Sentences with phrase «rate than your benefits»

Not exact matches

Programs that provide skills development, mentoring and clear pathways to success from cradle to college and career, can generate benefits that are more than three times their costs, exceeding the rates of return seen in many private sector business investments.

The entrepreneur already benefits from a significantly lower rate of taxation than larger companies pay.

While they may charge enough to handle their own insurance and other benefits, you aren't directly responsible for anything other than paying them the agreed rate for the work they do.

Not only are the majority of small businesses (83 percent of which are pass - through entities) subject to higher tax rates than their larger C - Corporation counterparts, under the Tax Cuts and Jobs Act, any modest benefit they reap is scheduled to go away after 2025, while corporations will retain their steep tax cuts.

Aside borrowers, investors benefit from regular monthly returns at an average rate of 15.5 per cent, which is significantly higher than other asset classes.

The managed - care industry faces one of the highest effective tax rates, meaning any tax cuts would likely have a larger benefit to managed care than to other, lower - taxed sectors.

Surveys show that Millennial workers rate training and development as an employee benefit three times higher than they rate cash bonuses.

These corporate fixed - income instruments pay a dividend that is taxed at a more favourable rate than regular bond interest, but you only benefit from this if they are held outside of a registered account.

Stephen Poloz says Ottawa's recent spending on programs, such as enhanced child benefits and infrastructure, have lifted the economy and pushed interest rates to a level higher than they would have been without government stimulus.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

The lower corporate tax rate benefits retailers more than most, because it is a largely domestic industry.

Indeed, these more immediate benefits may ultimately prove to be more valuable than the tax deferral obtained from saving for retirement should pressures on fiscally strapped governments result in higher tax rates and reduced retirement benefits in the years ahead.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

While employees who have experience with GPS tracking in the workplace consistently rated benefits of workplace GPS about 15 % greater than their GPS — naive counterparts, employees in both groups seemed to see the benefits from GPS in the same light.

Unadjusted career average earnings will result in a smaller denominator than career average earnings that are adjusted to reflect wage growth, as in the C / QPP benefit rate calculation, and both are likely to be lower than a measure of best average earnings for people whose earnings are high relative to average earnings for limited periods of time.

Due to the benefits that federal student loans come with and the lower than average interest rates, many experts recommend consolidating federal and private student loans separately.

In the 23rd Actuarial Report on the Canada Pension Plan (OCA, 2007), the Office of the Chief Actuary (OCA) certified that, in spite of the substantial increase in CPP benefit payments that would result from the retirement of the baby boom generation, the current legislated contribution rate of 9.9 per cent for employers and employees combined would be more than enough to pay for benefits through 2075.

As Campbell notes, the bill's «benefits go to corporate shareholders, those with unearned rather than earned income, and those with «pass - through» income from businesses that will now be taxed at the new lower corporate rates rather than at individual tax rates.

The US export sector is getting the benefit of a lower dollar; there's a significant fiscal package in the pipeline, which will add more than 1 per cent of GDP to private spending power; and sharp cuts have been made in US official interest rates, with financial markets expecting more to come.

The net result is a slower rate of inflation with chained CPI that keeps the inexorable rise in Social Security benefits somewhat smaller than it would be under the normal CPI.

The bill would give disproportionate benefits to wealthy Americans, who tend to benefit from corporate tax cuts more than non-wealthy Americans and who could likely exploit the pass - through rate by setting up dummy corporations.

The 15 - year fixed - rate mortgage benefits homeowners in several ways: For starters, you'll pay less overall with a 15 - year fixed mortgage than with a 30 - year mortgage.

The main benefit of the Radius Hybrid Checking Account is its strong interest rate: its 0.85 % APY doesn't fall too far from the competitive interest rates you'll find on dedicated online savings accounts, and it's far higher than anything available at traditional brick - and - mortar banks.

If you have an average weighted interest rate higher than 6 %, you could benefit from refinancing.

In addition, the New Deomcratics do not include the various initiatives affecting Employment Insurance Benefits as a Use of Funds and the freezing of Employment Insurance premium rates at $ 1.88 per $ 100 of insurable earnings rather than letting them fall to $ 1.49, as specified in the April 2015 Budget, as a Source of Funds.

The plan also leaves some decisions up to Congress, such as imposing restraints on wealthy individuals benefitting from the 25 % rate for pas - through businesses and the possibility of a fourth individual tax rate, higher than 35 %, to ensure that the rich pay their fair share of tax.

According to Sofi, «Alumni earn a compelling double bottom line return, students receive a lower loan rate than their private or federal options, and both sides benefit from the connections formed.»

The borrowers would benefit from Lending Club's lower rates compared to the high interest and fees they were paying to banks on their credit card bills; at the same time, investors would earn better interest rates than on CDs from a bank.

Thanks to lower interest rates and more repayment benefits than private loans, you can better manage your student loan debt going forward.

