Choose between higher -
rate unlimited cash back or bonus cash back in popular categories to maximize your rewards.
For non-category purchases or a rewards card that doesn't require remembering categories, go with a flat -
rate unlimited cash back card.
One of the best cash back rewards cards on the market is the Chase Freedom credit card, which combines flat
rate unlimited cash back, with bonus rewards that are available in a different category each quarter — including gas stations, restaurants, and wholesale clubs.
Not exact matches
If you manage to get a value of $ 0.0134 per point when transferring, the Chase Freedom
Unlimited ® can beat all other flat -
rate cash back credit cards — including the Citi ® Double Cash Credit C
cash back credit cards — including the Citi ® Double
Cash Credit C
Cash Credit Card.
Those who are seeking a low - effort card that includes a solid
unlimited rewards
rate on all purchases will likely find that the Capital One ® QuicksilverOne ®
Cash Rewards Credit Card suits all of their needs.
As a
cash back card, the Chase Freedom
Unlimited ® card offers a high rewards
rate and a tempting sign - up bonus.
The Chase Freedom
Unlimited ® is another card that offers consumers a 1.5 %
cash back
rate on all purchases.
Consumers who want a generous
cash back
rate without having to pay an annual fee will appreciate the Chase Freedom
Unlimited ® card.
The Chase Freedom
Unlimited ® doesn't quite reach the same high
cash back
rates as Chase Freedom ®, though it's good in its own right.
In short, the Chase Freedom
Unlimited ® gives you the opportunity to earn a bonus after signing up and offers a high
rate on your
cash back.
Every time you swipe your card you'll earn
unlimited cash back rewards at a
rate of 1.5 %.
The Chase Freedom
Unlimited ® is changing the rules of flat -
rate cash - back cards one redemption option at a time.
Instead, it earns
unlimited cash back at a flat
rate of 1.5 %, among other useful benefits.
The Journey ® Student Rewards from Capital One ® offers a fixed and
unlimited 1.25 %
cash back
rate on all purchases, assuming you pay your credit card bill on time.
The Alliant Cashback Visa ® Signature Credit Card has an outstanding
cash - back
rate:
unlimited 3 % rewards on every purchase in the first year, then
unlimited 2.5 %
cash back thereafter.
A general
cash back
rate of 1.5 % is offered on day - to - day purchases that are made with the Chase Freedom
Unlimited Credit Card.
This card pays
unlimited 1.5 %
cash back on every purchase and you don't have to spend a certain amount each year to qualify for that
rate.
Also a flat -
rate cash rewards card with no annual fee, the Wells Fargo Cash Wise competes against the likes of Chase's Freedom Unlimited ® c
cash rewards card with no annual fee, the Wells Fargo
Cash Wise competes against the likes of Chase's Freedom Unlimited ® c
Cash Wise competes against the likes of Chase's Freedom
Unlimited ® card.
Besides low interest
rates, this card also offers simple rewards: earn
unlimited 1.5 %
cash back on every purchase, every day.
When the Chase Freedom
Unlimited ® is your only card, those points are good for getting
cash back at its advertised 1.5 % rewards
rate.
The Chase Freedom
Unlimited ® doesn't quite reach the same high
cash back
rates as Chase Freedom ®, though it's good in its own right.
The Chase Freedom
Unlimited ® is another card that offers consumers a 1.5 %
cash back
rate on all purchases.
Besides its $ 150 sign - up bonus (same requirements as the Chase Freedom
Unlimited), its biggest selling point is its
cash back
rate of 5 % on select categories of purchases which rotate quarterly, and 1 % back on everything outside of those categories.
As a top tier
cash back card, Chase Freedom
Unlimited offers a solid 1.5 % back on all purchases without the need to worry about rotating categories or keep track of different
rates.
If you spend $ 10,000 a year on your Chase Freedom
Unlimited, that's worth 15,000 Ultimate Rewards points ($ 315 in value) versus the $ 150 in
cash back that you would get with the normal
cash back
rate.
The Rewards Checking account from Bank of Internet USA is our top - tier checking account, offering our highest interest
rates, along with free online banking,
unlimited domestic ATM reimbursements, and exclusive
cash back purchase rewards.
Unlike the Citi ® Double
Cash Credit Card that has an
unlimited flat
rate that can be applied towards all spending, the Freedom is best used towards the bonus categories for that given month.
The Wells Fargo
Cash Back ® Card does something unprecedented in the world of rewards credit cards: it offers an unlimited 5 % cash back r
Cash Back ® Card does something unprecedented in the world of rewards credit cards: it offers an
unlimited 5 %
cash back r
cash back
rate.
Conversely, the Freedom
Unlimited Card does not have a special quarterly
cash back deal; it has a flat 1.5 %
cash back
rate on all purchases.
