Sentences with phrase «rate than the interest rate»

An APR takes any fees associated with the loan (like origination fees) and wraps them up into a (higher) percentage rate than the interest rate you may see quoted.

You main goal is to get a bank loan that has a lower interest rate than the interest rate of your credit cards or student loans.

(One reason is life insurance dividends tend to go up at a slower rate than interest rates.)

Not exact matches

Firms in Canada's financial sector are under less pressure than their counterparts in, say, Europe or Japan, where negative interest rates are out in force.

Alternative lenders tend to charge much higher interest rates than banks do — sometimes on the order of 50 percent annual percentage rates or more.

Interest rates on 15 - year mortgage terms are typically lower than those on longer - term loans because the shorter duration of the loan makes it less of a risk to the lender.

Helped also by higher interest rate levels after three rate hikes by the Federal Reserve, the core lending business more than offset a weaker quarter for its market division.

On the downside, these lenders may have higher interest rates and more onerous repayment terms than traditional financial institutions charge.

The minutes showed that Fed officials thought it may be appropriate to raise interest rates over the next few years faster than previously expected.

Any sign the central bank will raise interest rates faster than expected is viewed as negative for equities since hikes will theoretically lessen the appeal of stocks.

Ultimately these green bonds will only truly be successful if they allow the province to finance transit projects at a lower interest rate than would otherwise be the case.

In a client note on Thursday titled «Yanking down the yields,» the interest - rates strategist projected that bond yields would be much lower than the markets expected because central banks including the Federal Reserve were reluctant to raise interest rates.

Gold fell 1.2 percent on Friday after stronger than expected U.S. payrolls data shored up expectations that a pick - up in inflation will spur further U.S. interest rate hikes this year, boosting the U.S. currency, in which it is priced.

A sea change in economic conditions has pushed interest rates considerably lower than they were in the past and are likely to stay there for a while, San Francisco Fed President John Williams said Friday.

Suddenly, the freshness rating of a film became more important than audience interest in terms of success — even though data scientists have found that the score doesn't affect the box office.

Plus, in non-registered accounts, those dividends are taxed at a lower rate than bond interest.

The low - interest - rate environment has allowed it to borrow to fund operations at levels that are about half the 10 percent interest rate the company paid for its financing more than a decade ago, says Clark Balderson, the company's chairman and chief financial officer.

Bank interest rates are much lower than the «discount» the factor will demand when it buys the right to collect invoices.

But with the economy growing so much faster than projected, policy makers may well feel compelled to advance their plans to raise interest rates in order to keep up.

The odds of another interest - rate cut this year are lower today than they were at the start of the week.

In many cases, acceleration should lower their costs, as nominal interest rates will likely be higher two years from now than they are today, and idle construction crews in Alberta are relatively abundant.

In other words, there is no certainty that the Fed «taper» will cause interest rates to move higher than they already have.

«Gold today is nothing more or less than a commodity, and we could have a debate whether it's a commodity or a currency without an interest rate,» Watt continues.

Stock investors don't necessarily need to fear rising interest rates, but some sectors could fare better than others.

The benchmark 10 - year Treasury note fell from a more than four - year high to below 3 percent after the European Central Bank kept interest rates unchanged and reaffirmed its stimulative monetary policy stance.

Private equity returns remained strong but were lower than the prior year quarter, while income from our fixed income investment portfolio increased due to a higher average level of fixed maturity investments and higher short - term interest rates.

In a recent survey, more than a fifth of small business owners cited rising interest rates as a top challenge for their business.

Whether it is stricter regulations, negative interest rates, or fragile confidence, banks and other market participants are less than keen these days to hold large piles of risky assets.

Shirakawa's doubts kept the BOJ firmly focused on interest rates, rather than the size of its balance sheet, even after it had driven its policy rate down close to zero after the global financial crisis.

Even more interesting than the 4.5 percent rule of thumb, or even its history, is when the failures for larger withdrawal rates occurred and why.

Let's break down what an alternative finance provider needs to cover within that 30 to 40 percent factor rate (technically, this is a discount rate, which is present value cash versus future payout, rather than an interest rate), so as to come out ahead.

«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»

U.S. stocks fell sharply on Friday after a stronger - than - expected jobs report sent interest rates higher.

But at that point, the Fed chair Janet Yellen and the other members of the interest rate - setting committee seemed to side with the idea that Trump's policies would do more to help the economy than hurt it.

If we came to learn that excessive household debt posed a bigger threat to economic growth than does a certain level of government debt, then policy makers would want to take that into account when setting interest rates.

Gold got a boost Friday on weaker - than - expected inflation and retail sales figures, casting doubt on the Federal Reserve's ability to continue normalizing interest rates this year.

Decades of falling interest rates has taught individual investors that bonds are safer than stocks.

However, rewards credit cards often carry higher interest rates and fees than traditional cards, so they don't make financial sense for everyone.

Uncertainty over when and if the Federal Reserve will raise interest rates heightened last week when August's jobs report showed the economy added 50,000 fewer jobs than expected even while the unemployment rate fell to 5.1 %.

But rather than politics, Darby, in a Dec. 3 report, wrote it's the country's monetary policy — the Bank of Thailand surprised analysts with an interest rate cut last month to boost growth — that «ought to be setting the alarm bells ringing in investors ears.»

The notes from the meeting show that a number of Fed officials feel that interest rates could begin to be raised from their current artificially low levels sooner than the current target of sometime in 2015 should certain economic factors continue to improve at a rapid pace.

The Governing Council left the benchmark interest rate unchanged at its ultra-low setting of 0.5 %, but policy makers were less than enthusiastic about the Canada's prospects.

Traders are suddenly worried about interest rates (although anyone older than 30 has to be amused that 2.85 % on the Treasury 10 - year is a source of panic), worried about inflation (although after the last decade of stagnant wages, Friday's 2.9 % rise should be cheered, not jeered), and worried about a tax - fueled spike in growth (with this report from Powell's Atlanta colleagues leading the way.)

Back in the 1980s when rates were higher than usual, the Fed capped the interest banks could pay on savings accounts.

On the whole, conditions are better than they were when the Bank of Canada left its benchmark interest rate unchanged on March 9.

But that is lower than the average credit card interest rate, which is currently 18.76 percent, according to NerdWallet.

Low interest rates were necessary to juice the economy during the financial crisis, but they are now, by many measures, doing more harm than good.

The Federal Reserve on Wednesday released minutes from its meeting at the end of July, and it looks like Fed officials broached the subject of raising interest rates earlier than planned, but ultimately decided to wait for more evidence of an improved economic outlook.

It's similar to the U.S. government's quantitative easing, but rather than trying to buy government bonds to push interest rates lower — rates are already at zero — the goal is to push the yen down and combat chronic deflation.

Bond yields rose after Fed Chair Jerome Powell laid out a case where the Fed could raise interest rates more than it currently forecasts.