Sentences with phrase «quality borrowers pay»

«Iffy» borrowers have to pay a bit more in interest, so you earn a bit more on loans to them; high quality borrowers pay you a bit less but you can be pretty sure that they'll repay their borrowings promptly and fully.

Not exact matches

Earnest's «radical repayment flexibility» is a quality found in few other lenders, giving borrowers the chance to choose their own preferred monthly payment, or to increase your monthly payment or make extra payments, allowing you to pay off your loan early and beat interest to the punch before it accrues too much.
Artificial intelligence — Advances in automated underwriting and credit - risk analyses — such as taking into account traditional as well as nontraditional factors to determine an applicant's ability to pay, regardless of income — have enabled lenders to uphold credit quality when making loans to low - income borrowers.
There is buzz that Goldman Sachs is weighing the option to increase the fees it pays servicers for loans it originates and securitizes, with the expectation that it would result in a higher quality of borrower experience.
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