There is more
cash back potential for the Freedom Card, but the Freedom
Unlimited Card has a slightly higher and more consistent flat
cash back
rate.
The top dog of initial bonuses also has one of the best flat -
rate cash back rewards percentages: that's right, the Capital One Spark Cash credit card not only offers 2 % unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirem
cash back rewards percentages: that's right, the Capital One Spark
Cash credit card not only offers 2 % unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirem
Cash credit card not only offers 2 %
unlimited cash back but a giant one - time $ 500 bonus when you hit the spending requirem
cash back but a giant one - time $ 500 bonus when you hit the spending requirement.
In fact, if you're looking for a flat -
rate,
unlimited cash back rewards program, 2 % is the cream of the crop — and it can only be found with a handful of issuers for consumer and business credit cards.
Nearly every
cash back credit card will offer a low
unlimited cash back
rate for every purchase you make with your card, typically between 1 % and 2 %
cash back.
As with
cash back rewards, most rewards points credit cards will provide an
unlimited flat
rate on all purchases, typically 1X point per $ 1, as well as offering bonus points on purchases made in specific categories.
Rewards Checking from Bank of Internet USA allows you to enjoy free checking with
unlimited domestic ATM reimbursements while earning a high interest
rate and
cash back purchase rewards.
If you manage to get a value of $ 0.0134 per point when transferring, the Chase Freedom
Unlimited ® can beat all other flat -
rate cash back credit cards — including the Citi ® Double Cash Credit C
cash back credit cards — including the Citi ® Double
Cash Credit C
Cash Credit Card.
Still, even if there's a limit to the bonus perks, your basic perks are
unlimited, which is the standard 2 % (or 1 %)
cash back
rate.
«If paired with the Chase Sapphire Preferred The Freedom
Unlimited has the potential to be the best flat -
rate cash back card.»
If the Chase Freedom
Unlimited card earns 1.5 Ultimate Reward points for every dollar spent, and the value of each point is held at $ 0.0125, the actual rewards
rate could be as high as 1.875 % - significantly better than the Capital One ® Quicksilver ®
Cash Rewards Credit Card.
Even cards like Chase Freedom
Unlimited offer a flat 1.5 %
cash back
rate.
Why It's Better: The Chase Freedom
Unlimited ® gives users the same 1.5 %
cash back
rate on all purchases, plus a sizable bonus.
The Citi ® Double
Cash Credit Card gives a straight fixed rewards
rate on all purchases, making it better in the long - run than what you can get through the Chase Freedom
Unlimited ®.
For those looking for a steady
cash back rate on purchases of unlimited 1.5 % cash back on every purchase, every day, no rotating categories or sign ups needed to earn cash rewards; plus, cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash Rewards Credit Card may interest
cash back
rate on purchases of
unlimited 1.5 %
cash back on every purchase, every day, no rotating categories or sign ups needed to earn cash rewards; plus, cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash Rewards Credit Card may interest
cash back on every purchase, every day, no rotating categories or sign ups needed to earn
cash rewards; plus, cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash Rewards Credit Card may interest
cash rewards; plus,
cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ® Cash Rewards Credit Card may interest
cash back that won't expire for the life of the account and there's no limit to how much you can earn, the Capital One ® Quicksilver ®
Cash Rewards Credit Card may interest
Cash Rewards Credit Card may interest you.
Also, if your company already has the Ink Business Preferred ℠ Credit Card, then the Ink Business
Unlimited ℠ Credit Card's rewards
rate will effectively increase to 1.875 % (as we mentioned above)-- 25 % greater than that of the Capital One ® Spark ®
Cash Select for Business.
The card offers an
unlimited 2 %
cash back
rate on all your purchases, no matter the category.
The Ink Business
Unlimited ℠ Credit Card's uncapped 1.5 %
cash back rate on all purchases puts it with the Capital One ® Spark ® Cash Select for Business, as one of the best no - annual - fee flat - rate cash back business credit ca
cash back
rate on all purchases puts it with the Capital One ® Spark ®
Cash Select for Business, as one of the best no - annual - fee flat - rate cash back business credit ca
Cash Select for Business, as one of the best no - annual - fee flat -
rate cash back business credit ca
cash back business credit cards.
The fixed 2 %
rate beats some of the current top cards, including the Chase Freedom
Unlimited ® and the Capital One ® Quicksilver ®
Cash Rewards Credit Card.
Chase launched a new flat -
rate cash back credit card in April called the Chase Freedom
Unlimited.
With a
cash back
rate of 1.5 % across
unlimited purchases, extended purchase protection, and access to exclusive World Elite Experiences and Offers, there's no denying this is a premier card for those who want to get the most back out of their purchases.
But, if you don't plan to use other Chase credit cards, you can do better than the Freedom
Unlimited if you're looking for a simple flat -
rate cash back card.