Sentences with phrase «rate at alternative»

You can always surrender the policy if you find a better rate at an alternative insurance company, and it's better to lock - in coverage in case something happens while you're searching.

This was measured as the percentage point difference between the graduation rate at alternative schools and regular schools in the same district.

Not exact matches

As banks and institutional lenders eventually made better use of technology and provided funding at attractive rates, they have claimed market share at the expense of alternative lenders.

As consumers, particularly those in the millennial age bracket (people born between 1977 and 2000) increasingly seek out alternative modes of healthcare delivery, such as telehealth, Oscar can direct its engaged customers to partner hospitals and clinics, driving up usage and revenue rates at these health systems.

«Accordingly, policymakers and citizens alike would benefit from having an alternative, or at least complementary, bottom - line metric that measures the level and rate of improvement in shared socioeconomic progress.»

«Small business owners are seeing the number of alternative sources for financing their companies grow at an unprecedented rate, and while this is a good thing in terms of increasing access to capital, borrower protections have not caught up,» Mills said last month while introducing the borrowers rights bill in Washington.

Given the low unemployment rate, anecdotal evidence from a variety of companies, and alternative measures such as the Atlanta Fed wage tracker showing stronger growth, wage growth may not be back at precrisis levels, but the trend over the past year shows wages are certainly headed in the right direction.

German finance minister Wolfgang Schäuble has already blamed Draghi's low - interest rate policy for the rise of the populist right - wing Alternative für Deutschland, which performed well in regional polls last year at the expense of Chancellor Angela Merkel's Christian Democrats.

Alternative healthcare is growing at a double - digit rate in the United States, and is currently a $ 58 billion industry.

At the same time, we faced a progressive tax system where we had to pay a 39.6 % Federal tax rate plus a 3.8 % Net Investment Income tax plus a 0.9 % Medicare tax plus an Alternative Minimum tax plus a 13 % State tax plus Social Security tax plus Sales tax plus retroactive State taxes to pay for government overspending.

«Absent material equity valuation improvements for Ares and KKR, we expect further conversions of Fitch - rated alternative investment managers to be decreasingly likely, given that the remaining managers generally have more incentive income which would not benefit from the lower tax rate,» said Meghan Neenan, head of North American Non-Bank Financial Institutions at Fitch.

The only alternative would be even higher unemployment, which would certainly bring the savings rate down, but at a cost that is probably politically unacceptable.

When a couple of Canadian economists published research (pdf) last December showing that using an alternative methodology yields much better productivity growth rates, StatsCan was quick to reject it, even though one of the authors, Erwin Diewert, a professor at the University of British Columbia's Vancouver School of Economics, is widely regarded as one of the world's finest brains in the field.

Karen Mills, former head of the U.S. Small Business Administration and the keynote speaker at the event said, «Small business owners are seeing the number of alternative sources for financing their companies grow at an unprecedented rate, and while this is a good thing in terms of increasing access to capital, borrower protections have not caught up.

In June, loan approval rates at credit unions improved slightly to 43.7 % from 43.6 % in May, while approval rates by alternative lenders slipped for the fifth consecutive month to 63.2 % in June, from 63.3 % in May «Entrepreneurs are getting funding from banks at attractive interest rates.

While alternative finance crowdfunding markets are quickly becoming a genuine source for early stage capital and are growing in Canada, they are not achieving their full potential and growing at a much slower rate than Canada's international comparators in the United States and United Kingdom.

This is evident in a number of developments, including: increased demand for higher - risk assets; the increase in «carry trades» — a form of gearing where funds are borrowed short - term at low interest rates and invested in higher - yielding assets, often in other countries; growth in alternative investment vehicles such as hedge funds; and growth in alternative investment strategies such as selling embedded options (see Box A).

Selling gold short has therefore been an alternative to the «yen - carry» trade which saw market participants fund investments in various markets by borrowing yen (at almost zero cost due to the low interest rates in Japan) and selling it for other currencies, mostly US dollars.

Unless we are prohibited from doing so by any applicable law, regulation, court order or instruction or guidance of a competent regulatory authority or agency, in terminating your account we may do any of the following at our sole discretion: A. transfer the funds back to the source; or B. convert your account balance to Bitcoins at our then - prevailing rate, subject to applicable fees and as soon as practicable give you 48 hours» notice that we intend to deactivate your account, requesting that you provide us with an alternative bitcoin wallet address to which we can transfer your bitcoin within that period (the «Redemption Period»);

Inevitably, you're going to create content that people aren't searching for at a rate of 10,000 times a month (maybe you'll need to settle for 100 in some instances when you look at alternative keyword phrases).

Income Drawdown will be a useful alternative, perhaps switching to an annuity at 75 when you get a much better rate.

He has experience with credit, rates, volatility, FX and alternative products through his time at Salomon Brothers / Citigroup (1992 - 2006) and Barclays Global Investors (BGI) / BlackRock (2006 - 2011).

The problem of valuing growth stocks is relatively tricky, both because you need to compare against alternatives, but also because nobody really knows the rate at which a company's earnings will grow over 7 years.

If such a BoJ - inspired, TLTRO - based tiered deposit system proves too complicated, an alternative option would be to introduce an extra buffer of bank reserves, up to a certain amount equivalent to 2, 3 or even 5 times required reserves, that would be remunerated at the ECB's main refinancing rate (currently +0.05 %).

Sagan's second alternative, the oscillating universe model has been discredited by a lack of sufficient matter to cause a contraction.1 It was further discredited by the discovery of dark energy, which shows that the universe is actually expanding at an ever increasing rate.2 So, Sagan's first alternative is the one that turned out to be true.

