Sentences with phrase «quality mortgage lending»

Not exact matches

Since its founding in 2008, PennyMac has sought to restore Americans» trust in homeownership by improving the quality and consistency of the mortgage lending experience.

«The effects of tighter mortgage rules implemented last year have already improved the quality of new insured lending,» the Bank of Canada said.

USAA is already well - known for its commitment to high quality service in auto loans and checking accounts, and its approach to mortgage lending seems no different.

Now, part of that response reveals that the Fed and other regulators beneath them had not been doing their jobs, because it is well - known now that underwriting quality of all residential mortgage lending had deteriorated.

Lead generation specialist, Bryan Dornan discusses the opportunity for mortgage brokers and lending companies to purchase quality real - time leads.

However, at the very least, we can agree that the best mortgage lending company is one that delivers a top - notch quality product and / or service at a fair price.

Moreover, something that gets lost in the arguments about credit quality is that the second - best predictor of mortgage default was how much skin in the game these buyers had, and even if Canada is not as risky as the US on lending to people with poor credit scores, we are awash in high loan - to - value lending (with its explicit government backing).

• Originate, file, seal and process mortgage loan requests • Educate the borrowers regarding federal mortgage lending policies • Implore further mortgage business via maintenance of a strong network of referrals • Implement federally issued mortgage regulatory policies and guidelines • Process all underwriting processes proficiently • Hold regular meetings with clients, attorneys and bank administration for discussing progress and status of mortgage loan applications • Answer client queries regarding application progress to ensure delivery of high quality customer care

PROFILE Operations Executive in the financial industry with proven leadership skills and expertise in refining credit quality, returns on investments and capital, cross-marketing, facilitating business growth, and analysis of risk - adjusted returns on consumer, mortgage, and commercial lending.

Credit policy restrictions and high lending fees for borrowers are not conducive to a healthy housing market — continuing access to affordable and sustainable residential mortgages through quality underwriting is what Congress should really focus on.

Ryan and Louis discuss the direction of interest rates and inflation, the reluctance of the Fed to recognize the inflation threat, the impact of foreign countries raising their interest rates to combat inflation; the Fed's Vice Chairman Janis Yellen's view that inflation and the rise of commodities won't impact the «recovery», blaming rising global demand and disruptions of supply, not the easy money policy of the Fed; encouraging consumer confidence so they borrow more money to buy things they don't need to stimulate the economy, loan officer compensation, banks» use of Fed loans and banks» preference of trading operations over mortgage lending; credit squeeze; increased lending standards; the advantage of getting a low interest loan now before interest rates and inflation rates rise; the problems with Fannie Mae and Freddie Mac; the Democrats, Republicans and President avoid a government shutdown and what might have happened if it did; the $ 10 ′ s of billions of dollars saved in light of a $ 1.3 trillion defecit; the disconnect between buyers and sellers article in the Chicago Tribune; the HomeGain first quarter 2011 home values survey; the value of a quality Realtor in buying and selling a home; the HomeGain FSBO vs. REALTOR survey

2013 brought major changes to mortgage lending with the introduction of new regulations, the end of the mini-refinance boom, and an intensified focus on quality.

The underlying assumptions that support caveat emptor, the idea that sellers and consumers occupy equal bargaining positions and that they share access to the same information governing a loan product's quality or suitability, were simply untrue at the height of mortgage lending during the housing bubble.