Having a flat -
rate reward miles program makes it easy to know how many miles you will earn with each person.
Not exact matches
Erick, transfer
rates are 1:1, so 50,000 Chase Ultimate
Rewards would transfer to 50,000 United MileagePlus
miles and there is no fee.
That means this card carries a flat
rewards rate of 2 %, with
miles redeemable toward eligible travel - related purchases made in the last 90 days or toward travel purchases made through the Capital One portal.
This Discover It has a similar
rewards structure to the Venture card: you can redeem
miles for travel statement credit (at a
rate of 1 cent per
mile), meaning you'll get a flat
rewards rate of 3 % the first year and 1.5 % each year after that.
Being able to earn at least 1.5
miles per $ 1 spent is also a huge advantage over other airline
rewards cards that have a base
rate of 1
mile per $ 1 spent.
A 2 % flat
rewards rate is pretty good as most flexible travel
rewards cards in this annual fee range either have a similar double
miles flat -
rate payout or offer double
miles on the travel and dining.
To calculate a card's
rewards rate, multiply the value of the points /
miles by the number of points /
miles you get for a specific purchase.
Between the high
rewards rate on general spending, and the ability to transfer
rewards points to airline
miles, there is a lot of good value here.
The Capital One ® VentureOne ®
Rewards Credit Card is designed somewhat differently with a flat rewards rate structure of 1.25 miles per dollar spent on all cate
Rewards Credit Card is designed somewhat differently with a flat
rewards rate structure of 1.25 miles per dollar spent on all cate
rewards rate structure of 1.25
miles per dollar spent on all categories.
district about 30
miles east of Oakland, was selected because of the breadth of its interventions —
rewarding students for high attendance
rates, early identification of those who are slipping and intensive services for struggling families.
Since cardholders generally earn 1.5
miles per $ 1, we can calculate the
rewards rate by considering the following example: charging $ 1,000 of expenses to the Discover it ®
Miles credit card earns 1,500
miles.
At the end of the first year, new cardmembers can have their
miles doubled, effectively putting this card's
rewards rate at 3 % during those first 12 months.
There are two reasons for this: The redemption
rates of
miles or points for international trips drive up the value of
rewards, and most cash - back credit cards charge a foreign transaction fee of 3 % on overseas purchases.
Airline
rewards cardholders usually accumulate
reward miles at a
rate of 1
mile per $ 1 in general spending categories, and up to 2.5
miles per $ 1 on specialized categories (which are often purchases with the card's affiliated airline).
To calculate a card's
rewards rate, multiply the value of the points or
miles by the number of points or
miles you get for a specific purchase.
The Discover it ®
Miles card's major drawbacks are lower
rewards rate compared to the best cash back credit cards, and relatively limited use of
rewards miles.
Besides the 0 % intro APR on balance transfers and purchases for 6 months, great travel benefits and travel
rewards you pile on at a
rate of 2x per dollar spent, you can accumulate
rewards that amount to a maximum of $ 250 (or the equivalent of 1,000 bonus
miles each month you buy through your card, for the first 25 months that you're a card owner).
Between the high
rewards rate on general spending, and the ability to transfer
rewards points to airline
miles, there is a lot of good value here.
This version awards 2
miles per dollar on all purchases, making it one of the best fixed -
rate reward cards.
With its 2 %
rewards return
rate, 50,000 bonus
miles, and $ 95 in annual fee (waived year 1), the Venture card has the highest travel
rewards rates you can get outside of the specialty travel credit cards.
The main differences between the two cards are the
rewards rate (1.5 points per $ 1 with the Black, 1 point per $ 1 with the White) and the opportunities to earn bonus
miles (generally, you can earn more bonus
miles with the Black than with the White).
While 2
miles per dollar is not a bad
rewards earning
rate, keep in mind that you do have an annual fee on this card.
On average, unless they are very diligent with how they redeem their
miles, consumers can expect a
rewards rate of 1 % or lower from the Spirit Airlines Mastercard.
Redeeming
miles can produce varying
rewards rates that range from 0.7 % to 15 % - one of the highest levels of variation we've seen.
