Policy
rate changes affects short - term bond yields much more directly than longer - term yields (see Exhibit 1).
Policy
rate changes affects short - term bond yields much more directly than longer - term yields (see Exhibit 1).
Let me remind you that monetary policy operates with a long lag and there are many transmission channels through which interest
rate changes affect the economy, including longer - term bond yields and the exchange rate.
(For related reading, see: Do Interest
Rate Changes Affect Dividend Payers?)
Not exact matches
That doesn't leave Square a lot of wiggle room if the credit card companies decide to raise interchange fees: «Because we generally charge our sellers a flat
rate,» higher swipe fees «could make our pricing look less competitive, lead us to
change our pricing model, or adversely
affect our margins,» the company said in its prospectus.
significant
changes in discount
rates,
rates of return on pension assets, mortality tables and other factors could adversely
affect our earnings and equity and increase our pension funding requirements;
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may
affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely
affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In addition to the factors impacting the year - over-year
changes in quarterly GAAP pretax income, GAAP EPS for 1Q18 was further
affected by a lower number of shares primarily reflecting share repurchases in 2017 and the impact of a lower tax
rate in 1Q18 resulting from the Tax Reform Law.
Other factors that may
affect the timing of a sale are availability of bank financing, interest
rate trends,
changes in tax law, and the general economic climate.
After years of downward forecast revisions that strained the central bank's credibility, the Fed finally settled in 2016 on expectations that maybe the economy's growth
rate would not exceed 2 %, having been permanently
affected by the Great Recession, slowed by
changing demographics, or a combination of the two.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit
ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations in those
rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may
affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
HubSpot was part of a live landing page optimization test in which the audience was given a control page and asked to build a treatment page by incorporating
changes that could positively
affect conversion
rates.
After all, when a central bank influences the cost of financing through
changes in the policy interest
rate, its actions
affect the economy by
changing asset prices, encouraging or discouraging risk taking, and influencing credit flows.
Obviously it's not desirable to have an interest
rate that
changes over time (unless it's going down) since it will
affect both the total cost of funding as well as your ability to manage your cash flow.
Bond prices are
affected by interest
rate changes.
The Fidelity Fixed Income Analysis Tool can help you manage cash flow, understand the composition of your fixed income portfolio, and estimate how interest
rate changes may
affect the value of your individual positions, hypothetical positions, and your overall portfolio.
However, a large literature concludes that the equilibrium real short - term
rate is very unlikely to be constant, with its value
affected by many factors, including the pace of technological
change, fiscal policy and the evolution of financial conditions.3
Commodity prices may be
affected by a variety of factors at any time, including but not limited to, (i)
changes in supply and demand relationships, (ii) governmental programs and policies, (iii) national and international political and economic events, war and terrorist events, (iv)
changes in interest and exchange
rates, (v) trading activities in commodities and related contracts, (vi) pestilence, technological
change and weather, and (vii) the price volatility of a commodity.
This set of monetary policies
affects financial asset prices in a different way compared to
changes in short - term interest
rates, and we should be humble about what we claim about understanding the importance of this distinction.
Changes in the financial strength of a bond issuer or in a bond's credit
rating may
affect its value.
Changes in credit
rating can also
affect prices.
Important factors that may
affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange
rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law
changes or interpretations; pricing actions; and other factors.
While the assumptions about the future unemployment
rate may be
affected by policy, the fact is that slower U.S. population growth, coupled with an aging population, place substantial limits on labor force growth, which will leave U.S. GDP growth almost entirely dependent on
changes in productivity.
A hypothetical 10 %
change in exchange
rates between those currencies and the U.S. dollar would not have materially
affected our operating results.
Factors that could cause actual results to differ materially from those expressed or implied in any forward - looking statements include, but are not limited to:
changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn;
changes in the competitive market and competition amongst retailers;
changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website;
changes in existing tax, labor and other laws and regulations, including those
changing tax
rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors
affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.
To have its broader effect, monetary policy relies on
changes in the cash
rate affecting other interest
rates.
