«
The rate of new business births rose by 13 percent among households that qualified for SCHIP.
The decline in
the rate of new business creation over the past 30 years has not reduced U.S. productivity.
Between 1977 and 2011,
the rate of new business creation dropped by half, while U.S. productivity rose by 87 percent, Bureau of Labor Statistics and Census data show.
(That's especially true of technology companies, which tend to have higher
rates of new business formation.)
The survival
rate of new businesses rose by 8 percent.»
As a professor of entrepreneurship, I am often asked about the survival
rates of new businesses.
Within a broader framework — which seeks to protect the full range of interests that antitrust laws were enacted to safeguard — the potential harms include lower income and wages for employees, lower
rates of new business creation, lower rates of local ownership, and outsized political and economic control in the hands of a few.407
Not exact matches
A
new report from the city's Department
of Small
Business Services found that, over the last decade, women - owned
businesses in the city grew by 43 %, outpacing the average company growth
rate of 39 %.
His market, the
New York tri-state area, already has in place many
of the provisions included in the health - care overhaul, including a provision that dependent under the age
of 30 need be eligible for family coverage, and he's seen
rates continue to rise over recent years, making him skeptical
of the plan's ability to hold costs down for small
businesses.
Further evidence
of the decline can be seen in the decreasing
rates of first - time patents since the 1980s, as well as increases in demand for professional licensing, which could further restrict
new business opportunities by requiring expensive (and often unnecessary) credentials.
Trump's plan proposes a
new tax
rate of 25 percent for the pass - through income
of «small and family - owned
businesses.»
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability
of new and maturing programs; 2) our ability to perform our obligations under our
new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on
new and maturing programs; 5) our ability to accommodate, and the cost
of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for
business aircraft, including the effect
of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result
of global economic uncertainty or otherwise; 8) the effect
of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution
of key milestones such as the receipt
of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation
of our announced acquisition
of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability
of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk
of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production
of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts
of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak
of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact
of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition
of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect
of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect
of changes in tax law, such as the effect
of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations
of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect
of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability
of raw materials and purchased components; 23) our ability to recruit and retain a critical mass
of highly - skilled employees and our relationships with the unions representing many
of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment
of interest on, and principal
of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness
of any interest
rate hedging programs; 28) the effectiveness
of our internal control over financial reporting; 29) the outcome or impact
of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition
of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and other
business disruptions for ourselves and Asco as a result
of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks
of doing
business internationally, including fluctuations in foreign current exchange
rates, impositions
of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Latina - owned
businesses explode: In the last decade, Hispanic Americans have been starting and growing
new businesses at twice the
rate of the general population, according to a
new study by researcher Geoscape and the U.S. Hispanic Chamber
of Commerce.
«A lot
of new jobs are generated by small and midsize
businesses, and if the interest
rate increases dramatically, it could slow investment to this sector,» Cooley says, adding that the increase in interest
rates is also likely to further strengthen the dollar.
-- Scott and Missy Tannen, founders
of Boll & Branch, a
New York - based company with a line
of accessibly priced luxury bed linens that launched in January 2014 with first - year revenue topping $ 2 million and more than a $ 10 million run
rate in its second year in
business.
While a small
business owner tends to get stuck in a particular market, with a particular revenue stream and low growth
rate, an entrepreneur is continually seeking change opportunities to break out
of flatlined growth and find
new markets, customers and employees to drive growth.
And small
businesses could feel the pain more acutely if interest
rates go up too rapidly, says Thomas Cooley, professor
of economics and former dean
of the
New York University Stern School
of Business.
This week's stock - market crash (es) and downgrading
of America's credit
rating leave
business owners asking: Is this the
new normal?
He explains that investors in the region focus on
business fundamentals: revenue, number
of customers and profitability, whereas Silicon Valley will gamble on the potential
of a tech
business model, looking at the number
of new customers and growth
rate.
As I have written about before, the
rate at which Americans start
new companies has been on a downward trajectory since the late 1970s, driven by changing industry composition and the growth
of multi-outlet
businesses like Starbucks and Walmart.
Fortunately, thanks to
new offerings,
business owners who balk at the idea
of letting their
businesses influence their personal credit
ratings now have other options, such as debit cards or secured cards.