The
rewards rate is 1.25
miles per dollar, but if you consider that this card has no annual fee, it pays for itself.
Therefore, it helps to reduce all the
miles and points you earn down to a
rewards rate.
The Capital One ® Spark ®
Miles Select for Business's bonus, on the other hand, results in a
rewards rate of just 8.2 % (the total of $ 200 bonus
miles and $ 45
miles value divided by $ 3,000 spent).
The first is that you don't collect many
rewards points or
miles, as the low interest
rates and high risk status of your borrowing situation make it unfeasible for lenders to offer top perks.
Instead of focusing on one or two categories, the Capital One ® Venture ®
Rewards Credit Card gives 2x miles on all purchases, which effectively works out to a 2 % rewards rate on all pur
Rewards Credit Card gives 2x
miles on all purchases, which effectively works out to a 2 %
rewards rate on all pur
rewards rate on all purchases.
Cards that charge an annual fee can easily outshine no annual fee cards when it comes to the
reward rate, which is the amount of points or
miles you will earn for the money that you spend.
This results in a 1 %
rewards rate ($ 25 value / 5,000
miles x 2
miles per dollar spent), which is the most basic amount you'd get with most credit cards.
Reward cards offering airline
miles or cash back may be useful in making your money work for you; however, these cards usually come with expensive yearly fees and high interest
rates.
To maintain a high 2 %
rewards rate, however, we suggest you redeem
miles towards past travel - related charges or by booking your next trip.
There are cards that offer cash back and airline
miles with generally low
rewards rates between 1 % and 2 %.
The travel savings is also enough to outperform some of the top travel credit cards --- though by not awarding you
miles like some of those cards, you have less opportunities to maximize your
rewards rate.
American Express Membership
Rewards points convert to Etihad Guest
miles at a
rate of 1,000 points to 1,000
miles.
Staying on top of the
rewards rates and best practices for redeeming points and
miles can seem daunting.
Rewards Rate: Some secured credit cards offer cash back or airline mile rewards on each dollar you
Rewards Rate: Some secured credit cards offer cash back or airline
mile rewards on each dollar you
rewards on each dollar you spend.
None of the cards on this list offer bonus
rewards for grocery spending, so the differences in points or
miles earned are based on the
rewards rate for each card.
Credit cards also offer
rewards programs which give you perks such as airline
miles, discounted hotel and rental car
rates, and even cash back on -LSB-...]
One of the major pluses of the Venture card offering is the category neutral
rewards structure, 2
miles on everything equating to a flat 2 %
rewards rate.
With its
rewards rate of 10x
miles per dollar spent at hotels.com/venture, this credit card is perfect for those who travel frequently, whether for business or leisure.
The
rewards rate on all other purchases is a robust 2x
miles per dollar while the sign - up bonus of 50,000
miles is a healthy dollop to jump start your earnings.
The VentureOne card offers a 1.25
miles per dollar
rewards rate and a 20,000 -
mile sign - up bonus (once you spend $ 1,000 on purchases within the first 3 months from account opening), with points that are worth 1 cent when you redeem them for travel.
As the little brother to Capital One's «luxury» travel
rewards card (see our Venture Card review here), VentureOne offers fewer
miles per purchase (1.25
miles for each dollar, rather than 2), but carries a slightly lower interest
rate and no annual fee.
This is a higher
rewards rate than the 1.25 x
miles with the VentureOne, and you can use your
rewards for more than travel expenses.
When considering an annual fee, take into account any perks that translate into a dollar amount that can compensate for the fee, such as an annual credit or higher
rewards rate for the
miles you travel.
Smart consumers choose the cards with a 0 % interest
rate for the first year and with cash - back
rewards or
miles, redeemable for the travel, avoiding annual fees.
Given we estimate the value of a single Hawaiian Airlines
mile to be $ 0.01, that translates to a
rewards rate of anywhere between 2 % and 1 %, depending on where you're making a purchase.
For example, NextAdvisor (Nextadvisor.com), which
rates cards based on the biggest
reward return on money spent, says Capital One Venture
Rewards, Escape by Discover, United's Mileage Plus from Chase and Southwest Airlines Rapid
Rewards from Chase are the most productive for earning
miles.