Sentences with phrase «rate changes at»

Moreover, agencies can announce rate changes at any time, so it's best to check annually on the ratings of any company that you might be interested in.

When considering individual partner rate changes at the «Largest 50 firms,» the median 1 - year change was 0.7 % and the 3 - year CAGR was -0.4 %, reflecting significant pressure on the «Largest 50» firms from corporate counsel negotiating hourly rates.

There is an initial fixed - rate period during which the rate doesn't change, followed by a much longer period during which the rate changes at preset intervals.

However, the interest rate changes at specified intervals (for example, every year after the first 5 - years) depending on changing market conditions.

It assumes your tax rate changes at the end of each interval.

With an adjustable interest rate mortgage (ARM), your interest rate changes at set times throughout the term of your mortgage.

The interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly payment will go up, too.

Check the periodic cap, which is the limit on interest rate changes at one time.

This is because these mortgage interest rates change at regular intervals (typically every one, three, or five years), thus enabling borrowers to capitalize on the new, lower rates.

Not exact matches

Data and research and scholarly journals are great, but people like Dale, people with a pubic platform willing to talk openly about their experiences, spread awareness and create change at a much faster rate than would otherwise have been possible.

NEW YORK, May 1 - U.S. «This is the most important refunding announcement because we expect big changes,» said Gennadiy Goldberg, interest rates strategist at TD Securities in New York.

The change is likely to be gradual at first, and it's not yet clear which markets will see it after the U.S., but over time, shoppers will begin to notice star ratings and top reviews on product pages changing.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Seattle will raise its minimum wage in early 2015, and at least one business owner is happy about the rate change.

The one - stop strategy really hasn't changed, it's just repeating itself in different industries at an accelerating rate.

Markets do not expect a change in interest rates from the Federal Reserve at the conclusion of its meeting on Wednesday, though analysts will be watching for any change in language and indications that a June hike is likely.

At that same time, the Intergovernmental Panel on Climate Control's Fourth Assessment Report called climate change an «unequivocal» threat to humanity's stability; extinction rates were accelerating; dry regions were becoming more arid; and global fisheries were collapsing.

«We will change at an even faster rate — winning through superiority, cost and cash productivity and a strengthened organization and culture.»

Unfortunately, card issuers look at how you manage your account and can change your rates accordingly.

The federal government has never stated it would change the capital gains inclusion rate, currently at 50 %.

Research by the Bank of Canada that Poloz unveiled in his lecture suggests that if Canada's companies have spread out across the globe, rather than simply doing the bulk of their work at home, then the domestic economy will be much less responsive to subtle changes in borrowing costs and the exchange rate.

But if you invest with the idea that rates will never rise again, or at least not for decades, then a lot of the tried - and - true investing rules that people have been following suddenly change.

Retailers are filing for bankruptcy at record - high rates as Americans» changing shopping habits, along with years of overly aggressive store growth, continue to shake up the industry.

Adjusted shareholders» equity is shareholders» equity excluding net unrealized investment gains (losses), net of tax, included in shareholders» equity, net realized investment gains (losses), net of tax, for the period presented, the effect of a change in tax laws and tax rates at enactment (excluding the portion related to net unrealized investment gains (losses)-RRB-, preferred stock and discontinued operations.

Everything takes longer than you think — although the long run is often shorter than we expect given the accelerating rate at which technologies are changing our lives.

It's murky at best, and Farrior says that the payout rates change on a seemingly daily basis.

Core income (loss) is consolidated net income (loss) excluding the after - tax impact of net realized investment gains (losses), discontinued operations, the effect of a change in tax laws and tax rates at enactment, and cumulative effect of changes in accounting principles when applicable.

His money should, at least, be in a bank (money market account) savings account or tied up in a (certificate of deposit) ladder to take advantage of any future rate changes.

«In some of our markets the reality is that we haven't been changing at the same rate as customers» eating - out expectations — or more specifically, their expectations of us at McDonald's,» he said on the call.

For all the talk of abnormal times and changes in underlying economic fundamentals, the Fed is pinning its hopes on a very conventional premise — that the U.S. consumer will keep spending at recent strong rates, encouraged by low unemployment and the apparent beginnings of higher wages.

We all understand that the world is changing at an incredible rate, but not everyone is happy about it.

As I have written about before, the rate at which Americans start new companies has been on a downward trajectory since the late 1970s, driven by changing industry composition and the growth of multi-outlet businesses like Starbucks and Walmart.

«The general picture is little changed on last month, with the overall employment rate and that for women both at record highs, the inactivity rate at a joint record low and the unemployment rate falling to its lowest since early summer 1975,» Matt Hughes, a senior statistician at the ONS said.

With the RBA hinting at sub-trend growth, there's little chance of a change in interest rates in the near term.

The latest report from the International Panel on Climate Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 years.

A crisis allows you to bring about change at a much faster rate than you would normally be able to bring about — which is why you should never waste them.

The rate of change is autocatalytic — each change creates the next at a faster rate, and leads to disruption and radical obsolescence.

The Bank of Canada wasn't so disenchanted that it felt a policy change was needed: policy makers left the benchmark interest rate unchanged at the ultra-low setting of 0.5 %.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

It's at times more reliable than airline websites at finding delayed flights and will email you if you're able to call the airline and get a partial refund on your flight because of a rate change.

Not only do credit cards have fraud protections in place in the event of theft, but they also offer some of the best currency exchange rates around — much better than you'd get changing bills at a bank or exchange kiosk.

Expenses can be divided into fixed (those that must be paid, usually at the same rate, regardless of the volume of business) and variable or semivariable (those which change according to the amount of business).

For Song, this accelerated rate of change means the company must constantly reinvent itself to keep the next group of 20 - somethings looking to disrupt the industry at bay.

If you are trying to catch up — and ultimately get ahead — Greg McBride, chief financial analyst at Bankrate.com, offers these tips on how to handle rising interest rates and the coming tax changes:

Cash: Cash rates started out 2011 at intergenerational lows, and there were no changes in administered rates, such as the target overnight bank rate, to give them any kind of a boost, so they remained low throughout.

CHANGE AT THE FED: Investors have generally expected a smooth transition from Janet Yellen to Jerome Powell as Fed chair, with little difference in approach to rate policy.

Most large scale studies looking at cancer rates don't show changes related to cell phone use.

Your company is growing and the economy is changing, while people's social positions and job security change at an amazing rate.

Social media measurement can be overwhelming, and half the challenge is simply keeping up with the content that is being changed by the millions of living, breathing users and discerning what has value and what doesn't, while at the same time keeping up with the social media platforms that are developing at an equally rapid rate with their user activity.

While that's not a big change, those worried about the escalation of rates can often convert the balance into a fixed - rate option at any time, Kinane said.