Member benefits include access to more than 315,000 reviews in our Wine Ratings Search; a first look at ratings in our Insider, Advance and Tasting Highlights; Value Wines; the Personal Wine List / My Cellar tool, hundreds of wine - friendly recipes anRatings Search; a first look at ratings in our Insider, Advance and Tasting Highlights; Value Wines; the Personal Wine List / My Cellar tool, hundreds of wine - friendly recipes anratings in our Insider, Advance and Tasting Highlights; Value Wines; the Personal Wine List / My Cellar tool, hundreds of wine - friendly recipes and more.

Upon completion of the transaction, the combined company is expected to achieve run rate cost synergies for the benefit of both Citrix and LogMeIn shareholders of $ 65 million within the first year post-close, and run rate cost synergies of more than $ 100 million in year two.

Office buildings located within 500 meters of rapid transit stations generally benefit from lower vacancy rates and higher rents than those areas not served directly by rapid transit.

Over the long run, considering the long - term growth of the U.S. economy, it would be wise to expect interest rates to normalize at higher levels than they are now, which benefits B of A.

Finally, the tradeoff for the lower - than - expected corporate rate (21 % vs. 25 % est.) appears to be more mixed benefits on the personal side and modifications to some key corporate incentives from the way they were originally envisioned (i.e., a more limited expensing provision, restrictions on interest deductibility & loss carryforwards, higher repatriation rates & stronger international tax provisions).

Factors that could cause actual results to differ materially from those expressed or implied in any forward - looking statements include, but are not limited to: changes in consumer discretionary spending; our eCommerce platform not producing the anticipated benefits within the expected time - frame or at all; the streamlining of the Company's vendor base and execution of the Company's new merchandising strategy not producing the anticipated benefits within the expected time - frame or at all; the amount that we invest in strategic transactions and the timing and success of those investments; the integration of strategic acquisitions being more difficult, time - consuming, or costly than expected; inventory turn; changes in the competitive market and competition amongst retailers; changes in consumer demand or shopping patterns and our ability to identify new trends and have the right trending products in our stores and on our website; changes in existing tax, labor and other laws and regulations, including those changing tax rates and imposing new taxes and surcharges; limitations on the availability of attractive retail store sites; omni - channel growth; unauthorized disclosure of sensitive or confidential customer information; risks relating to our private brand offerings and new retail concepts; disruptions with our eCommerce platform, including issues caused by high volumes of users or transactions, or our information systems; factors affecting our vendors, including supply chain and currency risks; talent needs and the loss of Edward W. Stack, our Chairman and Chief Executive Officer; developments with sports leagues, professional athletes or sports superstars; weather - related disruptions and seasonality of our business; and risks associated with being a controlled company.

It can be argued that this bill helps big business more than small — by slashing the corporate tax rate and allowing big corporations the ability to claim major deductions and pay fewer taxes, but there are some benefits for small business as well.

This assumes they're eligible for retirement benefits and their retirement rate is higher than their rate as a widow, widower, or surviving divorced spouse.

We expect salaries, wages and benefit expense to grow at a faster rate than our capacity as market and tenure - related adjustments continue.

Because tax rates increase with taxable income, a dollar of deductions generally benefits a high - income taxpayer more than a low - income taxpayer.

The benefits of a strong economy are more important than the negative impact from modest increases in interest rates.»

The Russian forex has practically halved in benefit considering that the summer as it faces a «perfect storm» of lower oil rates, looming economic downturn and Western sanctions more than Ukraine.

Contracts with a lifetime benefit rider have much lower surrender rates than those with other types of guarantees.

In the case of adjustable rate mortgages being refinanced, the tangible benefit would be moving into a fixed interest rate even if that rate is higher than the one currently being paid on the mortgage.

The refinance must produce a net tangible benefit resulting in at least a 0.5 percentage point reduction in the combined interest rate and Mortgage Insurance Premium (MIP) or Refinancing from an Adjustable - Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and rate and Mortgage Insurance Premium (MIP) or Refinancing from an Adjustable - Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and Rate Mortgage (ARM) to a Fixed - Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and Rate Mortgage (with no more than 2 percentage points greater than the combined interest rate and rate and MIP)

The requirement of tangible benefit means that FHA Streamline Refinance is usually only available if prevailing interest rates are lower than the rate on your current mortgage.

This list reviewed 401 (k) plans, health insurance, phased retirement offerings, defined pension benefits, and internal promotion rates at more than 600 employers to come up with the Top 30.

There are some benefits to this harmonization; for example, it made little sense to charge products imported from Japan a higher rate than imports from Korea, so some harmful distortions were removed from the tariff schedule.

Much of this growth came from consumers buying FIAs with guaranteed living withdrawal benefits (GLWBs), some with benefit base rollups as high as 8 or 9 percent and withdrawal rates greater than those in variable annuities, the report said.

More than 2,500 institutional clients benefit from GFI's know - how and experience in operating electronic and hybrid markets for cash and derivative products across multiple asset classes, including fixed income, interest rates, foreign exchange, equities, energy and commodities.

If rates for savings accounts are similar or better than rates for money market accounts online, then the main benefit you gain with a money market account online is the ability to make ATM withdrawals and payments by check.