Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses
on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect
on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions
on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact
on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact
on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns
on pension plan assets and the impact of future discount
rate changes
on pension obligations; 17) our ability to
borrow additional
funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco
on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted
on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence
on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments
on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest
on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
When the Federal Reserve boosts its target
funds rate, banks are quick to follow suit by increasing the cost of
borrowing on everything from credit cards to home equity lines of credit.
Moody's has today also placed Spain's Baa3 government bond
rating on review for possible further downgrade in order to assess the implications of several factors
on the Spanish government's ability to continue to
fund its
borrowing requirements in the private debt markets.
Some analysts said the sharp swings in offshore exchange
rates and
borrowing costs appeared to be engineered by the Chinese leadership, as a way to ease depreciation pressure
on the renminbi and to discourage speculation — namely short - sellers, investors who bet
on declines in the currency, often by using
borrowed funds.
Borrowings under the credit facility bear interest, at our option, at (i) a base
rate based
on the highest of the prime
rate, the federal
funds rate plus 0.50 %, and an adjusted LIBOR
rate for a one - month interest period plus 1.00 %, in each case plus a margin ranging from 0.00 % to 0.75 %; or (ii) an adjusted LIBOR
rate plus a margin ranging from 1.00 % to 1.75 %.
Borrowings under our credit facility bear interest at a per annum
rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal
funds effective
rate plus 0.5 %, (ii) the prime
rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending
on our leverage ratio and
on certain factors relating to this offering.
We anticipate that
borrowings under the New Credit Facility will bear interest, at our option, at either the prime
rate or LIBOR plus, in each case, an applicable margin determined according to a grid based
on a net
funded debt to Adjusted EBITDA ratio.
Borrowings under our credit facility bear interest at a per annum
rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal
funds effective
rate plus 0.5 %, (ii) the prime
rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending
on our leverage ratio and
on certain factors relating to this offering.
Specifically, by altering the supply of bank reserves, the Fed could influence the federal
funds rate — the
rate banks paid other banks to
borrow reserves overnight — and so keep that
rate on target.
Over the past couple of years, speculators have also used short sales of gold to obtain low cost
funds to invest in other assets — for example, by shorting gold (
borrowing it and selling it in the spot market), market participants have been able to obtain US dollars at between 1 and 2 per cent, well below the
rate of return available
on US assets.
Borrowing rates will rise for governments, home buyers and other long - term borrowers, while savers will see more returns
on conservative holdings such as savings accounts and it should become easier to
fund pension savings.
When the Federal Reserve raises its benchmark Federal
Funds Rate — as it did on June 14 by a quarter - point — attention tends to focus on interest - rate increases on debt and future borrow
Rate — as it did
on June 14 by a quarter - point — attention tends to focus
on interest -
rate increases on debt and future borrow
rate increases
on debt and future
borrowing.
When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest
rates on loans and credit cards, higher credit limits, and the ability to
borrow funds to purchase a home or car.
This was exasperated recently when I was discussing the case of how most investors misunderstand how it can actually be good over the long - run to change a company's capitalization structure to replace equity with debt by
borrowing funds on a long - term, low - cost, fixed -
rate basis to repurchase stock, lowering the total count of outstanding shares.
Nevertheless, the difference between the
rates of growth of credit and broad money has continued to widen, reflecting increased reliance
on other
funding sources, including offshore
borrowing.
When the Federal Reserve makes it more expensive for banks to
borrow by targeting a higher federal
funds rate, the banks in turn pass
on the higher costs to its customers.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to
fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to
borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance
on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report
on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Without a certain total in its reserve
fund, Westchester County lawmakers risk taking a hit
on their credit
rating — particularly a
rating by credit agency Moody's — which dictates how easily the county can
borrow money.
Missing from this piece is the fact that the interest
rate on the amount
borrowed from the pension
funds would be lower than that charged by outside lenders, or payable
on bonds.
Saraki said the Senate would this week discuss a motion
on the interest
rates on loans to customers, particularly entrepreneurs who needed
borrowed funds to stay afloat and contribute to the Gross Domestic Product.
Also, some states are considering one of the «dumbest ideas ever» — pension bonds (
borrowing to
fund pension plans, relying
on clever investing to beat the
rate paid
on the bonds).
Backed by the
funds you have
on deposit, its a secure way to
borrow money at a low interest
rate.
The
rate you earn
on your savings account, money market or CD is tied, somewhat indirectly, to the federal
funds rate, which is the
rate banks charge each other to
borrow reserves overnight.
When you have a higher credit score, it can literally open up a number of «financial doors» to you: lower interest
rates on loans and credit cards, higher credit limits, and the ability to
borrow funds to purchase a home or car.
