Sentences with phrase «rate of motorists»

However, without effective enforcement of auto insurance laws, the rate of motorists driving without adequate protection can be quite high.
Upon completion of this course, you will qualify for 10 % reduction, for three (3) years, in the base rate of the motorist's current automobile liability, no - fault and collision premiums.
* Successful completion of 320 - minute Internet course by principal operator of insured vehicle provides 3 - year, 10 % premium reduction in base rate of motorist's current car liability, no - fault & collision premiums.
* Successful completion of 320 - minute Internet course by principal operator of insured vehicle provides 3 - year, 10 % reduction in base rate of motorist's current car liability, no - fault & collision premiums.

Not exact matches

Our motorist found a flat rate of $ 744 from 21st Century across the city.
We analyzed rates using a 30 year - old man as the benchmark motorist across multiple insurers in nearly 300 cities to evaluate the impact of location on costs.
For our sample motorist, just living in any one of these cities would make his rates $ 100 + lower than his average cost ($ 677) in Texas.
We sampled a total of 293 cities and towns in Texas, and found the Texas average annual insurance rate to be $ 677 for our sample motorist.
Back of the envelope calculations using the advertised levy rates for commercial and private vehicles (from 20 for private cars all the way to 200 GHS for heavy duty trucks), show that RSML could make $ 50 million dollars a year (ignoring surcharges) should they succeed in ensuring a 75 % fee payment compliance rate among motorists.
While that doesn't make a difference to the road tax paid by private motorists — it's # 140 a year across the board — Benefit - in - Kind rates of 23 % and 25 % make the Punto an unappealing company car choice.
We've outlined the three insurers with the best auto insurance rates in ten of the largest cities and towns in Iowa to provide motorists with a more local view.
The rates displayed are annual premiums for a standard liability policy with limits of 50 / 100/25 for both liability and uninsured motorist coverage.
We sampled a total of 293 cities and towns in Texas, and found the Texas average annual insurance rate to be $ 677 for our sample motorist.
Based on our own auto insurance data, Toronto motorists actually have a surprisingly low rate of accidents and tickets given the long commute times and heavy traffic in the city.
Virginia has a high rate of uninsured motorists, because you're not actually required to have auto insurance — for a $ 500 annual fee, the Commonwealth of VA waives that requirement.
In the sample above, we see that car insurance rates at Access are lower than Esurance or Allstate, with the exception of Allstate's rates for a pair of husband and wife motorists in their mid 60s - they'd save 25 % off of Access's rates by getting quotes at Allstate.
Rate figures are annual premiums for a state minimum auto insurance policy with low levels of uninsured motorist coverage.
But given the high rate of uninsured motorists, you might want to opt for slightly more property damage coverage and tack on some uninsured motorist (UM) coverage as well.
So while reducing collisions between animals and cars won't stop the incredible rate of extinction of animals around the world, it will at least reduce the amount of large animals such as Deer and Elk killed on Colorado's highwaya, and will certainly make the roads safer for motorists.
Also, rising cycling rates mean motorists are more likely to be cyclists, and therefore be more conscious of, and sympathetic towards, cyclists.»
So from the perspective of the Maryland car accident lawyer, I don't think it matters a great deal practically if the uninsured motorist rate in Maryland is on the rise if — a big IF I know — your client has insurance coverage.
Many people are concerned that their insurance rates are going to go up or that they're going to be dropped by their insurance company as a result of making an uninsured motorist claim.
Government statistics reveal these young adults have twice the fatality rate of other motorists when it comes to drunk driving accidents in Maine.
While data supports the conclusion that motorists over the age of 80 have higher accident rates and are more likely than younger drivers (15 - 24 year - old drivers excluded) to die in a crash, according to a Chicago Tribune article, devising a policy around age requirements for drivers is no simple task.
Unfortunately, while vastly improved from the twelve percent seatbelt use rate among Louisiana motorists in the mid-1980s, Louisiana's numbers remain significantly below the 2010 national average of 85 percent.
