Sentences with phrase «qualifying rate by»

This company often has the lowest rates in the industry and will beat any other lender's qualifying rate by 0.10 % (assuming their rate meets certain terms and conditions).

However, interest rates can be much higher or lower than your qualified rate by the time you find a home.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

The company increased the rate of qualified sales leads by 20x.

But the association predicts the pace of sales will cool due to several factors, including a five - year qualifying rate for a mortgage that is forecast to reach 5.70 per cent by the fourth quarter of 2019.

«The rate of new business births rose by 13 percent among households that qualified for SCHIP.

It may be that losing some of the entertainment - related expense deductions will be offset by reduced tax rates in case of corporations and the new 20 percent qualified business income deduction for pass - through entities.

For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed - rate.

Move away from idiosyncratic marketing lingo, and run marketing campaigns by focusing on what matters: leads, conversion rates, qualified leads, and sales opportunities.

Applying with a co-signer can help you increase your chance of qualifying for refinancing, and could also help you get a better interest rate than you would get if you applied by yourself.

By understanding what queries qualified visitors to your website type into search engines, search marketers can better customize their landing pages to increase conversion rates.

The interest rate margins will be reduced by 0.50 % should we complete a qualified initial public offering and meet certain leverage criteria.

Find out if you qualify for a lower rate by comparing your options with Credible.

Private student loan rates start at around 3.00 %, which means well - qualified parents might find a better deal with private student loans than the 7.00 % interest rate and 4.276 % loan fee offered by Parent PLUS Loans.

According to government statistics, around 10,000 homeowners in the Phoenix metro area currently qualify for HARP, and could therefore save money on their monthly payments by refinancing into a lower rate.

On the high end, any score of 740 or higher will allow you to not only qualify for a mortgage but also the best interest rates offered by lenders.

The report does not attempt to analyze the full Republican proposal, which still lacks many key details, including the individual income ranges for tax brackets, the rules to qualify for certain lower business tax rates and possible methods to prevent multinational corporations from avoiding taxes by channeling profits to ultra-low-tax countries.

The fixed rate assigned to a loan will never change except as required by law or if you request and qualify for the ACH interest rate reduction benefit (s); ACH interest rate reduction (s) apply when full payments (including both principal and interest) are automatically drafted from a bank account and will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan.

Your fit rate is calculated by determining the number of meaningful conversations (or, better yet, the number of sales qualified leads - SQLs) that your salespeople need to talk with to get to the point where you're able to make a proposal (or formal request to buy).

Authorities also have taken steps to cool demand for houses by insisting that new buyers qualify for loans at rates that are two percentage points higher than current rates.

Typically, you can qualify for a 0.25 % interest rate reduction by doing so.

For qualifying customers, enrollment in auto - debit loan payments from a BBVA Compass checking account is required to receive a 0.50 % interest rate discount off of standard interest rates offered by BBVA Compass for auto loans (enrollment in auto - debit is NOT mandatory or required for loan approval).

But even if you are able to qualify based on better than average credit, you could reduce your credit card rate by two to three points, which would result in significant interest cost savings over the term of the loan.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Credible's prequalification tool allows you to see personalized rates from seven different lenders, which can give you an idea of whether you'd qualify and how much you could save by refinancing.

If you don't have an idea of what you'd qualify for, you can always put an estimated rate by using the current rate trends found on our site or on your lender's mortgage page.

The board is happy to make profit by selling our best players, still qualifying for CL every year with second rate players and having a manager who will take the blame for them.

His K - rate of 12.11 per nine innings was in the all - time top 10 by a qualifying pitcher, and there were times when he was utterly dominant.

As a fully NHTSA certified technician, my service and rates above also qualify as the mandatory instructional course required by the court as per section 6a of the new law.

While parents who are paid a higher hourly rate may indeed qualify for support by working a low number of hours per week, those who earn national minimum wage or national living wage will effectively have to work more hours to qualify for the same type of support - but those extra hours may not be available to them.

