Sentences with phrase «rate than today»

Anything above that risks continued warming, even if at a slower rate than today — if, say, we could get to and hold at 350 ppm.

With higher CO2 levels, higher temps and more rainfall, plants could grow at a faster rate than today.

You may even lose your job at some point; experience a disability; retire early, transfer a commuted value lump - sum payment from your pension into a locked - in RRSP; or decide to defer your pension start date at retirement — all things that could create a year or number of years where your income is significantly lower and strategic RRSP withdrawals could be made at a lower tax rate than today.

In exchange for paying your costs, the bank will ask you to accept a slightly higher mortgage rate than today's mortgage rate.

How much total retirement income (including Social Security) do you expect to have, and will that put you in a higher or lower tax rate than today's?

Since the middle of the eighteenth century, the West's population has more than quadrupled while real income per head increased at least fivefold — an even faster rate than today's population growth in the Third World.

What Harper and Oliver can't get into their heads is that what is unethical is leaving future generations a crumbling infrastructure that they will have no choice but to finance at much higher interest rates than today.

Not exact matches

The OECD data finds other industrialized countries, not members of the G7, have come out of the slump a shade better than Canada, including Austria, Israel, Sweden and Switzerland, all of whom have higher employment rates today than prior to the recession.

By this time next year, short - term rates might be a full percentage point higher than today.

The odds of another interest - rate cut this year are lower today than they were at the start of the week.

In many cases, acceleration should lower their costs, as nominal interest rates will likely be higher two years from now than they are today, and idle construction crews in Alberta are relatively abundant.

«Gold today is nothing more or less than a commodity, and we could have a debate whether it's a commodity or a currency without an interest rate,» Watt continues.

We prefer owning — even though, at $ 366,000, the average Canadian home today costs more than twice as much as its U.S. equivalent; even though a small increase in the lending rates will push scores of over-leveraged homeowners into crisis; even though Bank of Canada governor Mark Carney is practically guaranteeing that those higher rates are coming.

But that pain today would arguably be less severe than if rates go up years from now, when households have piled on even more debt.

During the first few weeks of this campaign, HotWired's banner ads had a 70 — 80 % clickthrough rate (today, it's less than 0.01 % for most banner ads).

While Fink is right to point out that low interest rates are putting a large burden on those of us trying to save retirement, he does not address the fact that central banks aren't primarily responsible for the fact that bonds of all types are yielding less today than we're used to.

Today's decision will be a judgment call more so than any of Poloz's decisions to date, with the possible exception of January's shock rate cut.

The smart money is on the Fed standing pat next week, but today's data added some much needed ammunition to the arsenal of Fed hawks as they hope to raise interest rates sooner than later.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 - year oil sands project is a lot of risk for less than a 10 % rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

Parents hoping to teach their children the power of compound interest on their savings today will have a harder time than parents in the 1970s and 1980s, when interest paid on savings accounts soared above 10 per cent compared with rates today, when even the highest - paying savings accounts sit in the low single digits.

«The growth of electronic payment systems and the increasing marginalisation of cash in legal transactions creates a much smoother path to negative rate policy today than even two decades ago.»

But as Neil Dutta, Chief Economist with Renaissance Macro Research points out, if you look at the actual flow data showing the number of people each month entering and exiting the labor force, the rate at which workers are entering the labor force is actually lower today than at any point over the last two years.

That is, Uber's propensity for risk has caused it to target a rate of growth much faster than what would be sustainable if it were to seek profitability in the short run (and, arguably, in the long run), and has also led both to oversights and deliberate missteps in areas that have led to the controversies that plague it today.

Today, Peekaboo Beans has more than 700 sales agents across Canada and is growing at an estimated rate of 30 new consultants every month.

If you're talking about a new project with no significant investment already deployed, building a new mine if you expect today's prices to hold in the long term is a tough call — a 50 year oil sands project is a lot of risk for less than a 10 per cent rate of return — but even there, you can see the impact of the lower Canadian dollar and the hedge provided by a royalty regime which lowers rates when prices are low.

The meta - analysis, published online today in the Proceedings of the National Academy of Sciences, concluded that teaching approaches that turned students into active participants rather than passive listeners reduced failure rates and boosted scores on exams by almost one - half a standard deviation.

