Sentences with phrase «rated loan in the portfolio»

BXMT's loan portfolio remains 100 % performing with an average origination LTV of 61 % and risk rating is largely unchanged at an average of 2.7 on a scale of one - to - five with only one $ 21 million four rated loan in the portfolio.

Not exact matches

Naturally, his forecasts were derailed by a combination of a deluge in mortgage costs from the disastrous acquisition of Countrywide Financial, and years of extremely low rates that shrank the margins the bank earns on its giant loan portfolios.

Some of the leading franchise names, including Quiznos and Cold Stone Creamery, were among the 10 worst performers in the SBA loan portfolio between 2004 and 2013, which collectively had a default rate of more than double that of other franchises, according to the investigation.

FLBL will invest mainly in income - producing senior floating interest rate corporate loans that are either provided to or by U.S. companies, or non-U.S. companies or their U.S. subsidiaries — though non-U.S. companies are limited to a 25 % weighting in the portfolio.

Cumulative inflows into the iShares Short Maturity Bond ETF (NEAR), Floating Rate Bond ETF, SPDR Bloomberg Barclays Short Term High Yield Bond ETF, PowerShares Senior Loan Portfolio, and the Vanguard Short - Term Corporate Bond ETF topped $ 400 million in total for the first session of the week, the highest since the inception date of the most recent member of this product group.

We assumed that in each period a 30 - year bond is issued at prevailing interest rates (long - term government bond plus 1 %) and that amount is invested for the next 30 years in a portfolio of large - cap stocks while paying off the bond as an amortized loan (as if it were a mortgage).

China's huge portfolio of NPLs at the end of the 1990s (perhaps as much as 40 % of total loans) was resolved by a decade of severe financial repression, so that lending rates of around 7 % — in an economy in which GDP grew nominally by 18 - 20 % and the GDP deflator usually exceed 8 % — implied substantial debt forgiveness.

In a well - diversified investment portfolio, highly - rated corporate bonds of short - term, mid-term and long - term maturity (when the principal loan amount is scheduled for repayment) can help investors accumulate money for retirement, save for a college education for children, or to establish a cash reserve for emergencies, vacations or for other expenses.

At the same time, 77 % of Starwood's lending portfolio is tied up in LIBOR - based floating rate loans.

Doing the SWR exercise for a portfolio of Peer Street loans will require some «hacking» in my Safe Withdrawal Rate Google Sheet!

The rate of return depends on the performance of the loans in your portfolio.

Bank Loan portfolios primarily invest in floating - rate bank loans instead of bonds.

The first thing you need to do is talk to your loan officer and accountant to determine your total interest cost, net of the tax benefit, which will tell you how much your investment portfolio needs to earn in order to pay off the interest rate charges of your mortgage.

It has been suggested to lenders that they tag on 2 % to 4 % to loan interest rates to neutralize the effect of losses in their portfolio.

It says, «The median spread in the case of outstanding rupee loans remained significantly higher than that of fresh rupee loans, reflecting the dominance of base rate loan portfolio in outstanding loans and lagged interest rate reset (normally one year) for

In a well - diversified investment portfolio, highly - rated corporate bonds of short - term, mid-term and long - term maturity (when the principal loan amount is scheduled for repayment) can help investors accumulate money for retirement, save for a college education for children, or to establish a cash reserve for emergencies, vacations or for other expenses.

Prior to 7/1/09, the Fund had a predetermined fixed allocation approach investing equally among portfolios investing in mortgage - backed securities, senior floa ting - rate loans and high - yield bonds.

The fund invests primarily in government - backed securities with sovereign rating that accounts for 70 % of portfolio followed by Central Government Loan and Net Current Assets at 16 % and 13 % respectively.

Fortunately, given that interest rates are still at historic lows, the Education Department can lock in a bargain - basement cost to refinance its entire loan portfolio rather than continuing to game the yield curve where higher - priced, longer - term student loans are financed with lower - priced, shorter - term government borrowings.

Unlike most fixed - rate mortgages, which are sold to others, lenders also find ARMs to be desirable and profitable additions to their own portfolios of loans, so they may price these aggressively at times in order to capture business.»

Managed by Eaton Vance, a pioneer in floating rate loans since 1989, this portfolio diversifier provides broad exposure to the floating rate loan market.

The funds that hold bank loans in a portfolio have become popular in the low rate environment especially since most of the loans are variable - rate so will not lose as much when rates do rise.

The Balance Transfer programme has been introduced by Banks in a bid to increase their Personal Loan portfolio, by taking over the existing Loans running with competition; Better rates & terms are offered to lure -LSB-...]

