Sentences with phrase «rate at no expense to»

If you are looking to refinance, it may be possible to get a no - cost program that will lower your rate at no expense to you.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

However, income tax expenses at the firm fell 21.3 percent, primarily driven by lower U.S. corporate income tax rate, while underwriting gains rose 22.3 percent to $ 258 million.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Expenses can be divided into fixed (those that must be paid, usually at the same rate, regardless of the volume of business) and variable or semivariable (those which change according to the amount of business).

And as they increase their income, they make sure not to increase their lifestyle expenses at the same rate.

When the analyst, who requested anonymity because what she did is illegal, returned to Venezuela, she sold the dollars at the street rate of 29 - to - 1, enough to pocket 25,000 bolivars after paying off her credit card and travel expenses.»

«This is the period at which wage rates typically peak and is the best time to work and earn the most, even at the expense of present well - being, so as to have increased wealth and well - being later in life,» he says.

To determine a rate appropriate for you, start by looking at all retirement income and expenses.

These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact of general economic conditions on our sales and operations; our ability to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more key customers; risks associated with our international operations; exchange rate fluctuations of the currencies in which we conduct business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary to produce our products; the impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our business of natural disasters.

Michael Arone, chief investment strategist at State Street Global Advisors, reckons that new legislation that drops the rate all the way to 20 %, and contains other levy - lowering provisions such as immediate expensing of capital expenditure, could raise EPS for the S&P 500 by 8 % in the first year.

Seems to me that this is the very worst time to increase rates, and doing so would cause more damage to our economy; but I believe this administration would do anything to make us believe things are better than they really are, at the expense of everyone's financial security.

The decision about how to adjust the discount rate depends on whether investors believe that additional infrastructure spending will increase the country's potential growth rate, or instead that it will simply increase economic activity at the expense of higher debt.

Existing rules under the Income Tax Act limit income sprinkling by requiring expenses to be reasonable, and taxing dividends paid to minors at the top tax rate (commonly known as the «kiddie tax»).

The percentage of allowable expensing will be phased out at a rate of 20 percent per year from 2023 (80 percent) to 2026 (20 percent).

I found that at the point I'd be ready and comfortable to retire, my expenses would be $ 1,960 per month, requiring a portfolio of $ 588k at a 4 % withdrawal rate — much less than Joe's $ 750k.

Generally, our objective for a fiscal year is to grow operating expenses at a slower rate than net sales and to grow operating income at a faster rate than net sales.

If you're paying high interest on your credit cards or you have a big expense coming up, taking out a home equity loan can be a smart way to get the money you need at an attractive rate.

[This savings rate report about wedding venue costs may contain affiliate links at no cost to you] Wedding venue costs are on my mind as I look at my March 2018 expenses.

This makes adjustable rate mortgages more affordable, at least in the short term, as the out of pocket expenses are less than if you were to finance your house with a fixed rate mortgage.

We expect salaries, wages and benefit expense to grow at a faster rate than our capacity as market and tenure - related adjustments continue.

SG&A expenses net of savings are still expected to grow at mid-single digit rate in constant currency and somewhat less in dollars.

They should borrow at the government owned Bank of Canada, paying near zero interest rates - just sufficient to cover the Bank's running expenses.»

Prior to Budget 2012 initiatives, direct program expenses were forecast to grow at annual average rate of about 2.5 % between 2008 - 09 and 2016 - 17, an extremely ambitious target.

Importantly, Tesla said it expects its gross profit to grow at a much more rapid rate than its non-GAAP operating expenses in the coming quarters, positioning Tesla to «at least be profitable in Q3 and Q4 excluding non-cash stock based compensation,» management said.

In WILTW June 23, 2016, we argued that much of the blame for this predicament belongs to the central banks: «If the Fed and other major central banks had not lowered interest rates to zero (or below), it would have been harder for corporations to justify financial engineering at the expense of capital investment.

Travel credit cards tend to reward cardholders with high rates at the expense of other valuable perks, including 0 % intro APR offers.

Does it need to un-tax the banks and give tax - favoritism to Wall Street («capital gains» tax rates) to enable it to earn its way out of debt at the expense of the production - and - consumption economy?

