Sentences with phrase «rate calculations make»

Assuming the interest rate calculations make sense, you're better off distributing your debt over several low - interest credit cards.

Not exact matches

Make your life (and your accountant's life) easier with accounting software that helps you with your taxes with features like automatic tax calculations, multiple tax rates and tax reporting.

Offer free shipping, flat rate shipping, or make real - time calculations.

There was no decision made years ago to use cheaper parts to cut costs, no arcane calculation of projected failure rates that turned out to be flawed, or wasn't sufficiently tested.

The calculation is a weighted average dollar savings of CommonBond refinance loans and assumes interest rates will not change over time, members make all payments on time, members enroll in ACH, and they do not pre-pay their loans.

Demographic and economic changes, along with the low interest rates that followed the financial crisis, have upended the calculations that many Canadians made in planning for retirement.

Rates in the above calculations include a 0.25 % discount for making automated payments from a bank account.

The annual percentage rate (APR) is a calculation that lenders are required to make under the Truth in Lending Act to help you understand the impact of these additional fees and expenses.

To make the calculation back - of - the - envelope friendly, we'll assume the Fed will raise rates by 25 basis points at a time and only on the day of a scheduled FOMC meeting.

Calculations in the chart, including the 5.37 % APR, are based on a 3 - year Express Personal Loan with a 1 % interest rate discount if payments are made automatically from a BBVA Compass checking account, a loan amount of $ 15,000 and an Interest Surcharge of $ 120 withheld from the loan proceeds.

They say further that even if one does not equate a fetus with a child, as long as one attributes some value to the fetus» and they demonstrate how economists routinely make such outrageous calculations in insurance claims for loss of body parts» and put the value as low as one hundredth of a human being, the lowered crime rate would not come near justifying the number of abortions.

But if you're a nurse deciding where to work in the EU, because of the exchange rate and the public sector pay cap, increasingly you'll be making that calculation that you'd be better off working in Germany or somewhere else.

Back of the envelope calculations using the advertised levy rates for commercial and private vehicles (from 20 for private cars all the way to 200 GHS for heavy duty trucks), show that RSML could make $ 50 million dollars a year (ignoring surcharges) should they succeed in ensuring a 75 % fee payment compliance rate among motorists.

Based on the survival rate of books by Copernicus, Gingerich had expected to find twice as many volumes, but some 300 were destroyed by the publisher, he suspects, because the book's difficulty made it unpopular with its target audience: «A user familiar with the previous way of computing would no doubt freak out in the opening steps of the Rudolphine procedures,» upon seeing all the calculations Kepler had added for accuracy.

So, a good calculation to make is to run at least 80 - 90 % of your workouts at this heart rate.

Specifically, this lesson is for teaching the basics of exchange rates (introduction), including how exchange rates work, how the calculations are made, what is Purchasing Power Parity (PPP) This is followed up in lesson two with a look at fixed exchange rates, the ERM and trade.

To make these calculations, Consumer Reports started with almost 300 vehicles in its current test ratings, then multiplied the fuel capacity against the current nationwide average fuel costs, according to the Energy Information Administration.

To provide default rate calculations, disclosures may be made to guaranty agencies, to financial and educational institutions, or to state agencies.

Using these numbers produced similar interest rate calculations at other lenders, making US Bank a fairly standard option when it comes to rate - shopping.

The method of calculation can make a significant difference in your true rate of return.

The following is an example of how a creditor makes an interest rate calculation for purchase transactions.

The annual percentage rate (APR) is a calculation that lenders are required to make under the Truth in Lending Act to help you understand the impact of these additional fees and expenses.

Having determined the range of rates within which our interest rate lies, we can take a closer look and make another table showing the prices that YTM calculations yield with a series of interest rates increasing in increments of 0.1 % instead of 1.0 %.

In a taxable account you need to make adjustments to Safe Withdrawal Rate and Continual Withdrawal Rate calculations.

Paying for extra points up front in exchange for a reduced rate will require a calculation of the break - even point, since you'll only make back the initial cost of those points after a period of time.

Before you even begin making calculations, you can save yourself a lot of time and energy if you simply start by comparing your personal mortgage interest rates to the advertised ones.

