Sentences with phrase «rate over thousands of years»

That region has been melting at about its current rate over thousands of years.

Not exact matches

Even a seemingly tiny difference in mortgage rates can save you thousands of dollars in interest over the life of a 30 - year mortgage, so it's definitely worth doing — especially because rate shopping won't hurt your credit.
A lower interest rate could save you hundreds or thousands of dollars over the years.
And on such a long term debt obligation, the difference of 0.25 % or 0.50 % on an interest rate can mean tens of thousands of dollars over the course of 30 years.
Increasing your mortgage interest rate by even half a point can cost you tens of thousands of dollars over the lifetime of a 30 - year loan.
Because babies with the gene that allowed them to digest non-human milk had higher rates of survival over thousands of years in that harsh environment.
The proposed increase would raise the tax rate of New Yorkers who make $ 500,000 or more from 3.9 percent to 4.4 percent, which de Blasio estimates would raise $ 2.6 billion over five years, to fund after - school programs for «tens of thousands» of middle schoolers, as well as universal pre-K.
That estimate was based in part on the fact that sea level is now rising 3.2 mm / yr (3.2 m / millennium)[57], an order of magnitude faster than the rate during the prior several thousand years, with rapid change of ice sheet mass balance over the past few decades [23] and Greenland and Antarctica now losing mass at accelerating rates [23]--[24].
Scientists generally agree the Earth has been cooling over the past several thousand years at an average global rate of -0.20 degrees C / millennium.
Another key: in ocean circulation over 500 to a thousands years or more, these natural time frames no longer apply to rates of change today.
With such a wide range of interest rates — and the thousands of dollars that will have to be repaid in interest over the length of the course plus the standard 15 - year loan term — it makes sense to find ways to cut costs on your loan.
Over the course of a 30 - year mortgage, you can save thousands of dollars if you manage to get a low rate instead of one that's a few points higher.
Getting a lower interest rate could save you hundreds of dollars over a year of mortgage payments — and thousands of dollars over the life of the mortgage.
With near - historic current mortgage rates, the lure of lowering their monthly mortgage payments in order to save hundreds of dollars per month, thousands of dollars per year, and hundreds of thousands of dollars over the... View Article
An excellent credit score can help you get a prime interest rate on the mortgage for that home, which can save you thousands of dollars over 30 years, compared to a merely good interest rate.
For example, a 15 - year fixed rate mortgage can save you many thousands of dollars in interest payments over the life of the loan, but your monthly payments will be higher.
If you consolidate your loans before the grace period is over, you can lock in your low interest rate, possibly saving thousands of dollars in interest over the next few years.
If you've got a good credit score, then you will save yourself thousands of dollars in interest rates over the years compared to someone who has a low score, which makes striving for a good credit score one of the smartest money moves you can make.
Over the lifetime of a car loan (which is getting longer all the time) a car loan at that rate would see you basically throwing a few thousand dollars or more down the drain every year.
Yes amazing as it may be just a quarter of a point increase in interest rates translate to thousands of dollars over the thirty year mortgage.
The offering might not be as attractive as the lump - sum payments offered by other employers, but receiving an additional discount in addition to refinancing to a lower rate could save employees thousands of dollars over a 10 - year period.
For a single bond this isn't a big deal but if hundreds of thousands of dollars have been invested in a bond mutual fund and interest rates sharply spike over a few years than the initial capital could drop by double digit percentages.
Because borrowers with better credit scores and debt - to - income ratios tend to be lower risk, they are offered the lowest interest rates — currently about 4 % for a 30 - year fixed rate mortgage — which can save tens of thousands of dollars over the life of loan.
When considering where mortgage rates are at right now, taking out a 30 - year loan at the $ 417,000 mortgage loan limit for 2016, would result in you paying over three hundred thousand dollars - worth of interest to pay the loan off.
Over the years I have performed thousands of home inspections and have satisfied many customers, check out ratings and reviews from my past clients.