If you
borrow additional
funds on your mortgage, you may not be offered the same
rate or terms as your original mortgage.
With
Funding Circle, you can
borrow as little as $ 25,000, to as much as $ 500,000
on a business loan at
rates that start as low as 5.49 % (the range is between 5.49 % and 20.99 %).
It's ideal if you need
funds on an ongoing basis, and, with our low
rates and low closing costs, getting a HELOC makes sound sense for your
borrowing needs.
The combination of spending $ 700 billion
on soured mortgage - related assets and providing $ 400 billion to guarantee money - market mutual
funds will boost U.S.
borrowing as much as $ 1 trillion, according to Barclays Capital interest -
rate strategist Michael Pond in New York.
While some benefit is to be got from getting
funds from such a lender, the high - interest
rates imposed
on the
borrowed amount serves to dampen the little relief that would have come from receiving the
funds.
In this case, the interest
rate on the loan (a percentage you agree to pay
on the
funds borrowed) may change during the term of the loan depending
on the economy.
Compare the top options based
on borrowing period, interest
rates, fees,
funding speed, and credit requirements.
Peer to peer lending companies such as Prosper and Lending Club find borrowers who are looking to
borrow money at
rates cheaper than what banks will lend to them at and match them up with investors who are looking to earn a higher return
on their money and are willing to
fund their loans.
You need to know how to invest to beat the prime
rate, simple» debt is converted to an investment» means you need to
borrow to invest in stocks or mutual
funds that return more then the prime
rate which you are presumably
borrowing at
on from your readvanceble HELOC.
Maybe anyone suggesting the SM to some one should explain that part last, after the part about
borrowing money to invest amplifies your return
on BOTH the downside and the upside and that in order to really make * any * money you need to have average annual returns in your investments that exceed the interest you are paying
on the loan (which doesn't tend to work out too well if you are investing in mutual
funds unless interest
rates are very low)
It's important to understand that the federal
funds rate has more of an impact
on borrowing options that are closely tied to the Prime
rate, meaning short - term interest
rates are bumped up more than long - term
rates charged
on consumer lending products.
Keeping the federal
funds rate low means financial institutions can
borrow money for a minimal cost, and that savings is passed
on to consumers in the form of low interest
rates on lending products via the Prime
rate.
The interest
rate for this investment margin account borrowing will fluctuate based on the Federal Funds Rate plus 50 basis points with interest only payable mont
rate for this investment margin account
borrowing will fluctuate based
on the Federal
Funds Rate plus 50 basis points with interest only payable mont
Rate plus 50 basis points with interest only payable monthly.
A negative carry is when the
rate on the
funds borrowed is greater than the
rate on the securities that are being financed.
A positive carry happens when the
rate on the securities being financed is greater than the
rate on the
funds borrowed.
So, although you're paying a reasonable
rate of interest
on the
borrowed funds (5 % in today's market), your dividend
rates will exceed the interest (5 - 7 % in today's market), allowing for a positive
rate of return
on the
borrowed funds themselves.
Both personal loans and lines of credit charge interest
on borrowed funds, but lines of credit usually have higher interest
rates than those offered
on personal loans.
If you
borrow, you pay the
borrowing cost (interest
rate) to get those
funds, but
on the flipside, you are earning interest
on that which you bought.
However, the Attorney General's investigation showed that the plan relied
on optimistic assumptions to achieve that long - term solvency projection, including an assumption that the school could safely invest $ 35 million in
borrowed funds in the stock market and profit by making returns in excess of the loan's interest
rate.
So, although you're paying a reasonable
rate of interest
on the
borrowed funds (5 % in today's market), your dividend
rates will exceed the interest (5 - 7 % in today's market), allowing for a positive
rate of return
on the
borrowed funds themselves.
Second, Mr. Downs asserts: «For the REITs to pay the 6 % to 8 % dividend
on the full amount invested, the REITs must heavily leverage the investors»
funds by
borrowing at current low
rates.
cash
on cash return: The
rate of return
on an investment as measured by cash returned to the investor, based
on the investor's cash investment and without regard to income tax savings or the use of
borrowed funds.
Based
on those criteria Collier County had a loan
funding rate of more than 61 percent, five - year
borrowing costs of $ 77,755, annual property taxes of $ 9,920 and an annual mortgage payment of $ 14,639.
«The pension
funds have decided that this is a great opportunity to achieve a positive spread between the income they're getting
on the property and the
borrowing rates,» Twardock says.
As «Emerging Trends» states: «Opportunity
funds and REITs anxious to maintain growth
rates with off - balance sheet
borrowing are teaming up
on new projects.
The other metric required to asses whether using
borrowed funds will increase investment performance is the
rate of return
on total capital (ROR), which is actually the unleveraged income return of a property investment.