Sentences with phrase «rate than a payment»

By selling some of your forthcoming monthly payments, they have a lower discount rate than payments that are further out in the future, which means you'll be able to get more money and still have access to future payments.

Not exact matches

The down payment should always be large enough to make the purchaser feel like an owner rather than a renter, and the payments should be timed so that the item is paid off at a faster rate than it is likely to depreciate from use.

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

A monthly subscription that's less than a car payment (apparently average in the US is $ 489) offering Zipcar - style car access and on - demand rides with a lower per - mile rate is really compelling, and makes it much easier to insert the autonomous vehicles these companies are working on anyways.

At the Federal Reserve's target rate of 2 percent, inflation could erode more than $ 73,000 of a retiree's purchasing power over 20 years if that person were receiving the monthly average Social Security retirement payment of $ 1,341.

Although the lack of jurisdiction over Bitcoin and its links to money laundering and illicit marketplaces have raised more than a few eyebrows, the currency offers a simple way for legitimate businesses such as small retailers and professional service providers to accept payments for international sales without facing onerous credit card fees or exchange - rate surcharges.

«After doing some arm - twisting,» Nocera wrote, «Bair felt she had extracted a commitment» that servicers would try to restructure mortgages — in particular, that they would be willing to freeze adjustable - rate mortgages at the original payment level, rather than the higher «reset rate,» as Nocera reported in 2007.

The Fitbit Ionic manages to fit — no pun intended — a GPS sensor, a heart rate sensor, a «multi-day battery» rated at more than four days, a Near Field Communications (NFC) chip for contactless payments, enough storage for music (plus Pandora support and Bluetooth headphone support), and water resistance into a device that's not much thicker than conventional wristwear.

The service continues to woo top - tier creators, Kilar said, because it offers a cut of both advertising and subscription revenues — translating to a $ 50 CPM, or rate of payment per 1,000 views, which is 20 times larger than average rates currently offered by YouTube.

Many Albertans find it rich that Quebec — which provides families with subsidized daycare and offers university tuition at less than half the rate of other provinces — criticizes Ottawa for capping equalization payments in 2009 to the rate of the economy's increase.

«The growth of electronic payment systems and the increasing marginalisation of cash in legal transactions creates a much smoother path to negative rate policy today than even two decades ago.»

No English - speaking country surveyed by the Institute had a payment rate of more than 10 %, and some were substantially lower than that, including the U.K. at just 7 %.

Thus, investors can expect to have varying payment amounts rather than consistent payments as with a fixed - rate loan.

And when states fail to increase their per - child payments to keep pace with market rates, parents find themselves armed with a voucher than no one will take: Since the child care providers can make more money accepting a child whose parents can afford to pay market rates, that's what they do.

In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.

No employer shall «discriminate between the sexes in the payment of wages for work of comparable character, the performance of which requires comparable skills» or «pay wages or other compensation to any employee at a rate greater than that at which the employer pays wages to employees of a protected class for work of comparable character»

Both the down payment and interest rate on a condo mortgage will be higher than they would for a regular house at the same price.

If current interest rates are lower than they were at issue, the MVA will result in a higher payment.

While a fixed rate loan may have a higher interest rate than a variable rate, you do not have to worry about fluctuations or changes to your payment amount.

If you are fortunate enough to amass even more than the 20 % required for the best rates, the extra money can go toward decorating and fixing up your new place or to lowering your loan amount and the resulting monthly payments.

Even if you owe more than your home is worth, as long as you are a current FHA loan holder, you can apply to refinance your mortgage for a lower rate and payment with the FHA Streamline program.

a bond where no periodic interest payments are made; the investor purchases the bond at a discounted price and receives one payment at maturity that usually includes interest; they have higher price volatility than coupon bonds as a result of interest rate changes

Even with a higher interest rate, spreading payments out over 30 years, rather than 15, for example, can result in a dramatically lower monthly payment.

Net interest payments of households are now more responsive to changes in interest rates than they were a decade or more ago (at least in the short term).

Lendistry's SBA Loans offer qualifying businesses planning for long term growth rates no higher than 10.25 % *, terms up to 10 - years, and monthly payments.

Although bonds generally present less short - term risk and volatility than stocks, bonds do contain interest rate risk (as interest rates rise, bond prices usually fall, and vice versa) and the risk of default, or the risk that an issuer will be unable to make income or principal payments.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

You'll face only one fixed monthly payment, and since home equity loans generally carry lower interest rates than revolving credit card debt, that payment is likely to be much more attractive.

What you decide is up to you, but if you want to own a home sooner rather than later, then taking on a longer repayment term could lower your monthly payment enough to let you significantly increase your rate of savings for a down payment.

If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

Refinancing your student loans has the potential to simplify your payments, but it can also get you a lower interest rate than the rates you have been paying.

Keep in mind that just because a lender offers you a lower interest rate than you currently pay on your existing student loans doesn't mean your monthly payment will also be lower.

A lower down payment means a higher LTV, resulting in a rate estimate that's higher than average.

Mortgage Insurance can help you achieve the dream of homeownership sooner by allowing you to purchase a home with less than 20 % down payment, while paying the same competitive interest rates as buyers with a larger down payment.

Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.

If you do pay more than the minimum payment, be sure to apply these payments to your loan with the highest interest rate first.

If you borrow too much or if interest rates increase more than you expected, your monthly HELOC payment could grow beyond your ability to pay.

The idea that real interest rates — that is, adjusted for inflation — will be lower than they have been historically is reflected in the pronouncements of policymakers such as Federal Reserve chair Janet Yellen, the medium - term forecasts of official agencies such as the Congressional Budget Office and the International Monetary Fund and the pricing of government bonds whose payments are tied to inflation.

«He [doesn't] have his facts straight,» Lyndon said at the time, retorting that SolarCity's customers defaulted on payments at a rate of less than 0.5 %.

This means that if your total monthly debt — including the mortgage payment — uses up more than 43 % of your monthly income, you could have trouble qualifying for a 30 - year fixed - rate mortgage.

A fixed - rate mortgage is generally a safer bet than an adjustable - rate mortgage because you know what your interest rate will be for the length of the loan and your payments will stay the same for the duration of the mortgage.

So if I used a 5/1 ARM loan to secure the lower interest rate shown in the table above, my monthly payment would be about $ 171 less than the 30 - year fixed - rate mortgage.

She recommends paying more than the minimum payment every month and negotiating for better interest rates, and educating yourself on the terms of each card you're paying off.

Because mortgage rates today are likely lower than they will be after another rate hike or two, if you have a sufficient income and down payment, it might be a good time to buy.

Who it's for: The 15 - year fixed - rate mortgage is ideal for California home buyers who want to pay less interest than they would pay with a 30 - year loan, and can afford a larger monthly payment.

The payment of GST on insurance premiums has boosted those components of CPI inflation over the past year; the method of measurement based on premiums net of claims means that the recorded price of insurance in the CPI has increased by more than the GST rate.

Under the rules, a buyer paying more than 20 per cent down on their home purchase must prove they can carry their monthly payments at either their contract rate plus two per cent, or at the Bank of Canada's benchmark rate — whichever is higher.

You may not qualify for enough financing to pay off the debt, or the rate and payment may be higher than you want.

Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.