In fact, in real terms the average wage peaked more than 40 years ago: The $ 4.03 - an - hour rate recorded in January 1973 has the same purchasing power as $ 22.41 would today.

If rates stay elevated into May, rates on new government loans will be about eight - tenths of a percentage point higher than they are today.

That's about $ 4,000 in annual mortgage interest at today's low rates, and far less than their standard deduction as a married couple.

The one major point in favor of your argument that you didn't highlight is that most people using a Roth IRA assume that they'll make more money in the future than they do today, thus realizing a lower tax rate by paying taxes now than they would have in the future (even assuming tax rates stay constant).

Looking ahead, however, it felt that on balance, based on the considerations I have outlined here today, it is more likely that the next move in interest rates would be up rather than down.

Moreover, even with the lower statutory tax rates in the bills if expensing ended after five years, as it does in the bill, effective marginal tax rates on equipment investment would actually be higher than they are today with bonus depreciation in effect.

The tax advantage on the withdrawal no matter your future tax rate is with be greater than paying tax today because of the compounding.

«You think about the second half of the year, Treasury has a ton of debt to get out there, and pretty quickly it needs to ramp up issuance sizes even more than today» in maturities of five - years and greater, Mike Schumacher, head of rates strategy at Wells Fargo Securities, said on Bloomberg TV.

The current rate of 4.1 % is lower today than it has been 86 % of the time over the past 70 years [2].

While the Fed certainly considers much more than the superficial headline number in its analysis of inflation, some of those who interpret the Fed's actions make this overly simplistic assertion: Inflation is too low today and therefore justifies the maintenance of low policy rates.

Cash yields are much lower today than they were back then so it's not exactly the same environment but if / when rates do eventually rise cash will actually be a decent holding.

In other words, the median asking rent is $ 184 higher today than it would be if rental rates had risen only as fast as inflation over the past two decades.

As the IRS is focusing on tax compliance for the years 2013 - 15, it appears that the $ 20,000 value will be calculated based on the price of bitcoin on the date (s) of the relevant transaction (s) rather than a fixed bitcoin exchange rate or today's price.

While there is a strong correlation between growth in gross domestic investment and growth in real GDP, the slope of that relationship is only about 0.2, meaning that even if the growth rate of real gross domestic investment was driven from the recent growth trend of zero all the way back to the previous post-war growth rate of 3.5 %, the overall impact on real GDP growth would only be about 0.7 % annually, placing the level of U.S. real GDP about 2.8 % higher 4 years from today than it would otherwise be.

In that space, we know that the new rules mean you need to be much more qualified to have that mortgage today than before the rules went into place, so there is a cushion in there where you can tolerate a higher rate of interest and so on because you have been tested against it.

There is now more discussion of the Fed tightening rates a little sooner rather than later and perhaps that is adding to some investor angst being seen today.

Even if the growth rates of nominal GDP and U.S. corporate revenues (including foreign revenues) over the coming 20 years match their 4 % growth rate of the past 20 years, and even if the most reliable valuation measures merely touch their historical norms 20 years from today, the S&P 500 Index two decades from now will trade more than 20 % lower than where it trades today.

Although in today's digital world, we have new platforms and channels to build relationships at a faster rate than ever before.

Feature that I will request from The PC team are: — compare multiple scenarios (more than 2)-- show internal rate of return (this is currently fixed based on the asset allocation you have today.

For instance, the conventional 30 - year fixed rate of 4.10 % with 0.05 purchased points would otherwise be 4.15 % — 15 basis points higher than the standard rate at most US mortgage lenders today.

The effective interest rate paid by consumers did not increase and is no higher today than it was in 2007 or 2008.

However, the decline in the real neutral rate means that any given setting of our policy rate will be less stimulative today than it was a decade or two ago.

Economic analysis has shown that tax cuts can only pay for themselves when the top federal rate is much higher than it is today — many economists believe the top rate would need to be above 60 percent.

We simulate failure rates if today's bond rates return to their historical average after either 5 or 10 years and find that failure rates are much higher (18 % and 32 %, respectively for a 50 % stock allocation) than many retirees may be willing to accept.