Sentences with phrase «rate bonds business»

Some may argue that no, these people are public servants, like teachers or judges, who rate bonds business they think it is a higher calling and even though they could earn tens to thousands more trading bonds than rating them, they stick it out because of their great hearts.

Not exact matches

As the business sector accumulates more surplus cash, it has the effect of driving down interest rates because there's less demand for corporate bonds and other forms of business lending.

For Business Insurance and Bond & Specialty Insurance, retention is the amount of premium available for renewal that was retained, excluding rate and exposure changes.

Progress in a few areas has been solid: slashing of bureaucratic red tape has led to a surge in new private businesses; full liberalization of interest rates seems likely following the introduction of bank deposit insurance in May; Rmb 2 trillion (US$ 325 billion) of local government debt is being sensibly restructured into long - term bonds; tighter environmental regulation and more stringent resource taxes have contributed to a surprising two - year decline in China's consumption of coal.

Consumer confidence and high yield bond spreads corroborate the unemployment rate in suggesting that we are in the mature stages of the current business cycle.

The thinking is that, as the bond buying has not worked, then the best way to keep business flowing (and markets steady) would be to keep rates low, which encourages, at least theoretically, companies to borrow, expand and grow the economy.

Capital appreciation potential Companies issuing high yield bonds have the potential to turn around their financial standing, creating the opportunity for investors to realize capital gains as bond values increase, due to improving business conditions or improved credit ratings.

And while smaller outfits, including Kroll Bond Rating Agency, have gained some traction in the industry of late, S&P, Moody's and Fitch still dominate the business.

Kroll Bond Rating Agency Europe Limited is carrying on business as KBRA Europe and is registered in Ireland, No. 599995 with a registered address of 25 - 28 North Wall Quay, Dublin 1, Ireland.

Fixed lending rates on housing and business loans have also risen over recent months in response to higher bond yields, although they too remain below the average of the past decade.

This led to higher bond yields and another weak close for US equities as business and consumer activity could be dampened by higher interest rates.

And by maintaining a light debt load and locking in low interest rates through long - term bond issues, management has prepared the business for higher interest rates quite well.

Craig Talsma, director of finance and business for the Park District, said making one issue bond for three years at the current interest rates will offer a savings of between $ 40,000 and $ 60,000.

He said it also could improve bond ratings for local school districts and the Fox Valley Park District, as well as spur more business investment.

«On the one side there is the IMF, the OECD, the credit rating agencies, the bond markets, the European commission, the CBI, the IoD, the BCC, the governor of the Bank of England, most British businesses, two of our historic political parties, one of the Miliband brothers, Tony Blair and the British people.

Alpine School District spokesperson Rhonda Bromley says the district has received an award from the Association of Business Officials for 29 consecutive years for responsible fiscal management, and last year the district's bond rating was upgraded, according to Bromley.

According to John Musso of the Association of School Business Officials International, advance refund bonds «are a cost - effective way for districts to refinance high - interest debt at lower - interest rates, potentially saving hundreds of thousands of taxpayers» dollars in lower debt payments.

For example, when a finance professor at Spain's IESE Business School examined how a 90 % stocks - 10 % bonds portfolio would have performed over 86 rolling 30 - year periods between 1900 and 2014 following the 4 % rule — i.e., withdrawing 4 % initially and then subsequently boosting withdrawals by the inflation rate — he found not only that the Buffett portfolio survived almost 98 % of the time, but that it had a significantly higher balance after 30 years than more traditional retirement portfolios with say, 50 % or 60 % invested in stocks.

When an industrial complex is built to attract private businesses, the bond coupon rate is paid from leasing fees.

«For Moody's [or Standard and Poor's] to put a bond insurer on negative watch (indicating a rating cut was being considered) could have extremely negative ramifications» for the entire bond insurance business, said David Merkel with Hovde Capital Advisors in Washington, DC.

In this situation, the bond seller is a business that originally purchased the bond for $ 10,000 but is now selling it at $ 9,000 due to rising interest rates.

Companies with financial heft, a history of success, good business practices, and a track record for paying debts, issue bonds with lower interest rates than companies with lesser ratings.

For as long as I have been in the money business, a bond ladder has been the preferred tool to limit risk and take advantage of rate changes.

Bonds, also considered a relatively safe investment, involve loaning money at a fixed or variable rate to entities like businesses or the government.

It is not the bond market that is real driving factor for the qualifying rate but it is business volume that drives qualifying rates.

The Fund seeks to achieve this by investing primarily in the following categories of securities and instruments of corporations and other business entities: (i) secured and unsecured floating and fixed rate loans; (ii) bonds and other debt obligations; (iii) debt obligations of stressed, distressed and bankrupt issuers; (iv) structured products, including but not limited to, mortgage - backed and other asset - backed securities and collateralized debt obligations; (v) equities; (vi) other investment companies, including business development companies; and (vii) real estate investment trusts.

