Sentences with phrase «quality of the loans»

As a result, the overall quality of loans originated increases.

You're shopping for a VA lender that has the highest quality of loan officers there is.

The recession may be over, but traditional forms of business financing remain stubbornly difficult to nail down: A recent Pepperdine University survey showed that though banks report an increase in the volume and quality of loan applications, they continue to turn down the vast majority of loan applications that they review.

By reading the complicated prospectuses of many of the MBSs on the market, he realized the poor quality of the loans that were packaged in these securities.

Fannie and Freddie issue guidelines to lenders to maintain quality of the loans they buy and insure.

The transactions put Popular in position to take part in the consolidation of the Puerto Rico banking market and chart a path that would improve the overall credit quality of its loan portfolio.

U.S. Bank came through the financial crisis in much better shape than most banks, thanks to good management and the high average credit quality of its loan portfolio.

Indeed, no matter how simple the loan process or how intuitive the user interface, investors are still going to focus on the quality of the loan book.

Through it, he saw how lax some other banks were with the quality of the loans and assets on their books.

«If there are any negative effects of low rates on net interest income in the future, they should be largely offset by the positive effects of monetary stimulus on the other main components of profitability, such as the quality of loans and therefore on loan - loss provisions,» Draghi added.

Like other online lenders, OnDeck has faced concerns from investors over the quality of its loans and its ability to grow at a fast pace.

Like some of its peers, the New York - based company has been struggling with rising loan defaults, and has faced concerns from investors over the quality of its loans and the ability to grow at a fast pace.

What's going on underneath is that Wall Street is losing faith in the business model — that is, losing faith in the quality of the loans made on the Lending Club and Prosper platforms.

However, because we will always prioritise the quality of loans over deployment rates, the reality is that there will be some periods when this figure alters slightly.

Moreover, a number of features of the US sub-prime market which have contributed to its current problems are not present in Australia, including large teaser rates, a marked decline in lending standards, and an originate and distribute model where the originator has a reduced incentive to care about the quality of the loan written.

In late 2006, Ms. Fleischman saw that loan officers were being pressured by their superiors to package loans that were not creditworthy and to lie to their prospective customers about the quality of these loans.

Holder is sitting on evidence supplied by whistleblower Alayne Fleischmann that JPMorgan Chase officers knowingly and deliberately misrepresented the quality of loans they packaged into mortgage - backed securities.

The lawsuit alleges that Barclays «knowingly securitized defaulted, delinquent, and defective» loans «to get them off Barclays» books» and then lied to investors and ratings agencies about the quality of the loans.

In the game of traditional banking, the measure of success of borrowing and lending depend only on a few things: the interest rate you borrow at, the interest rate you lend at, the quality of your loans, and the overhead of the bank.

Our prudence and discipline in risk asset creation over the past half - decade sustained the quality of our loan portfolio; NPL ratio stabilized at 1.7 % with full provisions coverage» he stated.

Quality of the loan portfolio is also a factor affecting net interest income as situations like a crumbling economy, and losses of jobs can cause borrowers to miss payments which can lower the bank's net interest income.

Basically, since the situation bears none of the qualities of a loan, and yet does bear the qualities of investment, the parents have bought a % ownership of the property.

Because AnnieMac works through local branches across the U.S., your experience as a customer will be highly dependent on the quality of the loan officer you meet.

David Williamson, group head of retail and business banking, said he's comfortable with the bank's growing exposure to the residential mortgage market because of the quality of its loan book, especially in Toronto and Vancouver.

Another objection by investors to owning MBS was that lenders no longer had much incentive to scrutinize the quality of the loans they originated because they were selling them off immediately to someone else.

The credit standards created by them meant that investors no longer had to worry about the quality of the loans they were buying.

If even one of the factor is not up to par, the quality of the loan is downgraded to A -, B, C, or D paper.

In the post, he shares with readers how to shop for credit intelligently by weighing the risk to your credit score against the quality of the loans in question.

Misrepresenting the quality of a loan book of business is a big no - no when it comes to investor and shareholder relations.

As a result, some rating agencies, even those that had blessed auto loan securitizations with high ratings, are starting to question the quality of the loans backing those securities, and warn of losses that investors could suffer if the bonds start to sour.

Pennsylvania's Amish Country: With roads filled with more horse drawn carriages than cars, and rolling fields of farmland, obsessive photo snapping during the 68.7 mile, Day 3 of Brita Climate Ride NYC - DC 2011 made my time horrifically slow, despite the quality of the loaned wheels I had for the ride (the Cayo 1.0 road bike from Focus Bikes).

The program will factor in credit, capacity, and collateral to assess the quality of the loan and determine whether the estimated value of the home provided by the lender is acceptable.

What's key to stable mortgage borrowing is the quality of the loan product and the underwriting.

If even one of the factor is not up to par, the quality of the loan is downgraded to A -, B, C, or D paper.

We develop long - term relationships with companies and people we know and trust, giving our clients peace of mind in the quality of their loans.

And you can rest assured that our recommendations are based purely on the quality of the loan officers and the loan processors, the variety of loan programs offered and the competitive interest rates offered.

To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved.