Sentences with phrase «rate on certain loans»

For some qualified borrowers, student loan refinance or federal student loan consolidation can be a viable solution to lower monthly payments or even reduce the interest rate on certain loans.

Not exact matches

Those laws include state usury laws that limit interest rates and the Truth in Lending Act, which requires lenders to provide certain disclosures on total loan cost, said Stuart Rossman, director of litigation at the National Consumer Law Center.

These scores a key to getting approved for financing and trade credit, as well as qualifying for lower rates on things like business insurance and certain loan options.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

For example, certain borrowers might qualify for the 30 year fixed - rate version, but not the 15 year fixed - rate or 5/1 ARM, depending on their loan amount or credit score.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

So even though you're assuming a certain level of risk that your rate could go up, you're also getting a rate that's lower than the one you'd get on a fixed rate student loan.

First, does your purchase loan approval depend on securing a certain rate?

These home loan rates are based on certain assumptions that may differ from your specific financial needs.

When it comes to loans, there are certain criteria that lenders will like to consider before deciding on the interest rate you may need to pay on the loan you seek to get.

Interest rates on all types of loans, including credit cards, aren't just made up and pulled out of the air but are based on certain criteria as they pertain to the consumer.

Moving to a fixed - rate loan on the rental could be a more favorable approach if you intend on keeping the property or have to get a certain price on the market in order to justify selling it.

If you go online, you can find free loan payment calculators that let you determine how much you will spend on a loan at a certain loan amount, at a certain interest rate, over a certain repayment period.

For example, certain borrowers might qualify for the 30 year fixed - rate version, but not the 15 year fixed - rate or 5/1 ARM, depending on their loan amount or credit score.

Interest rates on certain types of government student loans are subsidized by the government, and so they remain fairly low.

When we need money, we take loans from banks, banks charge certain interest rate on these loans.

After all, in order to get the best deal on your mortgage loan, you will need to understand certain things such as points, interest rates and closing costs.

Lock - in — A written agreement guaranteeing a homebuyer a specific interest rate on a home loan provided that the loan is closed within a certain period, such as 60 or 90 days.

Depending on the borrower's credit report and credit score, the borrower may not qualify for certain loan sizes or the best interest rates.

Since your loan is protected by something very valuable, you can typically secure bigger loans with smaller interest rates because lenders can feel more certain that you will repay, as you have so much on the line.

And banks charge certain interest rate on these loans.

Usually the lender will promise to hold a certain interest rate and number of points for a given number of days, and to get these terms you must settle on the loan within that time period.

Your private loans may have come with incentives or benefits such as a rebate for making a certain amount of on - time monthly payments or receiving an interest rate reduction for automatic payments.

On the other hand, a fixed interest mortgage loan will be fixed at a certain interest rate for the duration of the loan's life, which in turn could range from ten to 30 years.

In general, the government and the coalition have largely agreed to extend the lower introductory rate on home loans for certain borrowers who will have trouble making payments once their mortgages increase.

Coolest feature: Private lenders often promote their «borrower benefits» - reductions in a loan's interest rate or principal if a student makes a certain number of on - time payments or has payments automatically withdrawn from a checking account.

Some dealerships have working relationships with certain banks, which don't necessarily offer the best rates, so it's best to shop around on your own for a car loan.

This type of loan offers extremely low rates for the first five or seven years of the loan, which is great for certain circumstances (say, if you're definitely planning on moving before that time is up).

Due to interest rate floors on certain loans, only about a third of loans repriced higher as a result of previous rate hikes.

The prime rate tends to move in lock step with the federal funds rate and so affects the rates on certain products like Home Equity Lines of Credit (HELOCs), residential construction loans, some credit cards and things like business loans.

Those borrowers who are absolutely set on a fixed rate loan and know they will never need more than a certain amount of money can choose to make an early repayment of some of the funds to achieve this goal.

Good credit gives you lower rates on loans and auto insurance, determines whether landlords will rent to you, affects whether you pay deposits for certain services and can even be a deciding factor in whether you're hired.

The interest rate you earn and how fast your money grows doesn't depend on how much you put in each loan, you'll get a certain interest rate on each loan.

With an adjustable rate mortgage the interest rate on your loan is set at a lower amount initially for a certain period of time (1 - year, 3 - year, 5 - year, etc.).

When it comes to loans, there are certain criteria that lenders will like to consider before deciding on the interest rate you may need to pay on the loan you seek to get.

If you know that you are going to need payday loans more than once, certain payday loan services will lower your interest rate if you have a history of paying on time, so that can save you some money on your loan and will be better than taking on fines or penalties.

The Federal Reserve raised interest rates last month and it's starting to increase the rates borrowers pay on certain loans, including student loans.While borrowers in a fixed rate student loan don't have to worry about the cost of borrowing getting more expensive, those with a variable rate loan do.

When it comes to setting rates, certain loans, such as residential home mortgage loans, may not be based on the prime rate but rather trade off the U.S. Treasury Bill rate (a short - term government rate), the London Interbank Offered Rate (LIBOR) and longer - term U.S. Treasury borate but rather trade off the U.S. Treasury Bill rate (a short - term government rate), the London Interbank Offered Rate (LIBOR) and longer - term U.S. Treasury borate (a short - term government rate), the London Interbank Offered Rate (LIBOR) and longer - term U.S. Treasury borate), the London Interbank Offered Rate (LIBOR) and longer - term U.S. Treasury boRate (LIBOR) and longer - term U.S. Treasury bonds.

In spite the fact that the interest rates on unsecured loans are usually high, some people will still prefer it for certain salient reasons.

With so many things like being approved for a loan, getting a job, and even car insurance rates being determined by your credit, wouldn't you want to know for certain what is on there, instead of sitting at the dealership saying to yourself «no whammies, no whammies» as the salesperson walks off to run your credit application?

Rating agencies are taking action in response to their view of the increased risk that certain FFELP ABS bonds will not be paid in full on their legal final maturity dates as a result of slower than expected repayment rates on FFELP student loans.

The rates on the two may differ as the home equity loan is a fixed rate loan for a certain period of time while the line of credit may have an adjustable rate.

/ Com was invited as guest speaker to enlighten us about security breach on our personal life and how to curb it.i was in a financial situations and i realized that i wouldn't be able to get cash back on a Streamline refinance, i needed to look at a VA Cash - Out refinance for that and probably Veterans United loan officer.I have a couple collection accounts that I want to get removed.I was going through a divorce and lost track of certain bills / paper work.I don't have a great credit rating as I haven't been able to pay some bills..

Certain need - based loans, such as subsidized Stafford loans and Perkins Loans have extremely low interest rates, and are also subsidized, meaning the government pays the interest that accrues on the loan while the student is in scloans, such as subsidized Stafford loans and Perkins Loans have extremely low interest rates, and are also subsidized, meaning the government pays the interest that accrues on the loan while the student is in scloans and Perkins Loans have extremely low interest rates, and are also subsidized, meaning the government pays the interest that accrues on the loan while the student is in scLoans have extremely low interest rates, and are also subsidized, meaning the government pays the interest that accrues on the loan while the student is in school.

Your interest rate, corresponding APR, and term will be based on certain credit worthiness criteria, loan to value, vehicle age, and amount financed.

Additionally such measures as removing interest rates caps on small loans and permission to generate income on members» invested deposits should also bring certain benefit.

The minimum interest rate for new borrowers is 60 % APR, but you do have a chance to decrease your interest rate on subsequent loans by meeting certain conditions.

Unlike the interest rate, the APR includes certain charges and fees to reflect the total cost of the loan on an annual percentage basis.

A board may have an obligation to pay an executive a certain amount of money if certain events occur, and a lender may have an obligation to charge a certain amount of loan interest for a fixed period of time, even if it can get a higher interest rate later on other loans.

These scores a key to getting approved for financing and trade credit, as well as qualifying for lower rates on things like business insurance and certain loan options.