Such risks, uncertainties and other factors include, without limitation: (1) the effect
of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels
of end market demand in construction and in both the commercial and defense segments
of the aerospace industry, levels
of air travel, financial condition
of commercial airlines, the impact
of weather conditions and natural disasters and the financial condition
of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization
of the anticipated benefits
of advanced technologies and
new products and services; (3) the scope, nature, impact or timing
of acquisition and divestiture or restructuring activity, including the pending acquisition
of Rockwell Collins, including among other things integration
of acquired
businesses into United Technologies» existing
businesses and realization
of synergies and opportunities for growth and innovation; (4) future timing and levels
of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability
of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope
of future repurchases
of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level
of other investing activities and uses
of cash, including in connection with the proposed acquisition
of Rockwell; (7) delays and disruption in delivery
of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9)
new business and investment opportunities; (10) our ability to realize the intended benefits
of organizational changes; (11) the anticipated benefits
of diversification and balance
of operations across product lines, regions and industries; (12) the outcome
of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact
of the negotiation
of collective bargaining agreements and labor disputes; (15) the effect
of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect
of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect
of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act
of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability
of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition
of conditions that could adversely affect the combined company or the expected benefits
of the merger) and to satisfy the other conditions to the closing
of the pending acquisition on a timely basis or at all; (18) the occurrence
of events that may give rise to a right
of one or both
of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee
of $ 695 million to United Technologies or $ 50 million
of expense reimbursement; (19) negative effects
of the announcement or the completion
of the merger on the market price
of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation
of their
businesses while the merger agreement is in effect; (21) risks relating to the value
of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability
of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Remember, though, individual tax
rates have generally gone down as
of Jan. 1 and a
new 20 percent deduction on certain income for small
businesses (which includes solo workers) could reduce your tax burden even further.
Among the best cities for starting a small
business, Los Angeles has the highest cost
of living on this list but ties with Miami for the highest
rate of new entrepreneurs.
Among the best cities to start a small
business, Kansas City ranked lowest in startup density, tied for last place with Dallas on the
rate of new entrepreneurs and came in second - to - last for opportunity share
of new entrepreneurs.
The opportunity share
of new entrepreneurs is the highest among the best cities for starting a small
business, but the
rate of new entrepreneurs is by far the lowest.
The
rate of new entrepreneurs is the second - lowest among the best cities to start a small
business, but it's been steadily rising over the past few years.
The four critical factors are: (a)
businesses with recurring revenue bases — like a renewable subscription — are far better than ones dependent on constantly securing
new customers; renewals are much easier and less expensive to secure than
new sales; (b) customer retention is absolutely critical — all customers are very costly to acquire and very easy to lose in a world
of almost infinite choices; (c)
businesses based on products that require constant replacement or renewal (the «razor blade» model) are much more attractive than durable goods
businesses (like selling refrigerators) where the products have very long repurchase or replacement life cycles and where the market could even fairly quickly reach saturation points; and (d)
businesses that offer products or services that had a predictably high
rate of obsolescence were much more attractive than those where the products had long, useful lives.
It also offers specific policy recommendations including providing tax credits to promote venture capital investments in minority
businesses, as well as tax credits for
new low - income entrepreneurs, and encouraging the use by credit
rating agencies
of alternative data such as rent and utility payments in establishing credit histories.
«Snap's ad revenue reaccelerated in the fourth quarter as a result
of strong seasonal trends for branded advertising, demand for
new ad formats, as well as steadily improving user trends... Given the strong results and a clear step forward for Snap's ad
business, we are upgrading our
rating to in - line from underperform.»
It also calls for a
new «pass - through» tax
rate of 25 percent, which could mean large savings for mom - and - pop
businesses.
The rebounding economy, low interest
rates, less expensive technology and the state
of regulation are all fair winds blowing in favor
of new small -
business owners.
The unemployment
rate is derived from a survey
of households, and the
new jobs figure is derived from a survey
of businesses and other employers, commonly called the establishment survey.
Remember that the
new legislation stopped short
of imposing caps on
rates or fees, so avoid becoming overly reliant on your credit card to finance your
business.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations
of the Company or its customers and suppliers; (2) the Company's credit
ratings and its cost
of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations in those
rates; (5) the timing and market acceptance
of new product offerings; (6) the availability and cost
of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact
of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving
business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation
of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
New York - based Burrow is on track to close 2017 with $ 3 million in sales, at a current run
rate of $ 7 million, after officially incorporating the
business in April.
A Republican tax - cut plan due to be unveiled on Wednesday is expected to call for a
new rate for «pass - through»
businesses of about 25 percent.
