Sentences with phrase «rate factors like»

This is because the weights they put on different rate factors like age, gender, car and location of car, drivers record, and credit history will not be the same.

Not exact matches

After adjusting for factors like smoking, they found that the death rate was 26 percent higher in the most polluted cities than in the cleanest ones.
«Some of that we can control by doing a good job and giving good value for money; part of it will be external factors like interest rates and population.»
The damage includes factors like a rise in mortality rates as health and safety systems fail, a decline in trade as ports shut down and transportation chaos as infrastructure collapses.
The four critical factors are: (a) businesses with recurring revenue bases — like a renewable subscription — are far better than ones dependent on constantly securing new customers; renewals are much easier and less expensive to secure than new sales; (b) customer retention is absolutely critical — all customers are very costly to acquire and very easy to lose in a world of almost infinite choices; (c) businesses based on products that require constant replacement or renewal (the «razor blade» model) are much more attractive than durable goods businesses (like selling refrigerators) where the products have very long repurchase or replacement life cycles and where the market could even fairly quickly reach saturation points; and (d) businesses that offer products or services that had a predictably high rate of obsolescence were much more attractive than those where the products had long, useful lives.
«We will have moved away from the old style boxes, like growth, value, large cap and so forth, and see these replaced by a series of risk factor - related products, like interest - rate sensitive products,» said Celia Dallas, chief investment strategist at investment consultant Cambridge Associates.
«Business cycles do not succumb to age alone but rather to a confluence of factors like falling corporate profit margins, slowing productivity growth, and a sharp rise in real policy rates into positive territory.»
Every city recruits its police force differently based on budgets, existing crime rates, density, and a number of other complex socioeconomic factors (like the area's racial makeup).
Money Madness Among the many factors that influence Web - design rates are region, shop overhead (like rent and employees), and level of service provided.
Economic factors like consumer confidence, financial obligations, and delinquencies are all improving and the consumer may be more insulated than investors think from a back - up in yields, given 75 % of their financial obligations are in the form of a mortgage, close to 90 % of all mortgages are 30 - year fixed, and the average mortgage is termed out at the lowest rate ever... Taking these factors into account, we generally think it pays to remain sanguine.»
There are other factors like site conversion rate, lifetime value of a customer, etc, but 1st, do a reality check this way.
Personal loan balances are not factored into utilization rates, like big credit card balances.
Higher interest rates, which bumped up due to factors like rising inflation expectations, a weaker dollar and growing national deficits, appear to have fueled the declines.
Well, because of many factors like bitcoin halving and btc / usd exchange rate HashFlare needed to change the price and the yielding profits of the SHA - 256 mining program.
While we've learned not to fight «overvalued, overbought, overbullish» extremes in zero - interest rate environments where market internals are uniformly favorable, we presently observe a situation much like the final peaks of the 1929, 1972, 1987, 2000 and 2007 bull markets, when those mitigating factors were not in place.
So yes, interest rates are depressed, but so too are the structural drivers of economic growth and corporate income, and much of that is baked in the cake of demographic factors like population growth.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
Your mortgage rate depends on many factors, like the global economy, the loan you choose, and how many points you pay.
The Forbes ranking of America's Top Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices learned through telephone and in - person interviews.
As we pointed out in our post last week, a withdrawal rate strategy should respond to market factors like equity valuations and bond yields as well as personal factors like age, retirement horizon, and expectations about pension and Social Security benefits.
The exact rate you get will depend on a variety of other factors in your financial situation, like how much cash you put down on the home and your income - to - debt ratio.
Hunter success rate is one of the factors considers when determining deer licenses numbers, and «It very well may look like the number of licenses issued in 2017.
Risk factor analysis shows that equity market sectors that act like «bond proxies» may be more sensitive to changes in interest rates than bonds themselves.
Our appraisal of what any company is worth is based on quantitative factors like its growth rate and returns on incremental capital as well as on qualitative factors like its management quality and stability of cash flows.
There's a general consensus in the American workplace that time - worn ways of doing business are being upended at a brisk rate, thanks to factors like technology and globalization.