At any rate gossip is often an alternative mode of discourse, a rhetoric of inquiry, an invasion and a possible subversion of the domain of the powerful and privileged.

U.S. communities and states that have implemented alternatives to extended producer responsibility (EPR) policies are achieving high municipal solid waste recycling rates at reasonable costs, while also addressing a wider spectrum of the waste stream than narrowly - focused EPR mandates, according to a new study conducted by consulting firm SAIC for the Grocery Manufacturers Association (GMA).

The millet - based beef patty alternative was rated highly by attendees, at 4.5 out of 5 stars by the 55 survey respondents.

Ter Stegen has struggled to establish himself at Barcelona despite still being highly - rated, while Mainz stopper Karius is seen as a decent alternative in case the Spanish champions aren't keen on negotiating.

EUGENE MONROE: We need to look at alternative methods for managing pain in players, especially the ones who experience injuries at a high rate and who are constantly prescribed these drugs to deal with their pain.

His approval ratings are now [at their lowest since June 2000], and it's reached the point where people are willing to consider alternatives.

Since the early 1990s, government policy on maternity care in England has moved towards policies designed to give women with straightforward pregnancies a choice of settings for birth.1 2 In this context, freestanding midwifery units, midwifery units located in the same building or on the same site as an obstetric unit (hereafter referred to as alongside midwifery units), and home birth services have increasingly become relevant to the configuration of maternity services under consideration in England.3 The relative benefits and risks of birth in these alternative settings have been widely debated in recent years.4 5 6 7 8 9 10 Lower rates of obstetric interventions and other positive maternal outcomes have been consistently found in planned births at home and in midwifery units, but clear conclusions regarding perinatal outcome have been lacking.

An alternative to this two - star product is the JJ Cole Urban BundleMe, which has hundreds of reviews rating it at 4 1/2 stars.

Plans intended to lift pick - up rates for funded alternatives hardly reach those at risk of pension poverty, as they often can't afford to pay into such schemes and their employers are disproportionately likely to opt out.

Such bonds function as an alternative to direct public financing of housing projects: Since interest income on PABs is tax exempt, investors are willing to buy them at very low interest rates, and this makes it relatively affordable for states, municipalities, and nonprofits to finance housing (and hospitals, infrastructure, and other public works) through the private capital market.

Making the city more walkable and accessible to cyclists can help make alternatives to cars and other carbon - dioxide emitting vehicles more appealing, and slow down the rate at which our climate is changing.»

«I think that it's a challenge in a city that already has significantly higher tax rates than our surrounding suburb communities, and so we would be looking at alternatives to raising property taxes.»

The DfE replied that there is none: 2005 guidance on the matter has been withdrawn by the Coalition, and this at any rate did not mention alternative medicine or efficacy of treatments.

Tim Woodcock The co-founder of HomeEdison noted the Renewable Energy (RE) sector's ability to deliver alternative energy at substantially lower costs than standard utility rates; the importance of building a two - way energy supply infrastructure in order to allow homeowners and business to sell the excess energy their alternative installations generate back to the utility company; and the applicability of geothermal systems in much of our region.

An alternative plan, which would include two shorter buildings and would not need land use approval from the city, would be sold or rented at market rates and would not include an affordable housing component.

«At the rate it was decreasing, even if a farmer used an alternative herbicide for 9 years, the frequency of resistance to ALS inhibitors would only be cut in half.»

Average antibiotic prescribing rates decreased from 24 percent at intervention start to 13 percent at intervention month 18 for control practices; from 22 percent to 6 percent for suggested alternatives; from 23 percent to 5 percent for accountable justification; and from 20 percent to 4 percent for peer comparison.

Although none of these alternatives to rate codes has been proven yet, so little is known about how the brain processes information that «it's difficult to rule out any coding scheme at this time,» argues neuroscientist Christof Koch of Caltech.

This includes high rates of food selectivity observed in children with ASD, frequent use of caregiver - initiated complementary / alternative diet therapies, and growing concern regarding possible nutritional deficits and excesses often observed in this population,» said co-author Rashelle Berry, lead dietician at Pediatric Feeding Disorders program at Marcus Autism Center.

She has looked for ways to spread NIH's money further at a time when success rates are at record lows and co-chaired a study of the biomedical workforce that recommended stronger mentoring for young scientists and training for alternative careers.

«As mental illnesses are increasing at a very fast rate it is absolutely essential to expand the treatment alternatives for this patient group in primary healthcare.

This includes high rates of food selectivity observed in children with ASD, frequent use of caregiver - initiated complementary / alternative diet therapies, and growing concern regarding possible nutritional deficits and excesses often observed in this population,» says co-author Rashelle Berry, lead dietician at Pediatric Feeding Disorders program at Marcus Autism Center.

Perhaps, since skin cancer rates are rising despite the highest rates of sunscreen use in history... it is time to look at alternative explanations.

Underpinning this alternative is a belief that, while individuals are at different points in their learning and may be progressing at different rates, every learner is capable of making further progress and eventually achieving high standards if they can be motivated, engaged and provided with appropriate (well - targeted) learning opportunities.

We included administrative data from teacher, parent, and student ratings of local schools; we considered the potential relationship between vote share and test - score changes over the previous two or three years; we examined the deviation of precinct test scores from district means; we looked at changes in the percentage of students who received failing scores on the PACT; we evaluated the relationship between vote share and the percentage change in the percentile scores rather than the raw percentile point changes; and we turned to alternative measures of student achievement, such as SAT scores, exit exams, and graduation rates.