Sentences with phrase «qualifying payments at»

Even worse than miscalculated payments is that you could find out you haven't been making qualifying payments at all.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Your prospective monthly payments must be smaller than your standard payments in order to qualify for PAYE plan, which are calculated at 10 percent of your discretionary income.

Individuals who participate in an income - driven repayment program, work at a non-profit organization, or work for the federal government may qualify to have their loan balances forgiven after a set number of years on on - time, consecutive payment.

To qualify, borrowers must have worked in a qualifying field for at least ten years and made payments on their federal student loans for at least the same amount of time.

For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed - rate.

To qualify for Public Service Loan Forgiveness, you must have worked full - time at a government or nonprofit organization and made 120 loan payments under a qualifying repayment plan.

Because DTI looks at your monthly obligations — rather your debts as a whole — getting rid of a $ 300 monthly payment at 0 % APR will help you qualify quicker than if you paid off a debt with a $ 200 payment at 6 %.

You can find out how many qualifying payments you've made by logging in to your account at FedLoan Servicing and viewing your loan details or by looking on your most recent billing statement.

You have to be employed at a qualifying organization at the time you apply, and you must also have made 120 eligible on - time payments in no less than 10 years.

If you do not periodically submit the Employment Certification form, then at the time you apply for forgiveness you will be required to submit an Employment Certification form for each employer where you worked while making the required 120 qualifying monthly payments.

Tax filers who qualified for less than $ 300 of the full basic credit ($ 600 for joint filers) could get $ 300 ($ 600 for joint filers) if they had either (1) at least $ 3,000 in earnings, Social Security benefits, and veteran's payments or (2) net income tax liability of at least $ 1 and gross income above specified thresholds.

If you get a job at a government or eligible not - for - profit organization and repay your loans based on your income, you may qualify for forgiveness of your Direct Loans after 120 qualifying payments and employment.

If you opt to apply for a mortgage with Quicken Loans you'll need a minimum credit score of 580 (with a down payment of at least 3.5 %) to qualify for an FHA loan.

Most federal student loan borrowers can qualify for at least one of the government's four Income - Driven Repayment plans, which provide loan forgiveness after 20 or 25 years of payments.

This means if you qualify for the program, you could buy a home with no down payment at all.

At its core, the BIC expressly prohibits the payment and receipt of variable compensation unless it qualifies as «exempt.»

Get rewarded for maintaining at least $ 100,000 in qualifying balances, with perks like 50 % off business checks, and unlimited stop payment fee waivers.

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

But qualifying for two mortgage payments at once can be a challenge.

Did you work full time at a qualifying employer at the time of your 120 payments, and are you still working at one now?

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Families qualifying for tuition reduction at the same rate as in the previous year are expected to increase their tuition payments at least commensurate with the tuition raise.

They highlighted the remarkable achievements of the governor that have impacted positively on their lives such as «prompt payment of monthly salaries / pensions, other allowances to state public and civil servants; absorption of 54 % of total cost of 100 housing units at Elim Estate allocated to workers; payment of outstanding arrears of salaries / pensions / allowances to Local Government Staff, through prudent utilization of 100 % of LG share of the Paris Club Refunds; promotion of teachers and recruitment of over 4000 school teachers as well as elongation of terminal grade of qualified primary school teachers to level 16».

In the event of dissolution or termination of the Association, the Board shall, after the payment of all of the liabilities of the Association, dispose of all of the assets of the Association exclusively for the objectives of the Association, in such manner, or to such organization or organizations organized exclusively for charitable, educational, or scientific purposes as shall at the time qualify as an exempt organization or organizations under Section 501 (c) 3 of the Internal Revenue Code of 1954 (or the corresponding provision of any future United States Internal Revenue Law) as the Board shall determine.

Teach For America is a member of AmeriCorps, the national service network, through which corps members are eligible to receive loan forbearance and interest payment on qualified student loans, as well as an education award at the end of each year of service.

For a district qualifying under this paragraph whose charter school tuition payments exceed 9 per cent of the school district's net school spending, the board shall only approve an application for the establishment of a commonwealth charter school if an applicant, or a provider with which an applicant proposes to contract, has a record of operating at least 1 school or similar program that demonstrates academic success and organizational viability and serves student populations similar to those the proposed school seeks to serve, from the following categories of students, those: (i) eligible for free lunch; (ii) eligible for reduced price lunch; (iii) that require special education; (iv) limited English - proficient of similar language proficiency level as measured by the Massachusetts English Proficiency Assessment examination; (v) sub-proficient, which shall mean students who have scored in the «needs improvement», «warning» or «failing» categories on the mathematics or English language arts exams of the Massachusetts Comprehensive Assessment System for 2 of the past 3 years or as defined by the department using a similar measurement; (vi) who are designated as at risk of dropping out of school based on predictors determined by the department; (vii) who have dropped out of school; or (viii) other at - risk students who should be targeted to eliminate achievement gaps among different groups of students.

