food service businesses given their historically higher failure rates.

This list will vary depending upon individual lenders, but it's fairly representative of businesses that may have a difficult time qualifying for a traditional small business loan.

New businesses may find it difficult to qualify for traditional bank loans.

«The company has found a larger underserved portion of Canadian households that do not qualify for traditional bank credit but do not wish to pay the exorbitant interest rates that payday loan operators charge,» he wrote in a November report.

Louisiana, prior to expansion, had about 192,000 people in a coverage gap — that is, they earned too little to qualify for subsidies to help pay for private Obamacare insurance but too much to qualify for traditional Medicaid.

Almost sixty - five percent of the approximately 8 million small businesses that seek capital every year do not qualify for traditional bank loans.

Because of the guarantee program, borrowers who might not be able to completely collateralize a loan or otherwise qualify for a traditional loan at the bank may qualify for an SBA loan.

«One of the main purposes of the SBA was to allow people to buy a business who might not qualify for a traditional loan, but now if you want to buy a $ 2 million business and your house only has $ 500,000 in equity, that's not enough,» he said.

It's very unlikely this borrower would be able to qualify for a traditional bank loan or a loan from the SBA.

And if they can't qualify for traditional financing, this means they're a risk.

Merchant cash advances are a good option for small business owners that collect payments through cash, checks or credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify for a traditional bank loan.

This makes it important to weigh the value of access verses a lower interest rate in some circumstances — this is true even for very creditworthy borrowers who would otherwise qualify for a traditional commercial loan at the bank but their loan purpose doesn't give them the luxury of time required to wait for a traditional bank loan.

Invoice factoring is a great option for small business owners who may not qualify for traditional loans or who would prefer not to take out loans.

Even though it is best suited to take business loans with a bad credit, if you have a good credit and can qualify for a traditional loan, then do explore other options as well.

Generally, though, it's harder to qualify for a traditional mortgage than other types of commercial real estate loans.

Because of this, many borrowers will use a bridge loan to renovate a property that wouldn't qualify for a traditional mortgage before selling it or getting long - term financing.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Big banks have set strict requirements that can make it as challenging as climbing Mt. Everest for small businesses to qualify for traditional bank loans.

Not all manufactured housing is considered real estate, which is a requirement to qualify for a traditional home loan.

Finding financing to start or grow your business venture can be a real challenge, especially if you don't qualify for a traditional business loan.

Best for: Businesses that can't quite qualify for a traditional loan, but want a better rate than an online loan can offer.

Home values have scratched their way back to up to pre-recession levels, but many homeowners are still at near - zero equity — so little equity that they would not qualify for a traditional refinance.

Crowdfunding can be a great way to finance a project or product for your small business, especially if you don't think you qualify for traditional funding.

«They make too much to qualify for traditional Medicaid and not enough to get a subsidy to help pay for their premium.

If you make on - time payments while using a secured card for a few months, your credit score may improve enough to qualify for a traditional card.

Finally, if you can't qualify for these traditional financing options, consider other alternative lenders, like Kabbage, LendingClub or Funding Circle.

If you're lucky enough to qualify for both a traditional and Roth IRA, you should weigh the choice carefully.

You may qualify for a traditional mortgage loan that meets your needs without having to use a HECM loan.

Given this, we wouldn't recommend no medical exam life insurance unless you're unable to qualify for traditional coverage.

Because of this, many borrowers will use a bridge loan to renovate a property that wouldn't qualify for a traditional mortgage before selling it or getting long - term financing.

According to San Diego - based DataQuick, «All - cash deals have become popular in many Western markets where prices have dropped sharply, luring investor buyers who don't always qualify for traditional mortgages.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.