As Poloz indicated in Toronto, if something went terribly wrong tomorrow, he could cut the benchmark interest
rate by a full percentage point before trying something else, such as creating money to purchase bonds.
Compared to FHA home loans, conventional loans could increase
rates by a full percentage point if a borrower's loan to value ratio exceeds a specified limit; in many cases, higher loan to value ratios can actually be enough to completely disqualify a mortgage applicant altogether.
Not exact matches
The
rate of new firms entering the marketplace has fallen
by nearly half over the 40 - year period from 1978 to 2012, to 8 percent, compared with a steadily increasing
rate of new firm closures, up two
full percentage points, to about 10 percent, over the same period, according to the Brookings Institution, a policy think tank.
By this time next year, short - term
rates might be a
full percentage point higher than today.
The agency commissioned a survey that found 720,000 families would struggle to make payments on their home - equity loans if interest
rates rose
by a mere 0.25 percent, and almost one million would be in trouble if borrowing costs rose a
full percentage point.
The Fed's mere mention of trimming QE, though, sent mortgage
rates up
by a
full percentage point this summer.
Yum Brands, in reporting third - quarter earnings, stated «foreign currency translation remains a strong headwind» and that it expected the exchange
rate «to impact
full - year earnings per share
by about 5
percentage points.»
Underemployment, still elevated
by just under six million involuntary part - timers, was 9.7 % last month, about a
percentage point above what I consider to be its
full employment
rate (though down from 10.4 % a year ago).
Since October, the U.S. savings
rate has climbed
by a
full percentage point.
Rent growth is pacing almost a
full percentage point behind the overall
rate of inflation, which stands at 2.4 percent as of the latest data release, and is even further behing the growth in average hourly earnings which have increased
by 2.7 percent over the past twelve months.
Teams have never cared less about offensive rebounds, and this season's offensive rebounding
rate (22.4 percent) will be the lowest ever
by nearly a
full percentage point.
• Among African Americans, 26 % of those in the control group attended college
full - time at some
point within three years of expected high school graduation; among those in the treatment group, the voucher offer increased this
rate by 7
percentage points, a 25 % increment.
The EFSF will now be able to loan the
full amount allotted to the fund, it will be allowed to buy sovereign bonds on the primary market, and the interest
rate on loans to Greece was cut
by a
percentage point while the maturities of the loans were extended.
The 10 - year U.S. Treasury yields have risen
by nearly a
full percentage point from the January lows, and short - term
rates are starting to climb as well.
For instance, if a bond has a duration of seven years, its price will likely climb 7 % if interest
rates fall
by one
percentage point and lose 7 % if
rates rise
by a
full point.
The each said that they expect interest
rates to increase
by another quarter -
point before the end of the year — making for a
full percentage point increase in 12 months.
If the borrower has paid back at least 10 percent of the loan amount
by the time he or she enters the
full repayment period, then 1
percentage point can be dropped from the existing interest
rate.
Freddie Mac is projecting that mortgage interest
rates will increase
by almost a
full percentage point over the next 12 months.
I have spoken with several lenders and it looks like we can refinance our loan — and reduce or interest
rate by more than a
full percentage point.
You're a very profitable customer for them so they'll typically lower the interest
rate by a half or even
full percentage point immediately.
One factor driving BMO's promise of a
full percentage point off the five - year variable
rate is transparency, which the bank figures will help it compete with alternative lenders who aren't bound
by the same lending restrictions, experts say.
SunTrust Bank helped spur this week's
rate change
by increasing the lowest available APR on one of its travel cards
by a
full percentage point.
Average interest
rates rose
by a
full tenth of a
percentage point — pushing the national average to its highest level since early January.
She also argued that the US central bank, the Federal Reserve, was likely to cut US interest
rates by half a
percentage point in coming months to prevent the US economic slowdown turning into a
full - blown recession.
To be fair, after yet another two weeks, the
rate could increase
by a half
point and finally
by a
full percentage point if unsold after another predetermined period.
If inflation rises to 3 percent
by 2015, which is more likely than not, mortgage
rates will have to rise
by a
full percentage point to compensate lenders for the loss in purchasing power of the money returned to them.
Some real estate industry and mortgage experts had predicted that if the government defaulted on its debts, it could send mortgage
rates skyrocketing quickly —
by one to two
full percentage points.
The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are in unison, projecting that
rates will increase
by nearly a
full percentage point by this time next year.
If a jumbo
rate is higher, even
by a
full percentage point, it's still historically pretty low, and buyers looking at a higher - priced home likely expect to pay a higher interest
rate already anyway.