Sentences with phrase «rate over the term»

In exchange for this extra amount paid on the front end, lenders will offer lower interest rates over the term of the loan.

Elevating your score as much as possible before you apply for a home loan will improve your chances of getting the loan you need, as well as getting the best interest rate over the term of the loan.

In exchange for this extra amount paid on the front end, lenders will offer lower interest rates over the term of the loan.

CIBC Cashable Escalating Rate GIC ® (3 - or 5 - year) Increasing annual interest rates over the term and access to your money on each anniversary date.

When calculating the potential savings, it's important to compare the effective interest rate over the term of the mortgage.

The goal here is to reduce the interest rate over the term of the loan.

Lots of mortgages are higher than prime, and many people choose them because they feel more secure with the fixed rates over a term, or, on insured mortgages, the lender requires a fixed term.

Laddering deposits by different maturity dates may also help reduce exposure to fluctuations in interest rates over the term of the investment.

Interest is paid at a fixed rate over the term of a loan or investment.

After reviewing product design, which allowed holders a one time option to increase their rate over the term of the annuity, and doing a little bit of game theory work, I said, «Here's the good news: given what we know about policyholder behavior and what we know about bonds, this is a cinch to hedge.»

The rate is calculated in a standard way, taking the average compound interest rate over the term of the loan, so borrowers can compare loans.

In exchange for this extra amount paid on the front end, lenders will offer lower interest rates over the term of the loan.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

The report also forecasts short - and long - term interest rates will ratchet up steadily over the next decade to 3.2 percent and 4.2 percent, respectively, which means the costs to borrow are also certain to go up.

However, it noted that it expects inflation to «run near» its 2 % target «over the medium term,» suggesting that interest rates might see a hike in June.

It only keeled over when the Fed was deliberately trying to slow down the economy and had jacked up its rates until they surpassed long - term rates (inversion in the yield curve).

Even though our activities are likely to result in a lower national debt over the long term, I sometimes hear the complaint that the Federal Reserve is enabling bad fiscal policy by keeping interest rates very low and thereby making it cheaper for the federal government to borrow.

Yusuke Ikawa, rates strategist at RBS Securities in Japan, also ruled out imminent action from the BOJ and said uncertainty over who will be the next central bank governor could cause market volatility in the short term.

In order for businesses to be successful over the long haul, they must demonstrate a constant willingness to reevaluate and negotiate rates, terms and contracts with the respective parties at every point on the supply chain.

(The long - term average growth rate since records started being kept has been a little over 3 %.)

Williams, who will leave his current job as San Francisco Fed president in June to take over at the New York Fed, also said he expects the Fed's shrinking balance sheet will help steepen the curve by putting upward pressure on longer - term rates.

However, he figures this spread will narrow in coming months, suggesting bargain - basement mortgage rates will be unsustainable over the long term.

While pedometers give users feedback on the number of steps, heart rate, or steps, it is the apps that drive engagement and behavioral change over the long term through competition, community, gamification and support, she said.

Comment: Despite some macro slowdown and stock market gyrations in China, we remain confident in our $ 625 million forecast for FY 2016 even at current exchange rates and optimistic on the prospects for this market over the long - term as the drivers we've consistently mentioned are more relevant than ever,» said CEO Victor Luis.

The Federal Reserve did not help in the process as their response to increasing oil prices and the war in the Middle East was to RAISE the short term Fed Funds rate from 5.50 to over 10 percent.

Because rental rates tend to correspond to inflation over the long term, some investors regard REITs as a hedge against inflation.

Republicans talk of sparking economic growth rates in the range of four per cent, but models run by non-partisan forecasters, such as the Wharton business school at the University of Pennsylvania, predict only a modest increase over the shorter term.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

The hikes ultimately will return the central bank's key short - term rate, called the federal funds rate, to about 4 percent over the next two years, which economists generally consider more a sustainable level.

Its rate - setting committee said inflation had «moved close» to its target and that «on a 12 - month basis is expected to run near the Committee's symmetric 2 percent objective over the medium term.»

Neither argument holds right now for holding any tactical cash, especially with no reasonable prospects for a near - term rate increase and the yield differential offered by bonds over cash right now.

CalPERS says the move will help «smooth out» risk over the long term, and that the target rate eventually could move down to as low as 6.5 percent annually.

We also argued that if real long - term risk free interest rates stayed below historical norms when QE stopped, then a PE over 16x trailing EPS would be fair.

Economy: Long term interest rates in both the US and Australia have declined sharply over the past week as the economic outlook in both Australia and US point to a slowdown in economic activity.

Variable interest rates range from 3.80 % -11.90 % (3.80 % -11.80 % APR) and will fluctuate over the term of the loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

The Fed statement said: «The Committee anticipates that it will be appropriate to raise the target range for the federal funds rate when it has seen some further improvement in the labor market and is reasonably confident that inflation will move back to its 2 percent objective over the medium term.»

Ms. Merkel has ruled out forgiving any of Greece's debt but has left the door open to a new negotiation over extending the payment terms or reducing interest rates to help bring down Greece's annual debt payments.

Variable interest rates range from 2.90 % -8.00 % (2.90 % -8.00 % APR) and will fluctuate over the term of the borrower's loan with changes in the LIBOR rate, and will vary based on applicable terms, level of degree earned and presence of a co-signer.

For most borrowers, it makes sense to direct any extra payment toward your loan with the highest interest rate — this is the fastest way to save the most money over the long term.

Shoppers Drug Mart shareholders, who will own approximately 29 % of the combined company, stand to benefit from substantial upside over the long - term, driven by the combined company's strategic position and achievement of full run - rate synergies.

Interest rate expectations are constantly changing over the short - term but over longer periods bond returns are more or less based on math.

However, if one focuses on the resulting growth of credit over the recent period or the movements in long - term interest rates, the effects are less concerning.

When financing a new vehicle, cut your total interest rate by choosing a shorter - term loan over a longer one.

That is, would expectations of outsized demand growth — of, say, 4 percent per year over the next four years in inflation - adjusted terms — generate undue inflationary pressures that would require the Federal Reserve to respond by raising interest rates, essentially killing off any actual growth that those expectations could generate?

But that relationship has been tested over the life of this bond bull market that saw double digit interest rates fall over the past 30 + years, boosting the performance of long - term bonds.

With the U.S. economy having grown at only a 2.1 percent annual rate over the past seven years, it has become harder to sustain the view that the neutral real short - term interest rate is close to, or will soon be close to, its historical level of around 2 percent.

Conversely, if a trader has a win rate of just 50 %, but allows the average winning trades to ride to being just double (200 %) the size of an average losing trade, the trader will become net profitable over the long - term.

Many traders, particularly newbies, are obsessed with the accuracy of win rates (percentage of winning trades vs. losing trades) when analyzing how well a trading system is likely to perform over the long - term.

«Taking this generation's diversity into account, our forecast for household formations over the next five years is 6.50 million to 6.75 million, or 1.30 million to 1.35 million per year, which is over 30 % higher than the long - term average rate of household formations,» Tirupattur says.

You can see that rates fluctuate over time but there have also been definitive long - term periods where the trend is moving up (1900s - 1920s and 1960s - 1980s) and others where there is an obvious downtrend (1920s - 1940s and 1980s - present).