Sentences with phrase «raising average credit»

Within fixed income, we suggest raising average credit quality, particularly focusing on investments in areas like high - grade corporate and municipal bonds.

Additionally, if you are carrying any balances on other open accounts, closing your secured credit card might raise your average credit utilization.

Not exact matches

The Fed's increase is likely to raise the amount the average household pays in credit card interest to $ 1,350 from $ 1,333 a year, NerdWallet said (assuming the average credit card APR jumps to 19.61 percent from 19.36 percent).

Meanwhile, a Credit Suisse survey suggests the average cost of raising a child to 18 is 23,000 yuan ($ 3,622) a year, eating away 43 percent of the average family's annual income.

Since 2007, the DCCC has raised, on average, $ 18.6 million more each year than its Republican rival, excluding loans and lines of credit.

Members of the Town Board had publicly signaled their reluctance to raise taxes past the tax levy cap, which would not only add more than $ 100 to the average tax bill but also cancel a tax credit residents get when their municipalities remain under the cap.

And when the district recently made public the average teacher salary increases under the new pact — ranging from 2.5 percent to 4 percent per year — it didn't include what can be lucrative raises given to educators who earn master's degrees and other graduate credits.

If your credit is average or poor, you need to look into raising your credit score before you can apply for one of these cards.

Don't fall for any credit repair scams that promise to raise your score, especially if the promise is specific, like «by double digits» or «from average to good».

Our objective is to raise your credit scores and educate the average consumer on how to understand and improve their credit Today and keep it that way tomorrow.

Once your credit score falls to below average, it can be extremely difficult to raise it on your own; especially if you are living paycheck - to - paycheck.

All of this raises the question: Does the average consumer even need to check his or her credit scores?

Now, the Fed posts this rate around 13.38 % and I'm sure the credit issuers are trying to raise the average rate as they will equate this with higher profitability.

The average time to repair credit history and raise the credit score is approximately four months.

Canceling cards can hurt you in two ways, raising the «percent credit used», and reducing average age of accounts, so these are concerns.

Doing so could significantly lower your credit score, by lowering the average age of your accounts and raising your credit utilization ratio.

And raising your credit score from an average score to an excellent score is achievable with a little grit and patience.

American Express boosts national average credit card interest rate — American Express this week raised annual percentage rates on several of its card offers, pushing the national average APR higher for the third time in four weeks.

Responsible card applications can actually raise your score by increasing the number of accounts and decreasing the ratio of debt to credit even though it may decrease the average account age.

Nationally, those who raise their credit from Poor to Good can save an average of 32 % in auto insurance premiums, and those who raise their credit from Good to Excellent can save an average of 27 %.

Living in a rural area, driving a car that is relatively inexpensive to repair, having a good credit history, and having a clean driving record will all play a factor in lowering your premiums, while living in a more urban setting, driving a vehicle that is expensive to repair, having a commute distance that is higher than average, and requesting a low deductible (the amount you pay out - of - pocket for repairs) will all raise premiums.

In fact, it can hurt your score, as it can raise your credit utilization ratio — since you'll have less available credit — and decrease your average length of credit history.