The actual rates that borrowers can qualify for when refinancing depend on factors like their credit history and credit score.
there are of course lots of other factors that throw a monkey wrench into your one last hope like solar superstorms, winter absorbtion rates, etc etc etc. . .
MSN has compiled this list of the 10 best cities for recent college grads by looking at factors like cost of rent, the job growth rate, unemployment, the number of twentysomethings living in the city and average salary for a recent grad.
(He finished 20th this season in passer rating, though 12th in ESPN's QBR which factors in things like rushing ability.)
You need to take into consideration factors like strength of team, league, injuries, finishing statistics, goal rate.
Most handicappers pore over statistics like Power Ratings and then factor in various other angles like «the revenge factor» to come up with a game prediction.
The reason for this is that a number of websites can often put the item that gives them the highest markup first, so be sure to check out other factors like member ratings, so you know that you are getting a highly - rated product as well as a good price.
I really think it depends on many factors like body type and metabolism rates, etc..
I also think that the differences in reported rates in the US may have a factor like the differences in infant mortality rates between countries, that is, a different way of reporting.
For this experiment we were looking beyond simple things like open and click - through rate — we actually worked on minimizing those factors by making the email subject lines and content virtually identical (the only difference being the emails with «schwag» offers had a subject line and content calling that out).
And like Station 7, Station 1 is within 1.5 miles of all the major city structures that are factored into the department's top safety rating from the insurance industry.
Companies hired for public works projects in the state are required to pay their workers what's known as a prevailing wage, which is a minimum rate set by the state based on factors like region.
Tax rates on capital gains (and for parts of the history of the corporate tax, on dividends) have been preferential on the assumption that they largely reflect gains that are already taxed (and exceptions to favorable tax rates like depreciation recapture impose higher rates in circumstances when double taxation isn't a factor in most cases).
The researchers estimated the link between road traffic noise on these deaths and admissions, taking into account other factors such as individuals» age and sex, as well as neighbourhood characteristics like ethnicity, smoking rate, air pollution, and socioeconomic deprivation.
The researchers used these data to see how factors like income, race and ethnicity, sex and location affected rates of diabetes diagnosis and foregone medical care due to cost.
After accounting for factors like age, race, medications and socioeconomic status, which could skew the results, they looked for patterns that suggested links between mental illness and infection rates.
To rule out other factors that could lead to poor health outcomes, including race and socioeconomic status, the team removed babies born in urban areas like Pittsburgh and Philadelphia, which have comparatively high rates of lower birth weight babies.
And they examined data from sources like the U.S. Census Bureau and the Centers for Disease Control and Prevention to look at various socio - ecological factors that have been posited as contributors to individualism, including prevalence of infectious disease and disasters, rates of urbanization, changes in secularism, and trends in occupational status.
In addition, North Pacific carbonate dissolution rates, a measure of the pace at which carbonate substances like coral skeletons dissolve, exceed those of the more amenable North Atlantic by a factor of two.
«They use default emissions factors for various types of coals, they have to use various efficiency rates and things like that, and slight tweaks in those has huge impacts when you're talking about hundreds of millions of credits.»
Of course, reproductive technologies like in vitro fertilization increase the twinning rate, as does the trend of delaying childbirth, but Steinman argues that dietary factors also play a role.
The analysis indicates that — once you control for all other place - specific factors like political institutions and levels of economic development — warmer than normal temperatures in the year prior to an election produce lower vote shares for parties already in power, driving quicker rates of political turnover.
Decorin is a protein that is part of connective tissue like bone, but that also plays a signaling role, interacting with growth factors to slow the rate that cells divide and multiply, unless turned off by too much p53.
Insulin - like growth factor - I prevents the accumulation of autophagic vesicles and cell death in Purkinje neurons by increasing the rate of autophagosome - to - lysosome fusion and degradation.
Polar amplification, in which temperatures at the poles rise more rapidly than temperatures at the equator (due to factors like the global atmospheric and oceanic circulation of heat from the equator to the poles), plays a major role in the rate of ice sheet retreat.
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