Sentences with phrase «rate over the policy term»

The sum assured under this term plan decreases every year in collaboration with the decreasing debt amount at the specified rate over the policy term.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

[2] Each quarter in the Statement on Monetary Policy, we publish forecasts for Australia's major trading partners» GDP growth, as well as Australia's terms of trade, GDP growth, unemployment rate and inflation over the next two - and - a-half years.

FOMC members now seem more eager than ever to «normalize» policy, that is raise short term rates into line with historic norms and, to the extent possible, unburden their balance sheet of the huge bond holding they had acquired over the last few years.

Bernanke publicly acknowledged this week a policy conflict with the Treasury over its move to lock in low borrowing costs, which is working at odds with the central bank's efforts to lower long - term interest rates.

With growth prospects for the world economy being revised up and inflation no longer falling, short - term market interest rates have risen on the expectation that central banks will unwind the accommodative monetary policy they had put in place over the previous year or two (Graph 4).

Based on the near - term outlook for real rates, as well as uncertainty over Brexit, rising populism in Europe and Trump's trade and foreign policies, Metals Focus analysts see gold testing $ 1,475 an ounce this year.

Federal Reserve micro-management of short - term rates led to undue certainty in the markets over the efficacy of monetary policy — «The Great Moderation.»

Powell recognizes the limits of monetary policy when he notes that «ultimately, the only way to get sustainably higher interest rates is to improve the broader environment for growth, by adopting policies designed to increase productivity and potential output over the long term — policies that are mainly outside the scope of our work at the Federal Reserve.»

It was felt that Ministerial control over interest rates was not conducive to long - term economic stability, as multiple political factors had long clouded economic judgments about what monetary policy should be used for.

Historically, the outperformance of value has been associated with a rising interest - rate environment; as the US Federal Reserve Board (sometimes referred to as «the world's central bank» for the far - reaching impact of its policies) attempts to begin raising rates, we see a potential catalyst for a value recovery over our long - term investment horizon.

Since permanent life insurance policies have much higher rates than term policies, and most financial obligations go away over time, term life insurance is typically the better option for most people.

The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.

Accident forgiveness programs cancel the increase in a driver's rates after an at - fault accident, which can save you hundreds of dollars over the term of your policy.

When you hedge foreign currency exposure, you also give up any real interest rate differential over the long - term, and given the general profile of real interest rates internationally versus the U.S., fully hedging currency exposure hasn't been a good long - term policy.

Ladder offers great online term life insurance coverage with competitive rates, particularly if you want a policy with a face value over $ 1... Read More

Federal Reserve micro-management of short - term rates led to undue certainty in the markets over the efficacy of monetary policy — «The Great Moderation.»

During the normal and healthy conduct of monetary policy, the measured rate of inflation often deviates from official targets within a range of a percentage point or two because of the challenges of defining, measuring, and hitting a precise inflation target over a short - term period.

The «scariness» over home loans was the widespread realization that the rules of the game had been changed permanently, by the combination of an economic downturn plus national (or even international) financial policies designed to enforce low inflation rates - with the consequence that «being underwater» had been changed from a short term problem to a long - term one.

Yet, over time, while an insured who owns term life coverage may need to renew at a higher premium rate, a whole life insurance policy holder will retain the same premium expense throughout the entire life of the policy.

Yeh, Dividends on my WL L - 98 policy rolled over from my 100 K term to 25K WL in 2001 are only half of projected at their 6.5 % dividend rate in 2001 — Why only half when they say their dividend rate is allegedly still 5 to 5.5 % — that's only 16 % less not 50 % less?

The last time the Fed raised short - term policy rates was 2004 — 2006, during the housing boom, when over the course of about two years it raised their target 300 BP.

For policy - makers, the speed of climate change over the coming decades matters as much as the total long - term change, since this rate of change will determine whether human societies and natural ecosystems will be able to adapt fast enough to survive.New results indicate a warming rate of about 2.5 C per century over the coming decades (assuming no attempt is made to reduce GHG emissions).

