Sentences with phrase «raise credit standards»

Founder Leo Wells III attributed the dividend cut to a slew of corporate accounting scandals such as Enron and WorldCom, which prompted his REIT to raise its credit standards for tenants.
When the bust arrives, over-indebted households and businesses want to increase their saving and liquidity buffers, and financial intermediaries want to raise credit standards.
During the recession of 2008 and 2009, card issuers substantially curtailed their marketing and raised their credit standards, approving a much smaller percentage of non-prime consumers.
FHA approved lenders have raised their credit standards along with conventional lenders.
In fact, according to a recent study by the Federal Reserve, banks are now raising their credit standards for mortgages, consumer loans and commercial real estate loans at a pace never seen in the 17 - year history of the Fed's quarterly survey of senior bank loan officers.

Not exact matches

«As a result, Tesla does not require an equity or debt raise this year, apart from standard credit lines.»
Raising money from friends and family seems attractive: potentially good rates, lenient credit standards, and a chance for your friends and family to share in the wealth you create.
Obama's jobs plan (speech transcript) has to win the approval of the same debt hawks in Washington who recently gave Standard & Poor's an excuse (read the press release here) to downgrade America's credit by threatening to not raise the nation's debt ceiling.
«As a result Tesla does not require an equity or debt raise this year, apart from standard credit lines,» the company said.
For example, a reduction in capital inflows can deflate asset bubbles and so discourage consumption through wealth effects, or such a reduction can lower consumption by raising interest rates on consumer credit, or even by encouraging stronger consumer lending standards.
Standard & Poor's announced yesterday that it has raised its credit ratings on Russian company Wimm - Bill - Dann, after an improved financial performance in 2006.
County Executive Anthony J. Picente and Oneida County Comptroller Joseph Timpano announced today a raise in Oneida County's credit rating from A + to AA - by Standard and Poors, one of three major credit rating institutions in the United States.
International credit rating agency Standard & Poor's announced today that it has raised its long - term corporate credit rating on Rio Tinto to A - from BBB +.
In 2014, as a result of Mark's prudent budgeting and strong fiscal discipline, Fitch Ratings raised Erie County's credit rating outlook from «stable» to «positive» and Standard & Poor's upgraded the county's credit rating three steps to «AA -.»
Standard and Poors cited strong management, with good financial policies as a key indicator in raising the County's credit rating.
Not because any individual path, do I rate it say greater than 50 percent, but when you have about a dozen paths, all which at least to mea appear to have better than 20 percent chance independently, that if you get the R&D up, if you do things on the demand side that include great things we've done, like production tax credit, investment tax credit, Renewable Portfolio Standard, many, many tens of billions of money just in the U.S. alone, so we push the demand side, and now with the commitment to raise R&D and 2016 being the first year that actually did get appropriated, then you're very much tilting the odds to have a very positive surprise.
In Los Angeles, when graduation standards were raised and it looked like many students would be denied high school diplomas, the school district turned to online credit recovery courses to get the students back on track.
But let's start by crediting Ms. Weingarten and her organization with a serious proposal to raise standards for new teachers as part of a broader effort to strengthen the profession.
The Governor, a former teacher, earlier today introduced his ambitious education reform plan, which will expand school choice in the state via opportunity scholarships, expand the popular Educational Improvement Tax Credit (EITC) Program, establish standards and enforcements for charter schools and peg student achievement to teacher evaluations — all without raising state taxes.
Among other goals, it would increase high school course and credit requirements, raise student accountability and assessment standards, and include a model curricula for districts.
«CCSA has led the way for increased accountability by raising standards that value academic rigor, while also giving schools credit for academic growth, and for taking on the challenge of serving traditionally disadvantaged students,» said Elizabeth Robitaille, senior vice president of Achievement and Performance Management, CCSA.
The CCSA Accountability Framework guides CCSA's efforts to raise accountability standards in a way that values academic rigor while also giving schools credit for growth and for taking on the challenge of serving traditionally disadvantaged students well.
Although most of the best credit repair services charge around the same price for standard services, many offer extras, which can raise the price.
«Wells Fargo & Co., the second - largest U.S. home lender, and Taylor, Bean & Whitaker Mortgage Corp., the biggest privately held mortgage company, are raising credit score requirements and other standards for government - insured loans,» according to Bloomberg News.
So the bar has certainly been raised on some credit standards in the wake of the credit crisis of 2008.
Has the bar been raised on credit standards?
