Sentences with phrase «rate at closing»

With this option, you can get out of paying monthly private mortgage insurance by opting for a higher interest rate at closing, or by paying all your PMI in one lump sum at closing.

We also offer a rate drop policy which can give you a better rate at closing time if the rate drops.

Lock in your interest rate at closing — then, pay only interest on the loan during the construction phase.

Ensure that the interest rate won't change by seeing that there is a lock - in feature that guarantees the same rate at closing.

Timing can be your worst enemy when it comes to locking in your fixed rate on a mortgage loan; you may feel you're getting a low rate at closing time, but a few months down the line the rates may drop further and you feel trapped.

If you choose to lock that interest rate, we will GUARANTEE that interest rate at closing.

You risk having to accept a higher interest rate at closing, or an outright failure to close.

With this option, you can get out of paying monthly private mortgage insurance by opting for a higher interest rate at closing, or by paying all your PMI in one lump sum at closing.

However, the yield curve predictor has encountered criticism recently given the fact that the Federal Reserve has anchored policy rates at close to zero.

The Fed has kept its benchmark lending rate at close to zero for almost three years.

(their fault, not mine) Rates have dropped since we signed our rate lock, but they're refusing to honor the new, lower rates at our closing date, telling me that «the locked rate will still apply regardless of the timing.»

With yearly attrition rates at close to 17 %, according to a report by the National Association for Law Placement, law firms could benefit from being a little more flexible.

He estimates the district's vacancy rate at close to 9 %, the highest in memory.

Not exact matches

The Fed expressed a confident economic outlook, saying activity had expanded at a moderate rate and that inflation was close to its 2 percent target.

«That's because they've been trying to boost the inflation rate closer to their 2.0 % target ever since they publicly announced it at the start of 2012.»

It expressed a confident economic outlook, saying activity had expanded at a moderate rate and that inflation was close to its 2 percent target.

«It was a close call,» John Williams, president of the San Francisco Fed, said on the weekend, referring to the Fed's contentious decision to leave the benchmark rate at zero last week.

Homes closed at the rate of 5,000 per year.

European bourses closed higher on Wednesday after Fed Chair Janet Yellen hinted at a possible rate hike next month.

At the current rate of progress in closing the gap, states the report, «women will not receive pay equity until the year 2119.»

This paper, however, proposes a different approach: Before pressing the overdrive button on money printing presses, Tokyo might wish to take a careful look at why the last 15 years of ultra-loose credit policies failed to move the economy closer to its estimated potential growth rate of 1.5 percent.

It's suffering the same fate as most media companies — lower ad buys, ad pages sold at discounted rates, the closing of its Whole Living magazine and Every Day Food's move from print to digital all impacted revenues.

Although it has been reported by those close to the Burger King deal that its relocation to Canada is not primarily motivated for tax reasons, the move would empower the company to repatriate profits on its overseas business at a lower rate.

Two standouts that buck the trend are China and India, where women closed businesses at some of the lowest rates globally, at between one and two percent since 2012.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Employing some 265 salaried and hourly workers, the enterprise was projected to finish 1991 at close to $ 28 million in sales — an eight - year compound annual growth rate of a hefty (for iron castings) 30 %.

With the rate of home ownership now close to 70 %, and with household debt at a record high, much of the financial health of Canadian households is inextricably linked to home values, making it the kind of dominant concern that not only affects household finances, but consumer psychology and confidence.

At the other extreme, those who live in New Jersey pay the highest with rates close to $ 20,000 per year.

Bank of England Governor Mark Carney had surprised many investors on Wednesday as he said the U.K.'s central bank could be required to lift interest rates as the economy came close to running at full capacity.

And how feasible was it that he could help the company literally double the rate at which it closed new deals?

In 1998 in Tucson, AZ, chain restaurants were moving in and local restaurants were closing at an alarming rate.

New York - based Burrow is on track to close 2017 with $ 3 million in sales, at a current run rate of $ 7 million, after officially incorporating the business in April.

Stock markets have been rallying for months in anticipation of sharply lower tax rates for corporations, with Wall Street's three major equities indexes closing at record highs on Friday.

By secular reflation, we mean at least a decade in which short - and long - term interest rates stay habitually below nominal GDP growth and high grade bonds are not really bonds any more: delivering trend returns that are close to zero or even negative.

The Fed, which is tasked with maintaining price stability and optimal employment, said it would like to see core inflation at a rate closer to 2 percent.

Economic factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these factors into account, we generally think it pays to remain sanguine.»

Interest rates on savings accounts, and especially checking accounts, had been at or close to zero, or really negative when you factor in ATM fees.

Despite the apparent turmoil at NBC's Today over the past year, Today managed to outpace its closest competitor, ABC's Good Morning America, in the key ratings demographic of adults between the ages of 25 and 54 during the 2015 - 2016 television season.

The Federal Reserve has left the federal funds rate at 1.5 % to 1.75 % and says core and overall inflation are close to a 2 % target.

Instead, the net metering rate will be set at wholesale prices — even though the utility doesn't have to pay for any of the solar panels» hardware or maintenance, and transmission costs are negligible, since the electricity is being generated close to where it is used.

And although women fill close to half of all jobs in the U.S. economy and are starting businesses at twice the rate of men, they hold less than 25 percent of STEM jobs nationwide.

While the interest rates it advertises online tend to be lower than most banks or direct lenders, a quick look at the underlying assumptions shows that these rates are the result of factoring in mortgage discount points, which must be paid for upfront as an extra item in your mortgage closing costs.

The last dot shows where the rate is today — close to zero (~ 40 bps)-- which is where it should be IMHO as we're not yet at full employment and there's no worrisome signs of overheating; inflation remains quiescent such that the Fed keeps missing their 2 % inflation target on the downside.

With the U.S. economy having grown at only a 2.1 percent annual rate over the past seven years, it has become harder to sustain the view that the neutral real short - term interest rate is close to, or will soon be close to, its historical level of around 2 percent.

The duration of a rate lock depends on the agreement you arrive at with your lender; usually it lasts for 30 or 60 days, but a lock can be issued for longer periods of time if the underlying deal being funded is more complex and requires more time to close.

If we look just at passenger cars, the rate is closer to 17 per 1,000 people.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

It is expected that DBRS, Inc., in satisfaction of one of the closing conditions, will rate the Notes at closing.

A two - star rating should force you to take a closer look at the firm and its prospects.

The closing process takes awhile (usually at least a month), and since mortgage rates fluctuate day to day depending on various factors, a mortgage rate lock allows you to ensure that you'll get your quoted rate regardless of how the market moves.