If you need the money within the next three years, you should also avoid bond
mutual funds and
real estate investment trusts (REITs), which can drop if interest
rates increase.
Equity (Stock) Risk, ETF and
Mutual Fund Risks, Fixed Income Risks, Credit Risk, Duration Risk, Interest
Rate Risk, Liquidity Risk, Reinvestment Risk, Index Investing Risks, Master Limited Partnerships (MLPs) Risks, QDI Ratio Risks,
Real Estate Investment Trusts (REITs) Risks, Failure to Implement, Financial Risk, Company Risk, Core + Satellite Strategies Risk, Inflation Risk, Market Risk, Political Risk, Technical Analysis Risk.