Zero - coupon bonds do not have re-occurring interest payments, which makes their yield to maturity calculations different from bonds with a coupon rate.

4 This is a hypothetical calculation based on current rates, annual cumulative interest earned and annual donation made based on balances in your account.

The good news is that the AutoPay systems that lenders use take all of that into consideration, and make the necessary adjustments and month - to - month calculations whenever a change in your rate or payment occurs.

Individual card utilization Unlike overall utilization, this set of calculations is neither easy to understand nor predictable when a wide mix of utilization percentages makes up the overall utilization rate.

Treasury bonds (or alternate benchmarks, such as the noncallable bonds of some other borrower, or interest rate swaps) are generally not available with maturities exactly matching MBS cash flow payments, so interpolations are necessary to make the OAS calculation.

We determine safe withdrawal rates by making mathematical calculations.

Makes a huge difference — I can't give you exact numbers since my calculations don't match yours — but to the tune of around the effective tax rate (25 %) less!

According to my calculations, if I had made minimum payments on that loan for the next six years then I would have paid $ 403.25 in interest (assuming the 3.8 % variable interest rate stayed flat) over that time period.

Calculations are made using the current interest rate, monthly debt payments and other important variables.

The cust service person had no idea if what I was telling her and the supervisor said that they apparently made a computer error when calculation my interesrt rate and the new rate would be applied from a year back.

When you are certain you are making the right mortgage calculations, using the current Toronto mortgage rates, you can make better decisions.

History suggests around a 3 percent inflation rate, so make sure you factor that in your calculations.

If you obtain financing from a dealer in OH or IN, then your APR will include a loan origination fee of $ 195, as part of the calculation of the cost of the credit, which will make the APR higher than the interest rate when you finance.

Since the interest rates used in the calculation of the D / E rates measure are conservatively low estimates of the actual debt payment made by students, we also disagree with the commenters who believe the D / E rates thresholds are too low because they are sensitive to interest rates.

Remember: The EU made a colossal mis - calculation when it challenged Ireland it couldn't have a preferential 10 % tax rate (to attract foreign multinational firms).

In making the calculation, it is important to note that an interest rate that is lower than the repayment period rate applies to most subsidized and unsubsidized Stafford loans in the FFEL and Direct Loan programs during the in - school, grace, and deferment periods.

You will need to know what your lender's interest rate for each month is in order to make accurate calculations.

Now a statistical fight is brewing over the quality of calculations long made to estimate the rate at which species are departing.

That's what my calculation suggests, but over on the other thread, tonto points out that if uptake continues at the current rate (which would make sense if it is a concentration - dependent process) then halving emissions could bring the net change in concentration down to zero — basically, since half of our emissions are now going into sinks, if we cut emissions in half, all of it would.

Just to educate the Times on comparative cost calculations, I will point out that «rated capacities» (which are the ONLY specs provided by the solar companies or their newsy accomplices) are irrelevant in making comparisons of build costs.

The scenarios makes some stabs at atmospheric concentration growth rates based on emission growth rates; and it is the atmospheric values that are the model input and the focus of all calculation and discussion.

Changes in the opacity of the atmosphere or the lapse rate make those calculations invalid.

Any assumption you make about the rate of change, any calculation, is all subject to being wrong, and since there's no physically traceable calibration, it's all guess work.

1950s: Research on military applications of radar and infrared radiation promotes advances in radiative transfer theory and measurements = > Radiation math — Studies conducted largely for military applications give accurate values of infrared absorption by gases = > CO2 greenhouse — Nuclear physicists and chemists develop Carbon - 14 analysis, useful for dating ancient climate changes = > Carbon dates, for detecting carbon from fossil fuels in the atmosphere, and for measuring the rate of ocean turnover = > CO2 greenhouse — Development of digital computers affects many fields including the calculation of radiation transfer in the atmosphere = > Radiation math, and makes it possible to model weather processes = > Models (GCMs)-- Geological studies of polar wandering help provoke Ewing - Donn model of ice ages = > Simple models — Improvements in infrared instrumentation (mainly for industrial processes) allow very precise measurements of atmospheric CO2 = > CO2 greenhouse.