January 22, 2014 - Florida motorists could soon see average savings of more than 13 percent on their personal injury protection (PIP) rates as a result of recent reforms, according to insurance regulators.
For our typical Boise motorist, these three providers» rates represent a 42 % decrease compared to what the typical insurer charges in Boise — that's an average of $ 468 back in drivers» pockets.
In the Philadelphia area, where the rate of uninsured motorists is high, you should consider keeping it.
Adding a little fuel to fire up concern over the issue, Schmid noted that the decline in uninsured motorist rates could be a trend that's being driven by an increasing number of motorists getting cut - rate insurance.
If a motorist intentionally alters their personal details to receive lower rates, they may be convicted of fraud, depending on the severity of the situation.
The annual rates our sample motorists found here were close to that of Boise, at $ 1,084.
This information is used to rate motorists and determine their risk of filing a claim.
Uninsured motorist protection would be a good to consider since Texas has an uninsured motorist rate of one out of every ten drivers driving uninsured.
Such increases should be gradual and predictable, with a few percent of motorists shifting to the new price structure each year, forcing insurers to raise flat - rate premiums a few percent a year.
Taking advantage of multiple discounts can also lead to lower rates for many motorists.
After rating vehicle owners, companies will generally place drivers into one of three groups: the preferred market for the motorist with the exceptional driving record; the standard market for the average vehicle owner; and the nonstandard market for individuals who pose the greatest risk.
Optional odometer - based PAYD would probably attract 20 - 40 % of total policies, representing a significant portion of motorists who expect to drive less than 80 % of average annual mileage in their rate class, representing 10 - 20 % of total mileage, and GPS - based pricing would probably attract 2 - 4 % of motorists, representing 1 - 2 % of total mileage, due to its significantly higher financial costs and privacy concerns.
These standards are designed to promote high rates of proper coverage and to protect drivers from uninsured motorists.
Drivers in their early 20s typically face higher rates than middle - aged motorists if they select the same amount of coverage.
It's usually harder for motorists with poor driving records to find auto insurance because coverage providers generally look at accident risk when rating potential customers to get an idea of the likelihood they will file a claim in the near future.
It would not improve actuarial accuracy (i.e., how well premiums reflect insurance costs for a particular vehicle) to use mileage instead of other rating factors, for example, to charge all motorists the same per - mile insurance fee, but accuracy improves significantly if annual mileage is incorporated in addition to existing rating factors (Ferreira and Minikel 2010).
The next lowest rate, $ 2,224 from Geico, was $ 974 higher than that of State Farm and more than double the best rate for accident - free motorists.
In the northern part of Texas the uninsured motorist rate is lower than in the southern part of the state.
Apr 02, 2012 - The affordability of an auto insurance policy is largely dependent on the motorist, since rates are based on the possibility that a vehicle owner will file a claim.
If a company has had a large profit for a certain category of drivers because of few claim payouts, they can offer lower rates to those motorists, increasing the number of policies sold and consequently increasing profit.
In many cases, if a motorist is hit by another vehicle by no fault of their own, their rate will not be increased; however, having more than one such claim will often cause a rate increase.
Taking a defensive driving or driver's ed course through the DMV or an accredited driving school should firstly be about improving your skills as a motorist; learning how to be a safer driver in a world of unsafe drivers helps you avoid accidents, mishaps and other claim - worthy incidents that can raise your insurance rates.
Their average rate of $ 2,024 saves motorists in Staten Island 31 % compared to the borough mean.
A large number of uninsured motorists prods car insurance rates higher because there are fewer insured drivers paying premiums to help offset the risks taken on by the car insurance companies.
Here's a price comparison for all the friendly motorists in Pittsburgh: according to GasBuddy.com, a gallon of brand - name BP costs $ 2.49; at gas / service station TasteBuds, $ 2.38 is the current rate per gallon.
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