Sentences with phrase «rate calculations if»

States may count recently arrived English learners in participation rate calculations if that student is included in the accountability system by using an exception where they take the state's ELP test instead of its English language arts assessment.

A: We may exclude a company's pay - for - performance analysis or growth rate calculation if there are M&A transactions that would impact the consistency of the financials used to calculate growth rates.

Not exact matches

A back - of - the - envelope calculation suggests that even if Sanders has been contributing just 3 % of his salary per year for his entire time in both the House and the Senate — and has earned a modest 5 % annualized rate of return — he'd have accumulated almost half a million dollars by the end of 2015, thanks in part to the government's matching contributions.

If at this point we found that using an interest rate of 6.8 % in our calculations did not yield the exact bond price, we would have to continue our trials and test interest rates increasing in 0.01 % increments.

If your deduction drops you down to a lower tax bracket, the calculation is more complicated because you're avoiding taxes on some of the income taxed at your highest marginal rate as well as some of the income that is taxed at the lower rate.

If some may think that I was overly optimist, I did the calculation with a 4 % dividend growth rate.

Calculations in the chart, including the 5.37 % APR, are based on a 3 - year Express Personal Loan with a 1 % interest rate discount if payments are made automatically from a BBVA Compass checking account, a loan amount of $ 15,000 and an Interest Surcharge of $ 120 withheld from the loan proceeds.

They say further that even if one does not equate a fetus with a child, as long as one attributes some value to the fetus» and they demonstrate how economists routinely make such outrageous calculations in insurance claims for loss of body parts» and put the value as low as one hundredth of a human being, the lowered crime rate would not come near justifying the number of abortions.

But if you're a nurse deciding where to work in the EU, because of the exchange rate and the public sector pay cap, increasingly you'll be making that calculation that you'd be better off working in Germany or somewhere else.

But if such particles can be individually corralled and controlled in large numbers, they may be harnessed as quantum bits, or qubits — tiny units of information whose state or orientation can be used to carry out calculations at rates significantly faster than today's semiconductor - based computer chips.

Yet I have done some calculations that I think can answer those questions now: If the world keeps burning fossil fuels at the current rate, it will cross a threshold into environmental ruin by 2036.

This finding suggests that if at least two samples are taken, allowing calculation of a rate of change, these bacterial genera might be a good way to backtrack to time of death.

Fukuda declined to elaborate further, but you can do your own calculations: If, indeed, a third of the world gets sick and the case fatality rate of 0.22 % seen in the United States holds up worldwide, 4.5 million people might die within a year or two.

If you really want to get an accurate BMR calculation, you can visit a sports medicine facility or university physiology lab for a resting metabolic rate test.

If I look at the Friel calculations you've published: my tempo runs are done at an average of 160 bpm, which would suggest an easy aerobic heart rate would be 136.

The graduation rate calculation says he should graduate in two springs from now; if he doesn't, the school's graduation rate falls.

In fact Ho (2008) argues if a single rating is going to be used for reporting on performance, it should be a measure of the average performance because such measures incorporate the value of every score (student) into the calculation and the average can be used for more advanced analyses.

The graduation rate is included in calculations by the federal government to determine if a high school, district or the state clears the performance hurdle set under the No Child Left Behind law, the sweeping education reform that imposes increasingly severe penalties for coming up short.

A school can lose points on the state report cards (a 5 - point deduction) if its test participation falls below 95 percent; however, a individual student who opts out of taking a required assessment is not counted in the calculation (i.e., is left out of the calculation) of proficiency rates for his or her school or district.

The main factors influencing the CRP calculation are the financial health of the applicant (credit rating for larger entities) and the value of the collateral being pledged (if any).

Note that if the total amount of the RRIF direct loan or loan guarantee is greater than $ 75 million, the applicant must provide an investment grade rating on the RRIF credit instrument from at least two Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)rating on the RRIF credit instrument from at least two Credit Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)Rating Agencies for the DOT to incorporate such ratings into its calculation of the CRP (45 U.S.C. § 822 (f)(3)(C)-RRB-.

If, however, we are attempting a forward - looking calculation, the question is: how do you estimate the expected rate of return?

Before you even begin making calculations, you can save yourself a lot of time and energy if you simply start by comparing your personal mortgage interest rates to the advertised ones.

It is important to remember that this SWR Translator calculates a Safe Withdrawal Rate only if its input (the annualized total return of the portfolio at a specified number of years) is a mathematical calculation based on information up to a specific date but not later.