Due to
changes in the U.S., Irish, and other foreign taxation of such activities, we will likely have to modify our international structure in the future, which will incur costs, may increase our worldwide effective tax
rate, and may adversely
affect our financial position and operating results.
Important factors that may
affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry;
changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives;
changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law
changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange
rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend;
changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may
affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret
changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs;
changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives;
changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy;
changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange
rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law
changes or interpretations; and other factors.
For any
affected securities or
rated entities receiving direct credit support from the primary entity (ies) of this credit
rating action, and whose
ratings may
change as a result of this credit
rating action, the associated regulatory disclosures will be those of the guarantor entity.
Which doesn't cover investments in shares, the returns on which are directly
affected by
changes in the corporate tax
rate (or the myriad of other investment vehicles liked bonds, REITs, mutual fund trusts, etc. that make up the bulk of the universe for Canadian investors).
Accordingly,
changes in exchange
rates, and in particular a strengthening of the U.S. dollar, would negatively
affect our revenue and other operating results as expressed in U.S. dollars.
For provisional
ratings, this announcement provides certain regulatory disclosures in relation to the provisional
rating assigned, and in relation to a definitive
rating that may be assigned subsequent to the final issuance of the debt, in each case where the transaction structure and terms have not
changed prior to the assignment of the definitive
rating in a manner that would have
affected the
rating.
In addition, our effective tax
rate in the future could be adversely
affected by
changes to our operating structure,
changes in the mix of earnings in countries with differing statutory tax
rates,
changes in the valuation of deferred tax assets and liabilities,
changes in tax laws and the discovery of new information in the course of our tax return preparation process.
The confidence in Bitcoin may break as a result of unexpected
changes such as: unfavorable legal regulations, banning electronic legal tenders, introducing the prohibition on trading in virtual currency in specific areas, imposing high taxes, creating competitive alternative currencies, deflation, and other factors which may significantly
affect the shaping of the exchange
rate of Bitcoin against other currencies.
As they rise, consider how
changing interest
rates will
affect your finances.
It takes more than a year for a
change in the benchmark interest
rate to
affect borrowing decisions, so to contain inflation, Poloz and his deputies on the Governing Council must raise interest
rates before the CPI actually touches two per cent.
Even if the Fed can
change the fed funds
rate in that situation, we must question whether it can predictably
affect economic activity.
Since all published measures of inflation will be
affected by the tax
changes, the ABS proposes to calculate a «constant tax
rate measure» for the September quarter CPI.
The rise in the price of oil which occurred during 1999 is pushing up the CPI, and
changes in indirect tax
rates during the second half of 1999 will
affect the statistics during the December quarter.
The question is, when will the Fed
change its current policy, and how might this
affect mortgage
rates going forward?
The
changes in interest
rates affect economic activity and inflation with much longer lags, because it takes time for individuals and businesses to adjust their behaviour.
The amount of return you receive on an exchange traded note depends on and is based on the performance of a specific market index; whereas, the value of the exchange traded note is
affected by
changes in credit
ratings...
This can
affect investor confidence, in turn, sparking
changes in interest
rates.
These
changes are not significantly
affected by economic developments, with the exception of
changes in the interest
rate forecast on federal employees» future benefits, such as pensions, death benefits, etc..
Thus,
changes in policy
rates will
affect Canadian mortgage payments either immediately — or at least sooner — than the comparable fixed
rate mortgage in the US.
According to several news outlets, the next
rate increase is expected to be announced this week — and the
change will
affect many facets of our economy, like mortgages, credit card
rates, and some student loans.
Many factors
affect performance including
changes in market conditions and interest
rates and in response to other economic, political, or financial developments.
In addition,
ratings are subject to review, revision, suspension, reduction or withdrawal at any time, and any of these
changes in
ratings may
affect the current market value of your investment.
Nevertheless, the few deviations recorded indicates the flexibility of the operating system to react to
changing market circumstances and ensure that the policy
rate determined by the Reserve Bank Board is not materially
affected by developments in the money markets.