Annuities Auction Rate Securities Business Development Companies Callable Security Lotteries at Baird Certificate of Deposit Disclosure Closed End Funds and UITs Exchange Traded Products Fixed - Income Securities Featuring a Survivor's Option (or «Death Put») Foreign Transaction Taxes Fund of Hedge Funds Hedge Funds Investing in Bonds Investment Managers» Placement of Client Trade Orders and Their «Trade Away» Practices IPOs Leveraged and Inverse Funds Managed Futures MLPs MLPs - The Taxation of Master Limited Partnerships FAQs Municipal Bonds Mutual Funds Disclosure Non-Exchange Traded Equity Securities Non-Rated, Split - Rated, and Below Investment Grade Securities Private Equity Funds REITs Rollover IRAs Securities in the Lowest Investment Grade Category Structured Products Variable Rate Demand Notes

Gary Cloud: Regardless of a potentially higher rate environment, our fixed income portfolio remains invested in investment grade debt with a small weighting in preferred stocks, business development companies, and high - yield bonds.

Generally speaking the longer the term of a bond the greater the sensitivity that bond will have to the movement in interest rates, changes in the credit quality of a company or company risks associated with the business cycle of a specific company, sector or economy.

(Investor's Business Daily: Apr 17, 2015) In an Investor's Business Daily article, investing expert Tom Lydon of ETF Trends recommends interest rate hedged bond ETFs for investors «to prepare for an eventual rate hike and the potential for higher rates.»

If you can demonstrate financial strength by providing strong business financials, it can drastically lower your performance bond rates.

For Berkshire, the regulation - driven moat that Moody's had in the bond rating business was a big attraction.

CC&BC is a NON-PROFIT credit counseling organization that is licensed and bonded in multiple states, Accredited by the Council on Accreditation and has an A + rating at the Better Business Bureau.

When stocks are high, money rates rising, and business prosperous, at least half a given fund should be placed in short - term bonds.

If you live below your means, start investing early, continue to invest a portion of every paycheck, max - out on tax - deferred accounts, and put your money in the stock market which has higher overall rates of returns over time than bonds or CDs, you can become a millionaire too without starting your own business.

Conservative investors will find bonds maturing in seven years, issued by AA - rated companies such as International Business Machines (IBM), Coca - Cola (KO), Colgate Palmolive (CL), and PepsiCo (PEP), that offer yields to maturity well - north of 2 %.

(i) subtracting from the interest rate then in effect under this Note, the annualized yield on a United States Treasury bill, note or bond with a maturity date closest to the [Call \ Maturity] Date, as such yield («Treasury Rate») is reported on the Bloomberg Professional service (or if no longer published the in the Wall Street Journal or a similar nationally recognized electronic service or publication selected by Lender reporting daily Treasury yields) five (5) business days preceding the Premium Determination Date («Rate Differential&raqurate then in effect under this Note, the annualized yield on a United States Treasury bill, note or bond with a maturity date closest to the [Call \ Maturity] Date, as such yield («Treasury Rate») is reported on the Bloomberg Professional service (or if no longer published the in the Wall Street Journal or a similar nationally recognized electronic service or publication selected by Lender reporting daily Treasury yields) five (5) business days preceding the Premium Determination Date («Rate Differential&raquRate») is reported on the Bloomberg Professional service (or if no longer published the in the Wall Street Journal or a similar nationally recognized electronic service or publication selected by Lender reporting daily Treasury yields) five (5) business days preceding the Premium Determination Date («Rate Differential&raquRate Differential»);

Bid Performance - Bond's - Business License - Commercial Auto - Commercial Auto & Truck - Contractors License - Dmv & Notary - Fleet - Full Service Agency - General Liability - High Value Dwellings - Landlords Policies - Package Discounts - Phone Quotes - Preferred Rates - Prior Insurance Discounts - Sales Tax - Surety Bonds - Umbrellas - Workers» Compensation - Workman's Compensation - Youthful Operators

The NAHREP Hispanic Wealth Project Blueprint focuses on three component goals to facilitate Hispanic wealth creation: a 50 percent or greater rate of U.S. Hispanic homeownership, a 50 percent increase in the first - year success rate of Hispanic - owned businesses, and a 25 percent increase in the number of Hispanic households owning non-cash financial assets such as stocks, bonds, mutual funds and 401 (k) accounts.

The NAHREP Hispanic Wealth Project Blueprint centers on three main goals in order to help Hispanic wealth creation: a 50 % or greater rate of U.S. Hispanic homeownership, a 50 % increase in the first - year success rate of Hispanic - owned businesses, and a 25 % increase in the number of Hispanic households owning non-cash financial assets such as stocks, bonds, mutual funds and 401 (k) accounts.

Prior to the downgrade of the country's AAA credit rating, the Justice Department launched an investigation into Standard & Poor's rating of mortgage securities in the years before the financial crisis, with indications that calls by analysts to downgrade the bonds were overruled by business managers.

If the civil case determines that S&P was not acting independently from business concerns, experts say legislation could be enacted to force ratings agencies to alter their business models, ensuring that they no longer profit from the companies whose bonds are rated but by the investors who use the ratings.