Payments based upon 25 % Down Payment (Amount of $ 4899.75) For 72 month term financed at 3.99 % A.P.R. Zero Down financing available for qualified applicants Not all applicants will qualify for advertised pPayment (Amount of $ 4899.75) For 72 month term financed at 3.99 % A.P.R. Zero Down financing available for qualified applicants Not all applicants will qualify for advertised paymentpayment.

She is in excellent condition with only 17,693 miles priced at $ 8,995 with an estimated payment as low as $ 140 for qualified buyers.

Legal disclaimer must qualify for down due at signing depending on the vehicle and your credit qualifications monthly payments of up to bi weekly payments of...

This car is prices at 8,995 and you could be set up with payments as low as $ 160 for qualified buyers.

2006 Subaru Legacy Outback Carfax Certified vehichle with 108,121 miles priced at $ 8,995 with an estimated payment as low as $ 160 for qualified buyers.

2007 Subaru Legacy Outback Carfax Certified 120,299 miles priced at $ 7,998 with an estimated payment as low as $ 160 for qualified buyers.

Payments based upon 25 % Down Payment (Amount of $ 7374.75) For 72 month term financed at 3.99 % A.P.R.Zero Down financing available for qualified applicants not all applicantswill qualify for advertised pPayment (Amount of $ 7374.75) For 72 month term financed at 3.99 % A.P.R.Zero Down financing available for qualified applicants not all applicantswill qualify for advertised paymentpayment.

This is a sign & drive event, so that means qualified shoppers are looking at a $ 0 down payment, $ 0 first payment, $ 0 due at signing, and $ 0 security deposit.

Bi-weekly payment is $ 108 for 60 months at 0.5 % lease rate on approved credit to qualified retail customers by GM Financial.

Upon the dissolution of the association known as the New Jersey Association of School Librarians, Inc., the Board of Trustees will, after paying or making provision for the payment of all of the liabilities of the Association, distribute the remaining assets to such organization or organizations organized and operated exclusively for charitable, educational, religious, or scientific purposes as will at the time qualify as an exempt organization or organizations under section 501 (c)(3) of the Internal Revenue Code of 1954 (or the corresponding provisions of any future United States Internal Revenue Law), as the Board of Trustees will determine, or to a state, federal or local government for a public purpose.

If you feel that you qualify for a refund (or you just really really think you should get one), please email us at [email protected] with the reason for your refund, the email address you used to buy the bundle and the order number from the payment service you used.

FHA mortgage loans can be a cost - effective path to homeownership, with minimum down payments from 3.5 %, while VA loans sometimes require no down payment at all from families of qualified veterans.

While the no - down - payment option available in the VA loan program makes it the preferred choice for many borrowers, those who either fail to qualify or have already exhausted their VA loan opportunities will appreciate the diversity of FHA products at Navy Federal.

In contrast, those who wait until age 70 to enroll are rewarded with a 32 % increase in the total monthly payment they qualify for at their full retirement age.1, 2 Today, the average monthly social security check is $ 1,404.3 If an individual was eligible to receive the average monthly payment amount at their full retirement age but they enrolled at age 62, they would only receive $ 1,053 per month.

These options are available for homeowners who: 1) do not qualify for a trial mortgage modification under HAMP; 2) do not successfully complete the trial period for a modification; 3) miss at least two consecutive payments during a modification; or 4) request a short sale or deed - in - lieu.

If you forget to recertify at the end of the year you can quickly get kicked out of the plan — your payment would then shoot back - up and you'd no longer be making qualified payments towards your loan forgiveness.

The PSLF program forgives 100 % of your remaining loan balance after you've made payments for at least 120 months (10 years), if you're employed full - time by a qualifying employer.

At most, perhaps they should be given a reprieve and the rate they were originally qualified for on their ARM (and theoretically should have been able to make payments on) becomes the effective 30 year fixed rate.

Within two to three years of faithful payments, you will qualify to purchase another home at a great rate.

The most prominent features of the plan are to cap monthly loan repayments at 10 % of your discretionary income and offer loan forgiveness if you make 20 years of qualified payments.

Up to 75 % of the rental income may to be used to offset the mortgage payment in qualifying if there is documented equity of at least 30 percent in the existing property.

Members with a KEMBA business relationship can enjoy Advantage benefits for both your personal and business accounts when you meet the following requirements: (1) Make monthly deposits of at least $ 2,000 into your business checking or personal checking account; (2) Have at least 15 qualifying checking transactions into your business checking or personal checking, which include any of the following: cleared checks, Debit Card transactions, online bill payments, electronic loan payments made from your KEMBA checking account, automatic deposits or withdrawals, and Virtual Deposits; (3) Receive eStatements.

1To earn KEMBA Advantage member status, the following requirements must be met each month: (1) Have an active checking account and make at least 15 qualifying transactions, which include any combination of the following: cleared checks, Debit Card transactions, online bill payments, electronic loan payments made from your KEMBA checking account, automatic deposits or withdrawals, and Virtual Deposits; (2) Have Direct Deposit of your entire payroll, Social Security, or pension check (minimum of $ 1,000 / month); (3) Receive eStatements.