She also was the only candidate on the list that was rated «not qualified» by the New York State Bar Association.

Both Shepard and Reid have been rated «highly qualified» by the Democrat's Judicial Selection and Screening Committee.

Republican Peter Matera, an Assistant District Attorney, was the only one given a «highly qualified» rating by the UC Bar.

Both candidates were rated «qualified» by the Independent Judicial Election Qualification Commissions.

Rated «Highly Qualified» by the Dutchess County Bar -LSB-...]

Only those companies rated by at least 20 respondents qualified for inclusion in the survey.

While this is may not be qualified as «real» science, a rating system for each individual protein from the former mentioned methods presented above may be determined by assigning a descending - ordered score of 10 -9-8-7-6-5-4-3-2-1 points for rating each protein quality by each method.

It's estimated that if everyone who qualified for screening underwent these tests, the mortality rate from lung cancer could be decreased by 20 percent.

... affiliates who have their own sites but do not want to create white label dating sites have a chance of benefitting from Dating Factory's high conversion rates and international niche markets by promoting the existing partners» sites that qualified for the affiliate program.

Albert Nobbs Directed by: Rodrigo García Starring: Glenn Close, Mia Wasikowska, Janet McTeer Rating: R Release Date: January 27, 2012 (Oscar - qualifying run at end of 2011 expected) TRAILER SCORE: 4/10 Thoughts by TSR: Ever since I first heard about this project I've been looking for reasons to go easy on it.

These recruiting institutions, as measured by rankings, graduation rates, and average SAT scores published by Barron's Profiles of American Colleges, are more competitive, on average, than other, non-recruiting four - year institutions attended by Hispanic students who fall just short of qualifying for the NHRP program.

States could use their authority over teacher preparation programs to strengthen the qualifications of beginning teachers and lower costs to districts by focusing on the recruitment and admission of a qualified pool, rigorous clinical preparation, and collecting evidence of program impact (hiring rates, graduate and employer satisfaction, Pre-K — 12 student learning, and related measures).

While observers will judge Bloomberg and Klein's tenure using standardized test scores — and even they agree those scores are important measures — Klein has made no secret of the fact that he wishes his team's work to be marked in the end by significant upticks in both the graduation rate and the numbers of students who pass basic tests in order to qualify for a Regents diploma.

To estimate how the program affected teachers, the scholars compared the retention rates of the teachers who qualified for the program to those taught by teachers who fell just below the qualification bar.

The latest school workforce census data shows that the rate of qualified teachers entering the profession fell to its lowest level since 2011 in 2016, and that the number of teachers without qualified teacher status rose by seven per cent between 2015 and 2016.

The United States must double the rate of progress in graduating well - qualified high school students by 2020 in order to reclaim its position in the world as the country with the highest proportion of college graduates.

The route is the second - lowest rated by trainees in terms of quality, nudging just ahead of Teach First, according to the 2016 newly qualified teachers» survey.

Students are eligible for the program if the student's resident district is not a school district in which the pilot project scholarship program is operating and the student satisfies one of the following conditions: the student attends a local public school that has received a grade D or F by the state's performance index score, the student is assigned to a community school but would otherwise be assigned to a qualifying school, the student attends a local public school that was ranked in the lowest 10 percent of public schools in two of the three most recent rankings and the public school was not declared to be excellent or effective in the most recent rating system, or the student is enrolling in grades K — 12 for the first time and would be assigned to a qualifying school as long as they are at least 5 years old by Jan. 1 of the school year.

Under guidance approved by the Board of Education in July 2016, a school may qualify for a rating of Partially Accredited: Improving School - Pass Rate by achieving sufficient academic growth among its lowest - performing students.

Rather than require that all teachers of core academic subjects be «highly qualified,» the bill simply mandates that states must ensure that all teachers and paraprofessionals working in schools receiving Title I funds meet applicable state certification and licensure requirements, and provide a description of how low - income and minority children enrolled in these schools are not served at disproportionate rates by ineffective, out - of - field, or inexperienced teachers.