It appears likely that the top rate under the regular income tax will rise to 39.6 % next year, and if so, we can no longer use 35 % in the calculation.

So, if you base your calculation on the interest rates they advertise, your assumption may be totally wrong.

Using an online exchange rate calculator, and Numi (a calculator that does it as if it's written by hand, for Mac OS X) for my calculations, it says:

However, if you find yourself spending that much on travel each month, we recommend that you also consider the Chase Sapphire Preferred because you'll get a higher rewards rate in our calculations.

Under this scenario, if you consider «Date of possession» for holding period calculation then your capital gains fall under Short term capital gains and you have to pay taxes based on your income tax slab rate, which can be a hefty amount.

For example, if you have other capital gains and losses from stock trading in the same year, you would include the mutual fund capital gain distribution in the overall calculation used to determine the net amount taxable at favorable rates.

If you want to double - check the calculation behind your prepaid interest charges, you'll need to use your mortgage rate, initial loan balance and the number of days between your closing date and the end of the month.

As always, if you have questions about interest rates, yields or calculations, contact a Relationship Banker at [email protected] or 1-888-873-3424.

Instead, if reliable markets don't exist, and the calculation of market inputs is uncertain, then go back to a cash flow model with a «reasonable» discount rate.

If / When a mortgage is broken early, the pre-payment penalty is rarely the 3 months interest so many expect, far more often it is the IRD — Interest Rate Differential penalty calculation that is implemented.

And one more note... I have come to a conclusion that the BIG SIX banks should not be considered if you are taking a fixed rate product... that's a strong statement, but their penalty calculations are just too biased and we have seen several non-bank lenders step up and offer rates and terms just as competitive or even better, than the banks..

According to my calculations, if I had made minimum payments on that loan for the next six years then I would have paid $ 403.25 in interest (assuming the 3.8 % variable interest rate stayed flat) over that time period.

Calculating the Interest Differential using the original posted interest rate and incorporating a discount in the calculation is in my mind a dishonorable if not dishonest practice and is an obvious cash grab by some banks.

Furthermore, if you exclude housing costs from the calculation of the inflation rate, it appears that the U.S. economy is actually nearer to deflation than it is to an acceleration of inflation.

If you want to know percentage gain as an annual rate, we'd have to know buy and sell dates, and with multiple buys and sells the calculation gets messier.

The cust service person had no idea if what I was telling her and the supervisor said that they apparently made a computer error when calculation my interesrt rate and the new rate would be applied from a year back.

If you have online access to your mutual fund account on its website, it will most likely have a tool called something like «Personal rate of return» and this will provide you with the same calculations without your having to type in all the data by hand.

This is especially useful if you have conducted a balance transfer or cash advance with your credit card, as those types of transactions typically are subject to a different rate and possibly a different calculation method.

These calculations will let you know if you're on track to save enough, and if you're not then you should consider boosting your savings rate.

You will only be affected if you're looking to break your current fixed - rate mortgage with a big bank or credit union as the penalty calculation has just been changed or if you are looking to qualify for a new mortgage.

This should be intuitive if you think about a present value calculation — when you change the discount rate used on a stream of future cash flows, the longer until a cash flow is received, the more its present value is affected.

For fixed rate mortgages, the calculation of a prepayment penalty will depend on, among other things, an IRD calculation which for most of our customers is dependent on current interest rates (please see below if you have a Street Loyalty mortgage).

If you need assistance in calculating your IRD or if you have a Street Loyalty mortgage that bases its IRD calculation off of the applicable Government of Canada bond rate, contact a customer service centre located at the top of this pagIf you need assistance in calculating your IRD or if you have a Street Loyalty mortgage that bases its IRD calculation off of the applicable Government of Canada bond rate, contact a customer service centre located at the top of this pagif you have a Street Loyalty mortgage that bases its IRD calculation off of the applicable Government of Canada bond rate, contact a customer service centre located at the top of this page.

If you have a Street Loyalty mortgage please refer to your mortgage documentation as in some cases the IRD calculation depends in part on the applicable Government of Canada bond rate as opposed to Street's regular / posted rates.

If we reverse the calculation with that rate, it turns out we actually get higher interest rate; 0.9804 % * 12 = 11.76 %, higher than initial 11.5 %.

... but if it's high rate debt, such as carrying a credit card debt, and the current rate of returns on the 401k aren't that great at the time, it would be worth doing the calculations to see if it's better to pay them down instead.