«While the focus in recent years has been on the mortgage market, lenders will need to keep an eye on student loan portfolios — and on customers who have student loan debt — as the high delinquency rates among these borrowers can spell trouble across multiple products.»

The Fund's investments in shorter duration high - yield bonds and floating - rate loans may help provide investor portfolios» a level of protection in a rising - rate environment, as investments in the Fund's universe have typically performed with low correlation to traditional bond markets.

Fifty - five percent of advisers believe floating rate loan funds are the most attractive option in a rising rate environment and are incorporating them into client portfolios.

Adding to the complexity is the need for both Fannie and Freddie to insure their portfolios against interest - rate risk — in particular, the danger that borrowers may pay back their loans early, if interest rates fall, leaving the companies with money to reinvest at a lower rate.

At any rate, over a million students across the nation do not receive proper financial aid which is just another factor in the entire student loan debt portfolio.

The most important factor a person should take into consideration when choosing a loan program whether it be an equity line of credit, a fixed rate home equity loan or something in between depends on your financial portfolio, how you believe your finances will change within the next five years, how long you plan to keep the house you are currently living in and how secure you feel with changing your mortgage payments and increasing your debt.

Managed by Eaton Vance, a pioneer in floating - rate loans since 1989, this portfolio diversifier provides broad exposure to the floating - rate loan market.

As we have noted in the past, with ~ 180 U.S. mid-cap banks (i.e., those with market caps between $ 0.5 bln and $ 20 bln), there is greater opportunity to construct a portfolio with superior earnings potential and more targeted attributes including higher rate sensitivity, M&A potential, higher loan growth and valuation support.

(3) Weighted Average Unlevered All - in - Yield on the loan portfolio assumes applicable benchmark rates on the floating rate loans as of March 31, 2018.

In my opinion, bank portfolio mortgage loan rates show a bank's true willingness to take on real estate and consumer exposure.

Financial Manager — Duties & Responsibilities Oversee multiple automotive corporate client portfolios, conduct risk analysis, and perform audits Direct corporate loan process and ensure that client collateral is sufficient in cases of default Investigate client credit rating and determine worthiness of consumer credit applications Recruit, train, and manage team of auditors and financial advisors ensuring professional operations Responsible for department budgets, project timelines, and team workflow Perform reviews to determine appropriate employee compensation, recognition, and disciplinary action Serve as a liaison between bank and clients, partners, outside vendors, and community leaders Present reports regarding audit findings, market trends, and client financial health to senior leadership Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study industry literature to become an expert on products and services Direct sales operations for 35 + car and recreational vehicle dealerships throughout New England Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Represent company brand with positivity, professionalism, and dedication Consistently recognized and promoted for excellence in management, service, and performance

There will be less uniform assumptions associated with the individual line items in the NOI calculation, but the ease of having one rate, one payment, and a drastically less expensive and less strenuous closing cost schedule, most operators and borrowers will choose to use the portfolio loan to save money up front, even though a cost of capital might be comparable to financing the assets individually in some cases.

For example, the 30 + day delinquency rate on CMBS loans rose 0.05 percentage points to 0.53 percent, and the 60 + day delinquency rate on loans held in life company portfolios rose 0.02 percentage points to 0.03 percent.

Once I have them stabilized (usually a year) I refinance them with a portfolio loan to lower the interest rate In this way my properties are always positive with cash flow and I'm able to freely invest in more propertieIn this way my properties are always positive with cash flow and I'm able to freely invest in more propertiein more properties.

In 2011, the six - month re-default rate for modified loans was 13.6 % for Fannie Mae and 11 % for Freddie Mac, compared to 8.6 % for loans held in bank portfolioIn 2011, the six - month re-default rate for modified loans was 13.6 % for Fannie Mae and 11 % for Freddie Mac, compared to 8.6 % for loans held in bank portfolioin bank portfolios.

Basel III and ongoing regulatory scrutiny are leading big US banks further away from servicing residential mortgage loans while non-banks swoop in and beef up their portfolios, according to Fitch Ratings in its latest US RMBS servicer handbook.

Note: To reduce points or interest rate we can cross collateralization the loan with another property the investor or investment company has in their portfolio.

The loan featured a 5.96 percent interest rate... Holliday Fenoglio Fowler, L.P. negotiated the sale of the Courtyard Shops at Wellington, a 127,000 - square - foot retail center in Wellington, Fla., from AEW Capital Management to Federal Realty Investment Trust for $ 38 million... Marcus & Millichap Real Estate Investment Services negotiated the sale of a 24 - store Dollar General portfolio located throughout Texas and Alabama for $ 20 million... Brauvin Net Lease, LLC and Brauvin Net Capital, LLC acquired 11 corporate Steak n Shake restaurant locations for $ 16 million in a sale / leaseback transaction.