Senior writer Cat Clifford breaks down a
new report from the Kauffman Foundation which found that the
rate of new entrepreneurs starting a
business each month rose from 0.28 percent in 2013 to 0.31 percent in 2014, reversing a downward trend over the past few years.
«This
rate reduction will immediately reduce the cost
of new business for our international partners,» said Hooper, whose agency facilitates all foreign military sales.
The plan would create a
new 25 percent tax
rate for «pass - through»
businesses — sole proprietorships, partnerships and S corporations that currently pay taxes at the individual
rate of their owners.
It may be that losing some
of the entertainment - related expense deductions will be offset by reduced tax
rates in case
of corporations and the
new 20 percent qualified
business income deduction for pass - through entities.
These risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost
of revenue or operating expenses may exceed our expectations; the mix
of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact
of general economic conditions on our sales and operations; our ability to develop
new and enhanced products in a timely manner and market acceptance
of our
new or existing products; losses
of one or more key customers; risks associated with our international operations; exchange
rate fluctuations
of the currencies in which we conduct
business; risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance
of various types
of broadband services, on the adoption
of new broadband technologies and on broadband industry trends; inventory management; the lack
of timely availability
of parts or raw materials necessary to produce our products; the impact
of increases in the prices
of raw materials and oil; the effect
of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets; risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our
business of natural disasters.
Echelon is now focusing its growth on «smart» commercial & municipal LED lighting (although its fab-less chip
business has apparently now stabilized after a long decline), and if the lighting
business accelerates (and it could, due to recent sales force hires and
new products), I think there's a chance it can hit a break - even annualized revenue run -
rate of $ 40 million by Q4 - 2019 (pushed back from my earlier hoped - for timeline) at which point — assuming $ 14 million
of remaining net cash (vs. an estimated $ 18 million at the end
of Q2 2018) and 4.7 million shares outstanding (vs 4.52 million today), an enterprise value
of 1x revenue on this 53 % gross margin company would put the stock in the mid - $ 11s per share.
«While we are pleased the industry continues growing at faster
rates than other sectors
of the economy, we could be growing much faster, creating more
new jobs and
businesses, if Washington addressed the tax, spending and regulatory uncertainty plaguing the small
business community in a meaningful way,» said IFA President & CEO Steve Caldeira.
Progress in a few areas has been solid: slashing
of bureaucratic red tape has led to a surge in
new private
businesses; full liberalization
of interest
rates seems likely following the introduction
of bank deposit insurance in May; Rmb 2 trillion (US$ 325 billion)
of local government debt is being sensibly restructured into long - term bonds; tighter environmental regulation and more stringent resource taxes have contributed to a surprising two - year decline in China's consumption
of coal.
The Bank
of Canada says
new underwriting rules and higher interest
rates are already weighing on the loan - making
business
«This issuance reflects OnDeck's most successful securitization issuance to date, with strong investor interest resulting in broad participation by existing and
new institutional investors, expected improvement in credit
ratings, and a significant reduction in cost
of funds despite a rising interest
rate environment, and is a testament to the strength
of OnDeck's
business model.»
NEW YORK, April 10, 2018 — OnDeck ® (NYSE: ONDK), the leader in online lending to small
business, announced today that it has priced $ 225 million initial principal amount
of Series 2018 - 1 Fixed
Rate Asset - Backed Notes (the «Notes») in a private securitization transaction.
In spite
of these factors, volumes
of new export
business increased only marginally in October, and the
rate of expansion was subdued in comparison to the average since the survey began in late - 2010.
Factors that could cause actual results to differ include general
business and economic conditions and the state
of the solar industry; governmental support for the deployment
of solar power; future available supplies
of high - purity silicon; demand for end - use products by consumers and inventory levels
of such products in the supply chain; changes in demand from significant customers; changes in demand from major markets such as Japan, the U.S., India and China; changes in customer order patterns; changes in product mix; capacity utilization; level
of competition; pricing pressure and declines in average selling prices; delays in
new product introduction; delays in utility - scale project approval process; delays in utility - scale project construction; delays in the completion
of project sales; continued success in technological innovations and delivery
of products with the features customers demand; shortage in supply
of materials or capacity requirements; availability
of financing; exchange
rate fluctuations; litigation and other risks as described in the Company's SEC filings, including its annual report on Form 20 - F filed on April 27, 2017.