Looking back over the past 60 years, changes of one standard deviation or more, roughly 60 bps, in credit spreads raise the odds of a 5 % or bigger correction from 8.5 % to more than 16 %.
Credit scores have been getting a lot of attention lately, as lenders tighten credit standards and contend with new legislation that has, among other things, reined in how credit - card issuers can raise Credit scores have been getting a lot of attention lately, as lenders tighten credit standards and contend with new legislation that has, among other things, reined in how credit - card issuers can raise credit standards and contend with new legislation that has, among other things, reined in how credit - card issuers can raise credit - card issuers can raise rates.
The survivors changed their lending practices dramatically, raising standards on credit worthiness and ability to repay, and requiring better documentation.
If your credit score doesn't meet the lenders» standards, aim to raise your score.
For borrowers, not much has changed — the CEO has been replaced, and the company continues to offer the same services, although some analysis suggests that Lending Club might be raising their standards, becoming less willing to lend to people with very low credit scores.
Credit reports to raise standards to improve accuracy — The big three credit bureaus will take steps to reduce errors on credit reports and improve the dispute process under a settlement announced Monday... (See Credit report accuracy settlCredit reports to raise standards to improve accuracy — The big three credit bureaus will take steps to reduce errors on credit reports and improve the dispute process under a settlement announced Monday... (See Credit report accuracy settlcredit bureaus will take steps to reduce errors on credit reports and improve the dispute process under a settlement announced Monday... (See Credit report accuracy settlcredit reports and improve the dispute process under a settlement announced Monday... (See Credit report accuracy settlCredit report accuracy settlement)
In addition, the recent economic crisis has sparked a more conservative atmosphere as banks raise their standards before issuing credit cards, and consumers feel an aversion to paying for everyday needs with credit.
I had already commented to management about a lack of coffee maker, and iron / ironing board as standard in the rooms, and it's a credit to Halekulani management that I have already received a courteous reply by mail addressing the small concerns I raised.
He's voted against raising our fuel mileage standards and joined George Bush in opposing legislation twice in the last year that included tax credits for more efficient cars.
Signet — Representation of Signet in consolidated securities class action alleging securities fraud concerning alleged «gem - swapping», sexual harassment allegations that were raised in an employment arbitration, and purportedly lax credit standards.
However, the confidentiality concerns related to personally identifying information (Social Security numbers, medical information, financial account information, credit card numbers) raise new concerns and lawyers can not forget that their clients — and their employees — are entrusting them with that information with an expectation that it will be protected in accordance with the laws and standards applicable to everyone else.
LG Electronics is waiting to take credit of raising TV technology standard when they introduce the company's 2018 OLED TVs embedded with Goo...
As a result, Tesla does not require an equity or debt raise this year, apart from standard credit lines,» Tesla said in its statement.
It said it won't need an equity or debt raise this year, apart from standard credit lines.
On the ratings side, Standard & Poor's raised Heritage's corporate credit rating to BBB - from BB + with a stable outlook.
NAR has already raised concerns about the impact these standards will have on the pricing, terms, and availability of non-QRM loans to otherwise creditworthy borrowers, including low and moderate income borrowers who maintain good credit and seek safe loan products to qualify for affordable mortgages.
Ryan and Louis discuss the direction of interest rates and inflation, the reluctance of the Fed to recognize the inflation threat, the impact of foreign countries raising their interest rates to combat inflation; the Fed's Vice Chairman Janis Yellen's view that inflation and the rise of commodities won't impact the «recovery», blaming rising global demand and disruptions of supply, not the easy money policy of the Fed; encouraging consumer confidence so they borrow more money to buy things they don't need to stimulate the economy, loan officer compensation, banks» use of Fed loans and banks» preference of trading operations over mortgage lending; credit squeeze; increased lending standards; the advantage of getting a low interest loan now before interest rates and inflation rates rise; the problems with Fannie Mae and Freddie Mac; the Democrats, Republicans and President avoid a government shutdown and what might have happened if it did; the $ 10 ′ s of billions of dollars saved in light of a $ 1.3 trillion defecit; the disconnect between buyers and sellers article in the Chicago Tribune; the HomeGain first quarter 2011 home values survey; the value of a quality Realtor in buying and selling a home; the HomeGain FSBO vs. REALTOR survey
Standard & Poor's cautioned Fannie Mae and Freddie Mac that they may lose their top credit ratings if lawmakers don't soon raise the government's borrowing limit to avoid default.
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