Expenses are growing at less than half the rate of revenue, and it's a clear indication of Facebook's pricing power as an advertiser, a testament to its data culling prowess for advertisers, and an indication that businesses are eager to use Facebook's advertising services.

With 1,500 of them out there converting two Chin - amen apiece per annum against an uphill birth rate of 33,000 pagans per day, it will take upward of a million years to make the conversions balance the output and bring the Christianizing of the country in sight to the naked eye; therefore, if we can offer our missionaries as rich a field at home at lighter expense and quite satisfactory in the matter of danger, why shouldn't they find it fair and right to come back and give us a trial?

The sun makes daylight, not only on our earth, but also on the other planets; and daylight is of the utmost utility to us; for by its means we can commodiously carry on those occupations which in the night - time would either be quite impossible, or at any rate impossible without our going to the expense of artificial light.

I just hate it when some folks come here mainly to secure «Top gooner» rating for their comments at the expense of factual truth.

LeBron James, who this year isn't drawing fouls at the rate he has grown accustomed to during previous seasons, made waves this week by arguing that officials are protecting shooters at the expense of players who drive to the rim when it comes to awarding free throws.

Highly - rated youngsters Memphis Depay and Anthony Martial were brought into the club at great expense during the offseason, but while the latter has shown flashes of excellence, neither has demonstrated that he's ready to lead the line for genuine title contenders.

If we'd have been told «We're selling to Kroenke because we're going to get incredibly wealthy at the expense of turning Arsenal into a 2nd - rate team» then at least it would have been honest, and everybody would understand what's actually been going on.

Even though the new Premier League TV deal helped to send broadcasting revenue bounding ahead, operating expenses — at # 511.3 million for the year to June 30 — climbed at a faster rate (17 %) than overall revenue (12.8 %).

While full reimbursement is clearly preferable, tax relief on employment expenses at least returns a fraction (20 per cent, 40 per cent or 45 per cent, depending on whether the employee is a basic, higher or additional rate taxpayer) of the cost of the expense to the employee.

The centre - left thinktank's study, which challenges the orthodoxy of pursuing a stable inflation rate at the expense of everything else, envisages a major improvement in employment among 18 - to 24 - year - olds and those aged between 50 and 64.

Miner has been critical of the pension smoothing plan that Cuomo proposed in his initial budget plan that allows local governments to lock in stable rates now at the expense of future savings down the road.

Colin Ben - Nathan commented: «Employer reimbursements at flat - rates and benchmark scale - rates are intended as an administrative easement but the existing requirement that employees provide receipts for often very small amounts, e.g. meals whilst working away from the normal workplace, adds unnecessary bureaucracy to a system aimed at simplifying the reimbursement of expenses incurred.

Opponents claimed that it would lead to a poorly co-ordinated economic policy and could potentially lead to conflict in fiscal and monetary policy aims, resulting in particular from an over-emphasis in setting rates to meet inflation targets at the expense of other factors such as the exchange rate.

«We're banging people up at vast expense, half of them are on drugs, over ten per cent per cent aren't meant to be here at all because they're foreigners, and the reoffending rate is dreadful.

Noting that «personnel costs are the major component of school district expenditures, and have been increasing at a rate above inflation for a number of years,» the Commission recommended a series of reforms to curb these expenses, including a modification of the Triborough Amendment to exclude salary steps and lanes for teachers.

They trough at the public's expense at a rate of # 300 a day, if they can be bothered to turn up.

Both candidates support an adjustment in federal reimbursement rates to local hospitals, which currently favor Dutchess County at the expense of Ulster.

These include lowering expense projections for retirement and health insurance expense to reflect lower projected usage and rates not available at the time the budget request was prepared; lowering utility cost estimates to reflect the significant decline in energy demand and prices resulting from reduced economic activity and lowering other operating cost estimates to reflect lower anticipated price changes.

The doctor was contracted to be paid at the extraordinary rate of # 150 an hour, grossing him # 435,643, plus expenses.

I have been able to achieve faster runs with a higher heart rate, but at the expense of a long recovery.

Cinematic mode is locked to 30 fps but maintains a better resolution while Action mode offers an unlocked frame rate but at the expense of the resolution.

Which means, it is loyal to the material (at the expense of length and pacing), satisfies its PG - 13 rating (at the expense of real brutality) and remains a crowd - pleaser (at the expense of true darkness).