With near - historic current mortgage rates, the lure of lowering their monthly mortgage payments in order to save hundreds of dollars per month, thousands of dollars per year, and hundreds of thousands of dollars over the life of a mortgage loan, homeowners in mass raced to refinance their existing mortgages with significantly lower mortgage rates.
What looks like a low rate could add up to hundreds of thousands over the course of thirty years in interest for the bank (and money out of your pocket).
Thanks to them and thousands of others over the years, Washoe County now has one of the highest save rates in the nation.
Because it turns out bricks and ceramics absorb moisture at a fixed rate, even over thousands of years.
Rather, excess CO2 returns toward baseline at a multitude a different rates, with chemical equilibration in the ocean occurring over decades (depending on depth), ocean carbonate buffering through sediment dissolution requiring centuries to millennia, and eventual restoration of carbonate sediment levels by terrestrial weathering occurring over hundreds of thousands of years — a long «tail» that can account for as much as 20 to 40 percent of CO2 excess in the estimates described by David Archer et al in CO2 Atmospheric Lifetimes.
That estimate was based in part on the fact that sea level is now rising 3.2 mm / yr (3.2 m / millennium)[57], an order of magnitude faster than the rate during the prior several thousand years, with rapid change of ice sheet mass balance over the past few decades [23] and Greenland and Antarctica now losing mass at accelerating rates [23]--[24].
Thousands of new water wells have been constructed on an emergency basis over the past year, and skyrocketing rates of groundwater pumping have led to rapid land subsidence in the San Joaquin Valley.
Ice - flow corrections allow reconstruction of snow accumulation rates over tens of thousands of years with little additional uncertainty.
The problem for the oceans is that the pH compensating mechanism involves slowing the rate of limestone deposition, which takes thousands of years, and we're adding CO2 over hundreds of years, so the «buffer» is overwhelmed.
Regardless of the actual value, this is a multifold increase over the long - term rate of the past few thousand years of ~ 0.40 to 0.60 mm / yr (Milliken et al., 2008).
Only one of the past «Big Five» mass extinctions (the dinosaur extinction event at the end of the Cretaceous) is thought to have occurred as rapidly as would be the case if currently observed extinctions rates were to continue at their present high rate (Alvarez et al., 1980; Barnosky et al., 2011; Robertson et al., 2004; Schulte et al., 2010), but the minimal span of time over which past mass extinctions actually took place is impossible to determine, because geological dating typically has error bars of tens of thousands to hundreds of thousands of years.
That is not small, it is huge, and at a rate that is unprecedented (being over a period of 150 years not the 10s of thousands of years over the ice age cycles).
I am also BV - rated by Martindale - Hubbell ® and have handled thousands of cases over the past 30 years.
Over the years we have helped thousands of clients secure policies with the most competitive rates based on their circumstances.
Considering that federal student loan interest rates were set at over 6 % five years ago, recent graduates could end up saving thousands of dollars by refinancing through Earnest.
It can also increase your insurance rates, causing you to pay hundreds or even thousands over the course of a few years.
And even if they only save you 5 % to 10 % on your rates, if you plan to live in St. Charles for some time, over the years, those savings can extrapolate to hundreds if not thousands of dollars — all for doing something that probably is on your to - do list anyway.
Rate differences can add up to thousands of dollars over the length of a 20 or 30 year term policy.
What one of us has missed a chance to lock in a mortgage interest rate and over the ensuing years paid thousands or ten of thousands more than we needed to.
We have a great success rate with thousands of enrollees over the last 4 years.
For instance, the $ 145 monthly energy savings used in this comparison could be worth over $ 54 thousand dollars in future value over 20 years, at a constant rate of 4.25 %; about the average cost of a high - performance upgrade.
Getting a lower interest rate could save you hundreds of dollars over a year of mortgage payments — and thousands of dollars over the life of the mortgage.
Even small fluctuations in housing markets or interest rates could mean thousands of dollars saved or spent over the course of 15 to 30 years, depending on your loan term.
A 15 - year fixed - rate mortgage has a higher monthly payment (because you're paying off the loan over 15 years instead of 30 years), but you can save thousands in interest over the life of the loan.
a b c d e f g h i j k l m n o p q r s t u v w x y z