Sentences with phrase «rate changes with»

Most years if there have not been significant life changes or rate changes with your NY insurance carrier a simple phone call with suffice.

So, if you «try» to change the temperature structure of the atmosphere by changing the heat flows between the surface and atmosphere, the atmosphere just responds by altering the convection to cancel out most of this change and you end up with basically the same temperature structure you started with (modulo the issues involving the moist adiabatic lapse rate... i.e., the fact that the adiabatic lapse rate changes some with heating, which genuinely does cause a change in the temperature structure and leads to the lapse rate feedback, a negative feedback already included in all of the climate models).

For example, you should understand how frequently you might expect rate changes with a variable rate loan.

Your Interest Rate Changes With Your Balance You might have a $ 1000 limit on your credit card, but that doesn't necessarily mean you are charged the basic interest rate for all balances up to that limit.

Since the rate changes with the market, there is a possibility that you could have a much higher interest rate in several years.

Investment approach combines top - down analysis to respond to interest rate changes with bottom - up research focusing on security structure and credit ratings

The Fund's active investment approach combines top - down analysis to respond to interest rate changes with bottom - up research focusing on security structure and credit ratings.

The active investment approach combines top - down analysis to respond to interest rate changes with bottom - up research focusing on security structure and credit ratings

A variable rate changes with market conditions, while a fixed rate remains the same, even if interest rates in general rise.

Be the first to know about Rothenberg Political Report / Roll Call race rating changes with our new Roll Call politics app!

The research, funded by the Medical Research Council, involved creating the first global model of how mortality rates change with hot or cold weather.

Progressive and Regressive as used in Table 1 and the text characterize each program in terms of whether its generosity depends on family income, whereas in formal tax parlance progressive and regressive refer to whether tax rates change with income and in which direction.

The F - 150 offers specific payload and tow ratings change with each combination of bed and engine.

You won't need to worry about your rate changing with the economy.

Adjustable rate CDs can be adjusted once during their duration, while variable rates mean that the rates change with the normal flux in national interest rates.

Variable interest rates change with the market.

Also, we divided the PSPs into different groups based on three DBH classes and three elevation gradients to assess how forest structures and demographic rates changed with tree size and plot elevation.

Insurers first need to submit a proposal for a rate change with each state's Department of Insurance.

You won't need to worry about your rate changing with the economy.

Not exact matches

Data and research and scholarly journals are great, but people like Dale, people with a pubic platform willing to talk openly about their experiences, spread awareness and create change at a much faster rate than would otherwise have been possible.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Audiences» changing viewing habits are likely one reason for the declining ratings for live award shows like the Oscars, as more and more people cut ties with the cable packages that are often required to watch such programs either on TV or online.

But if you invest with the idea that rates will never rise again, or at least not for decades, then a lot of the tried - and - true investing rules that people have been following suddenly change.

Retailers are filing for bankruptcy at record - high rates as Americans» changing shopping habits, along with years of overly aggressive store growth, continue to shake up the industry.

While a small business owner tends to get stuck in a particular market, with a particular revenue stream and low growth rate, an entrepreneur is continually seeking change opportunities to break out of flatlined growth and find new markets, customers and employees to drive growth.

A few things stand out about this particular rate change: first, the magnitude of influence that just a quarter percentage - point change had on the stock market; second, the current rate with an upper range of.50 % compared to the various long - term averages of about 5 %; and third, the rate remains historically low, with only minute incremental changes, despite the relatively good news we continue to read about the economy.

While investors will have to find stocks with higher yields, pay more for them and take on more risk in bonds, the biggest change in a permanently low - rate world is that people will need to set aside more of every paycheque if they want to keep the same goal for retirement income.

Digital lenders haven't yet been through a credit cycle or dealt with a changing interest rate environment.

He dug into the numbers, consulting with a friend from NASA, and concluded that some of Al Gore's models were too conservative about the rate and impact of climate change.

In countries with these fixed rates, governments can change the official exchange rate.

The finance minister was tight - lipped Friday about the upcoming budget but said the discussion with economists touched on the uncertainty around NAFTA renegotiations and the impact of changes to U.S. tax rates on the Canadian economy.

«When you change your trading relationship and population movements with the world, it has to change everything from the cost and supply of labour, the cost of good (exchange rate), the availability of market access (in and out), government finances (fiscal policy) or as we know very well monetary policy.

If you suspect your credit rating could be changed as a result of account activity you didn't initiate or know about, Hamrick recommends checking with the three major credit bureaus: Equifax, TransUnion and Experian.

«The general picture is little changed on last month, with the overall employment rate and that for women both at record highs, the inactivity rate at a joint record low and the unemployment rate falling to its lowest since early summer 1975,» Matt Hughes, a senior statistician at the ONS said.

With the RBA hinting at sub-trend growth, there's little chance of a change in interest rates in the near term.

«The startups in the tech incubator Y Combinator, whose acceptance rate is less than 3 percent, change products and markets so frequently that the idea they applied with is often irrelevant to the final product,» said Paul Graham of Y Combinator.

Needless to say, with no clear indication that interest rates will change any time soon, everyday Canadians are banking on the fact that they're right.

Doing more with fewer employees means our unemployment rate won't change significantly.

The latest report from the International Panel on Climate Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 Change, an intergovernmental group charged with researching the effects of carbon emissions, said at the end of September that climate change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 change is unequivocal and that going forward, sea levels will rise at a faster rate than they have over the past 40 years.

Josh Nye, an economist with RBC Economics Research, said it's unlikely metals tariffs on their own would drastically change the central bank's thinking about whether it stays on a rate - hiking path.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

CHANGE AT THE FED: Investors have generally expected a smooth transition from Janet Yellen to Jerome Powell as Fed chair, with little difference in approach to rate policy.

The wording change is in line with what the Fed committee said in the run - up to raising rates in 2004 following a period of low interest rates.

Social media measurement can be overwhelming, and half the challenge is simply keeping up with the content that is being changed by the millions of living, breathing users and discerning what has value and what doesn't, while at the same time keeping up with the social media platforms that are developing at an equally rapid rate with their user activity.

As someone who teaches and advises in the field and has an obligation to keep current with emerging developments, given the significant rate of change in the last ten years, I could not imagine how a director of a company could remain current without ongoing requirements rather than passing familiarity or osmosis (I am speaking here of directors who have chosen not to upgrade their education).

Gallup notes that this positive change is also associated with an increase in standard of living ratings, economic confidence, and job availability.

If you think changing specific elements could enhance your design, create another version based on your hypothesis and run an A / B test to see if there is any improvement in checkout rates with the new design.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

I think probably the important thing that we see that is changing, shifting at a very dynamic rate is that consumers no longer want to be talked to by companies that make products, that they actually want to have a dialogue with consumers.

With the passage of a tax cut bill by Congress late last year, small businesses need to be aware of the changes in tax rates and deductions that will take effect this year.