Sentences with phrase «rates after the introductory period»

The amount by which an adjustable - rate mortgage's interest rate can jump is capped in the loan terms, so your lender can't suddenly slam you with a 20 % interest rate after your introductory period ends.

If you are concerned about the annual percentage rate after the introductory period has passed, Discover it has the possibility of being the lowest.

A higher credit limit will increase your earnings too, but don't worry about the interest rate after the introductory period expires as we wont be keeping the balance anyway!

The 0 % interest rates offers as introductory enticements for college students are only a great deal if the interest rate after the introductory period passes is a rate that makes sense.

Adjustable Rate Mortgage (ARM)-- A 30 year mortgage with a very low introductory fixed rate (1, 3, 5, 7, or 10 years) then incrementally increasing interest rates after the introductory period is over.

Search credit card websites to see if you can find a credit card offer without a transfer fee, but be aware that the credit card issuer is likely to compensate for the lack of a fee with a shorter zero percent interest period or a higher interest rate after the introductory period.

Credit card issuers may offer combinations of variable and fixed rates, For example, a variable - rate APR that becomes a fixed rate after your introductory period ends.

Another thing you need to consider is the interest rate after the introductory period is over.

Also, ask about the interest rates after the introductory period is over.

Not exact matches

With those attractive introductory interest rates of 3.9 percent shooting up to 13 percent or higher after the six - month grace period, that's no bargain.

The assigned rate will become effective after the expiration of the nine - month introductory period unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account.

Keep in mind that some people will use a balance transfer initially and will refinance the remaining debt into a consolidation loan after the introductory period expires and the rate increases.

But, as you can see, your savings are diminished if you have large balance transfer fees and short introductory periods with higher rates after the intro period ends.

After the introductory period, your rate can jump, and it can adjust more than once during the loan term.

Such cards have an introductory 0 % interest rate, which increases after a promotional period, usually no more than 21 months.

After the introductory rate periods end, the loans then adjust periodically according to their caps, margins, and the indexes which the loans are tied to.

Second, the one represents how often the interest rate adjusts after the introductory period ends.

With an adjustable rate mortgage, the loan will begin to adjust up or down after the introductory period comes to an end according to the loan's index, caps, margin, and rate.

After the introductory period, the card offers a variable APR, and it's very reasonable — especially if you qualify for the minimum rate.

A good introductory APR period and standard variable rate after the fact, along with no annual fee, make up for the balance transfer fee that you will be assessed at average costs.

Sun Trust's MasterCard combines the best of cash back with a manageable APR rate as low as 10 % after the initial 0 % introductory period that's good for 15 months on both purchases and transfers.

APR: 0 % Introductory APR on purchases and balance transfers for 12 months, the rate increases to 13 % -23.24 % variable after the initial period expires

Borrowers should feel confident, when taking out their loans, in their ability to refinance after the introductory rate periods end.

After the introductory period, APR on outstanding balance is variable and based on the Prime Rate minus.51 % for 1 - 4 family owner occupied / second homes as published in the Wall Street Journal as of the last business day of the month effective with the first day of the following month.

Option ARM loans are available with an initial introductory period, usually of 1, 3 or 6 months, after which the interest rate may change.

Adjustable - rate mortgage: ARM loans have an interest rate that's fixed for an introductory period, after which it can fluctuate annually over the loan's remaining life span.

But be careful, your interest rate and monthly payment will increase after the introductory period, which can be 3, 5, 7 or even 10 years, and can climb substantially depending on the terms of your specific loan.

Be cautious of low introductory interest rates that can increase greatly after their initial low interest period

Any balance over this limit will earn the on - going rate, though there's no guarantee what the rate will be after the three months introductory period.

After the 0 % introductory period, the interest rate rises to the normal high rate.

b) If there is an introductory rate, it must be in place for a minimum of 6 months; after this time period your rate can revert to the «go - to» rate the credit card company disclosed when you received the card.

After introductory period, the interest rate may be as low as 13.74 % depending on your creditworthiness

Minimum APR of 2.99 % after the introductory rate period.

Even though the LIBOR index adjusts frequently, Bank of America adjustable - rates mortgages only adjust annually after the introductory period expires.

Failure to pay them off during the introductory period means that balances remaining after the introductory period expires will accrue interest at a new and usually much higher rate.

These rates upgrade to 13.24 % -23.24 % after this introductory period.

Regular interest rates usually apply after the promotional period expires, so be sure to pay off the amount you borrow before the introductory period ends.

The interest rate charged after an introductory period is over.

After the introductory period ends, borrowers have a variable interest rate as low as 4.24 %.

The APR or annual percentage rate that goes into effect after the 0 % APR or introductory rate period expires.

If that is the plan you must look closely at what interest rate will be charged on your balance after the introductory period is over.

Such cards have an introductory 0 % interest rate, which increases after a promotional period, usually no more than 21 months.

After the introductory 6 month rate period, the rate is a variable rate based on prime plus a margin.

People who get an introductory interest rate when they first sign up for a credit card must make sure they know what the APR will be after that period.

Standard rates after six month introductory period range from 15.24 % APR to 23.24 %

Debt consolidation credit cards usually come with a low - interest rate BUT only for the introductory time - period, then the rate goes up (after 12 - 18 months)

Adjustable rate mortgages do carry a higher degree of risk as rates can and do adjust after the introductory rate periods end

ARMs do carry a higher degree of risk as rates can and do adjust after the introductory rate periods end.

This rate is increased to 23.24 % after the intro period; this same rate is used for regular purchases without the introductory period.

After the introductory period expires your interest rate and payment shoot back up high again.