Sentences with phrase «rate guarantee periods»

You may choose from a range of interest rate guarantee periods, including three, four, five, six, or seven years.

In New York, the Interest Opportunity Rider (also known as the Interest Rate Adjustment Benefit Rider) is not available for the 3 and 4 year interest rate guarantee periods.

New York Life offers several fixed deferred annuities to match your needs with interest rate guarantee periods ranging anywhere from three to seven years.

Surrender - charge periods match the rate guarantee periods.

At the end of each guarantee period, new interest rate guarantee periods and surrender - charge periods automatically begin.1 During the first 30 days of each subsequent surrender - charge period, your client may withdraw some or all of their funds without a surrender charge.

With the possibility of choosing a 3 -, 5 -, and 7 - year rate guarantee period, the SecureFore Fixed Annuity Series can help you achieve a greater degree of reliability and predictability in your retirement strategy.

Note that typically the surrender charge period will be the same as the rate guarantee period, but products are occasionally structured to have a longer surrender charge period.

The initial interest rate credited to the 3 — and 5 — year extended guaranteed periods will be lower than that credited to a contract with a 1 - year interest rate guaranteed period.

Your client may choose a 3, 5, 7 or 10 - year initial interest rate guarantee period and receive the rate in effect at the time they buy the annuity for the entire length of the guarantee period.

Whether your client chooses the Focused Growth Annuity's 3, 5, 7 or 10 - year guarantee option, the initial interest rate is guaranteed to remain level during the initial rate guarantee period.

The new rate may be higher or lower than the interest rate of the initial rate guarantee period.

After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.

There is a one - year interest rate guarantee period, which secures the crediting rate for that duration.

There is a one - year interest rate guarantee period on each deposit, which secures the crediting rate for that duration.

Once the initial rate guarantee period expires, you have the option to renew for the same period of time.

Term insurance is meant to serve as a safety net if you die prematurely, and most term policies reach the end of their «term» (rate guarantee period) before age 80.

When your policy reaches the end of term, or rate guarantee period, your policy typically won't automatically end.

, and insurance companies are looking at our age at the end of a new term (rate guarantee period).

Not exact matches

Predictability Interest rate is set for guaranteed period of time regardless of how the market performs.

A certificate of deposit is a financial product that basically gives you a guaranteed rate of return after a certain period of time has elapsed.

CDs offer you a guaranteed rate of return for a specified period of time; the interest rates will vary depending on current market conditions and the length of time to maturity (generally the shorter the period of time to maturity, the lower the rate).

When interest rates increase relatively quickly in a short period of time it typically results in a short term increase in the number of sales in the housing market as many buyers rush to buy before the interest guarantee they have with their mortgage pre-approval expires.

You are guaranteed an interest rate for a specific period of time, typically 1 to 10 years.

Most ARMs also guarantee that low rate for a fixed introductory period.

But CDs pay you a guaranteed rate for the term of the CD, making them preferable if you have money you know you won't need over a one - to two - year period.

The User's payment must be received by us within a period of 20 minutes in order to receive the guaranteed exchange rate.

With a guarantee in place on the interest rate for this set period, you have a greater degree of certainty.

PICK YOUR TIMEFRAME Earn interest at a fixed rate for a guaranteed period of time... one that meets your needs.

The SecureFore series is a multi-year guaranteed annuity (MYGA) designed to help you add more stability and predictability to your fixed annuity strategy by locking in the current interest crediting rate for an initial period:

The rate lock guarantee will last for a predetermined period of time.

However, there's no guarantee that you'll be ready to refinance or sell at a profit before the fixed rate period ends on your adjustable rate mortgage.

Most ARMs also guarantee that low rate for a fixed introductory period.

The rate lock guarantee will last for a predetermined period of time.

The SecureFore series is a multi-year guaranteed annuity (MYGA) designed to help you add more stability and predictability to your fixed annuity strategy by locking in the current interest crediting rate for an initial period:

PICK YOUR TIMEFRAME Earn interest at a fixed rate for a guaranteed period of time... one that meets your needs.

Any balance over this limit will earn the on - going rate, though there's no guarantee what the rate will be after the three months introductory period.

Fixed annuities offer guaranteed interest rates with income options for a certain period or even lifetime.

Rather than merely promise that Fed funds will remain low for so many years, offer banks a way to have a guarantee of low Fed funds rates for that time period.

The structure of a Fixed Indexed Annuity is based on that of a MYGA, as it also offers a guaranteed interest rate over a set period of time.

A commitment issued by a lender to a borrower guaranteeing a specified interest rate for a specified period of time at a specific cost.

On top of that, a Guaranteed Investment Certificate guarantees a rate of return over a fixed period of time.

Rate Lock - In: A written agreement under which the lender will lock in or guarantee an interest rate / point combination for a period of time after taking the loan applicatRate Lock - In: A written agreement under which the lender will lock in or guarantee an interest rate / point combination for a period of time after taking the loan applicatrate / point combination for a period of time after taking the loan application.

A rate lock is a lender's guarantee that the rate you have selected is protected against rate fluctuations in the marketplace for a specified period of time.

Additional premium will be credited with interest rates in effect at the time premium is received, and the interest rate will be guaranteed for the same period as selected at the time of purchase.

With a CIBC TFSA GIC (Non-Redeemable), you deposit money with us for a period of 2 months to 5 years, and earn a guaranteed rate of interest.

At the end of the guarantee period, the rate may change.

Rate guaranteed for the period selected.

With the possibility of choosing a 3 -, 5 -, and 7 - year guaranteed rate period, the SecureFore Fixed Annuity Series can help you achieve a greater degree of reliability and predictability in your retirement strategy.

Lock - in — A written agreement guaranteeing a homebuyer a specific interest rate on a home loan provided that the loan is closed within a certain period, such as 60 or 90 days.

In this case, the guaranteed rate will be in effect for only a few years, after which you'll earn the renewal rate until the surrender charge period ends.