The new SRA policy will come into effect on 1 August 2014, from which point the only requirement for employers in terms of trainee salaries will be to pay trainees at least the main rate for employees under the NMW Regulations, which is # 6.31 per hour from 1 October 2013 for those aged 21 years and over.

Decreasing term insurance is renewable term life insurance with coverage decreasing over the life of the policy at a predetermined rate.

For example, term policies typically have lower initial rates that increase over time and the coverage ends at the end of the term.

However, with dozens of top rated life insurance companies to choose from, you might save thousands of dollars over the term of your insurance policy by going with another life insurance provider.

The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.

Unlike other life insurance coverage, term life insurance rates can increase over time, the policy doesn't usually offer any sort of cash value benefit and even policies that offer the ability to convert the policy may end up being too expensive to continue coverage.

The Level Premium Term and Spouse Level Term option offers up to $ 2.5 million in life insurance coverage for the member and his or her spouse at a rate that will not change over the duration of the ten or twenty - year level period policy.

I'll discuss term life options, why AARP is not your best choice, no medical exam options, and compare pricing between a term policy and a permanent policy, with examples of term life insurance rates over 65.

The death benefit will decrease at a predetermined rate over the life of the policy, but premiums usually remain level throughout the term (which can range anywhere from one to 30 years).

Click here and see instantly Sample Term Life Insurance Rates for Seniors over 70 $ 100k 10 - year level term policy for a 70 year old female, non-smoker at the Preferred Rating class = $ 69.83 month with TransamerTerm Life Insurance Rates for Seniors over 70 $ 100k 10 - year level term policy for a 70 year old female, non-smoker at the Preferred Rating class = $ 69.83 month with Transamerterm policy for a 70 year old female, non-smoker at the Preferred Rating class = $ 69.83 month with Transamerica.

If you buy a 30 year term policy and pay $ 50 per month at Preferred Plus, that means you would pay $ 75 per month at the 3rd best rating... a difference of $ 6,000 over the life of your policy.

Representing over 80 of the nation's highest rated and most respected life and disability insurance companies, MEG's primary areas of expertise include term life insurance, universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.

In many cases, annual renewable term policies offer the cheapest rates over the first few policy years.

Decreasing term life insurance, also known as mortgage insurance, has a constant premium amount but the death benefit declines at a set rate over the course of the policy.

This is because a growth at the rate of 4 % is applied on one year's premium at the time of maturity, if the duration of the policy is about 10 years and if the term of the policy is over 10 years the growth rate applied is 15 %.

Accident forgiveness programs cancel the increase in a driver's rates after an at - fault accident, which can save you hundreds of dollars over the term of your policy.

These numbers suggest that a couple buying a home can get a better life insurance rate if they chose a term life insurance policy over a mortgage life insurance policy from their lender.

Knowing The Difference Between Guaranteed And Non Guaranteed Basis Life Insurance The biggest difference between these two types of policies is that one has a guaranteed rate for the length of the term, and one can change over time.

Yet, over time, while an insured who owns term life coverage may need to renew at a higher premium rate, a whole life insurance policy holder will retain the same premium expense throughout the entire life of the policy.

The cash value grows over time at an interest rate set by the terms of the policy, and is equivalent to the amount of money you would receive if you surrendered the policy to the insurer.

Since permanent life insurance policies have much higher rates than term policies, and most financial obligations go away over time, term life insurance is typically the better option for most people.

Life Insurance Over 80 Years Old Seniors Term & Estate Policies If you were born in 1928 or later, there are a few A + rated companies that will offer you insurance, as long as you're in average to good health.

Instead of offering the same monthly rate over the life of the policy, annually renewable term insurance renews every year at a higher price.

A perfectly healthy 37 - year - old - male applying for a $ 500,000 life insurance policy with a 20 - year fixed term will only pay $ 24 a month and with Lincoln Financial, just over $ 24 with Banner Life, both A rated life insurance companies.

However, policies that maintain a constant rate over their entire term tend to be more cost - effective in the out - years.

Please understand though, when the term is over you either must to try to find new coverage, pay incredibly high rates, or convert to permanent coverage if your policy allows.